Compare Cottonton, AL Car Insurance Rates (2021)

Car insurance in Cottonton, AL averages $322 a month. Cottonton, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cottonton car insurance rates, compare quotes from the top car insurance companies in Cottonton, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cottonton for teen drivers is USAA
  • Average car insurance rates in Cottonton, AL are $3,860/year
  • The cheapest car insurance company in Cottonton is USAA

If you need to buy Cottonton, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Cottonton, AL is right here.

You’ll find Cottonton car insurance rates, the cheapest Cottonton, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Cottonton, Alabama car insurance rates to Decatur car insurance rates, Madison car insurance rates, and Dothan car insurance rates.

Ready to find affordable Cottonton, AL car insurance today? Enter your ZIP code for fast, free Cottonton car insurance quotes.

Cheapest Cottonton, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cottonton, AL car insurance rates? Every Cottonton, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cottonton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,676 $2,663 $2,397 $2,532 $9,908 $10,210 $3,041 $3,183
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,198 $3,454 $2,614 $2,924 $11,751 $13,069 $3,412 $3,639
Nationwide $1,757 $1,780 $1,600 $1,658 $4,596 $5,937 $1,950 $2,183
Progressive $2,517 $2,363 $2,059 $2,212 $9,956 $11,095 $2,921 $3,058
State Farm $3,235 $3,235 $2,930 $2,930 $9,778 $12,270 $3,655 $4,196
Travelers $1,572 $1,597 $1,471 $1,468 $8,465 $13,383 $1,486 $1,709
USAA $1,421 $1,442 $1,330 $1,305 $4,284 $4,750 $1,856 $2,005

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Minimum Car Insurance in Cottonton, AL

Every driver must carry the minimum car insurance in Cottonton, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Cottonton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cottonton, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cottonton, AL. Compare credit history car insurance rates in Cottonton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cottonton, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $5,138 $4,409 $4,182
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,887 $4,839 $3,797
Nationwide $3,234 $2,526 $2,287
Progressive $5,123 $4,373 $4,072
State Farm $8,561 $4,332 $2,942
Travelers $4,246 $3,682 $3,753
USAA $3,083 $2,014 $1,800

Cheapest Cottonton, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cottonton, AL to rates for a clean record with top companies.

Annual Cottonton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,858 $4,969 $4,847 $4,630
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,317 $6,016 $5,880 $5,817
Nationwide $2,345 $2,345 $3,420 $2,620
Progressive $4,083 $5,113 $4,404 $4,490
State Farm $4,766 $5,906 $5,222 $5,222
Travelers $3,244 $3,404 $4,976 $3,951
USAA $1,767 $2,220 $3,298 $1,911

Cheapest Cottonton, AL Car Insurance for Teen Drivers

Teen car insurance in Cottonton, AL can be expensive. Take a look at rates from the top car insurance companies in Cottonton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cottonton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $9,908 $10,210
GEICO $5,465 $5,384
Liberty Mutual $11,751 $13,069
Nationwide $4,596 $5,937
Progressive $9,956 $11,095
State Farm $9,778 $12,270
Travelers $8,465 $13,383
USAA $4,284 $4,750

Cheapest Cottonton, AL Car Insurance for Seniors

Take a look at Cottonton, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cottonton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,397 $2,532
GEICO $1,993 $2,033
Liberty Mutual $2,614 $2,924
Nationwide $1,600 $1,658
Progressive $2,059 $2,212
State Farm $2,930 $2,930
Travelers $1,471 $1,468
USAA $1,330 $1,305

Cheapest Cottonton, AL Car Insurance Rates After a DUI

A DUI in Cottonton, AL increases car insurance rates. Compare Cottonton, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cottonton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $4,847
GEICO $3,878
Liberty Mutual $5,880
Nationwide $3,420
Progressive $4,404
State Farm $5,222
Travelers $4,976
USAA $3,298

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Cheapest Cottonton, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cottonton, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cottonton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,576 $4,576
GEICO $2,876 $2,987
Liberty Mutual $5,508 $5,508
Nationwide $2,682 $2,682
Progressive $4,523 $4,523
State Farm $5,148 $5,409
Travelers $3,894 $3,894
USAA $2,194 $2,404

The Best Cheap Car Insurance Companies in Cottonton, AL

Take a look at a side-by-side comparison of the top car insurance companies in Cottonton, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cottonton, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,576
GEICO $2,931
Liberty Mutual $5,508
Nationwide $2,682
Progressive $4,523
State Farm $5,279
Travelers $3,894
USAA $2,299

Category Winners: Cheapest Car Insurance in Cottonton, Alabama

Find the cheapest car insurance companies in Cottonton, AL for each category right here.

Best Annual Car Insurance Rates by Company in Cottonton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Cottonton, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cottonton car insurance rates. Find the cheapest Cottonton, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cottonton, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $4,352 $4,524 $4,852
GEICO $2,726 $2,919 $3,149
Liberty Mutual $5,269 $5,483 $5,771
Nationwide $2,658 $2,662 $2,728
Progressive $3,983 $4,490 $5,095
State Farm $4,974 $5,273 $5,589
Travelers $3,688 $3,972 $4,022
USAA $2,213 $2,286 $2,398

Compare Car Insurance Quotes in Cottonton, AL

Ready to find affordable Cottonton, Alabama car insurance today? Enter your ZIP code for fast, free Cottonton, AL car insurance quotes.

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