Compare Cotuit, MA Car Insurance Rates (2021)

Car insurance in Cotuit, MA averages $251 a month. Cotuit, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Cotuit car insurance rates, compare quotes from the top car insurance companies in Cotuit, MA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cotuit is State Farm
  • The cheapest car insurance company in Cotuit for teen drivers is State Farm
  • Average car insurance rates in Cotuit, MA are $3,008/year

If you need to buy Cotuit, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Cotuit, MA is right here.

You’ll find Cotuit car insurance rates, the cheapest Cotuit, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Cotuit, Massachusetts car insurance rates to Lynn car insurance rates, New Bedford car insurance rates, and Lowell car insurance rates.

Ready to find affordable Cotuit, MA car insurance today? Enter your ZIP code for fast, free Cotuit car insurance quotes.

Cheapest Cotuit, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cotuit, MA car insurance rates? Every Cotuit, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cotuit, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,155 $2,155 $2,155 $2,155 $7,956 $7,956 $2,418 $2,418
GEICO $1,912 $1,912 $1,773 $1,773 $5,401 $5,401 $1,971 $1,971
Liberty Mutual $2,771 $2,771 $2,413 $2,413 $9,404 $9,404 $2,897 $2,897
Progressive $2,155 $2,155 $2,070 $2,070 $8,128 $8,128 $2,328 $2,328
State Farm $927 $927 $927 $927 $2,620 $2,620 $927 $927
Travelers $2,690 $2,690 $2,381 $2,381 $5,477 $5,477 $2,983 $2,983
USAA $1,360 $1,360 $1,340 $1,340 $3,171 $3,171 $1,502 $1,502

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Minimum Car Insurance in Cotuit, MA

Every driver must carry the minimum car insurance in Cotuit, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Cotuit, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Cotuit, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cotuit, MA to rates for a clean record with top companies.

Annual Cotuit, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,846 $4,231 $4,760 $2,846
GEICO $2,209 $3,042 $3,474 $2,330
Liberty Mutual $3,452 $4,698 $5,655 $3,680
Progressive $3,084 $4,346 $3,448 $3,804
State Farm $1,071 $1,455 $1,729 $1,146
Travelers $2,641 $3,648 $3,892 $3,350
USAA $1,313 $1,704 $2,887 $1,468

Cheapest Cotuit, MA Car Insurance for Teen Drivers

Teen car insurance in Cotuit, MA can be expensive. Take a look at rates from the top car insurance companies in Cotuit for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cotuit, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,956 $7,956
GEICO $5,401 $5,401
Liberty Mutual $9,404 $9,404
Progressive $8,128 $8,128
State Farm $2,620 $2,620
Travelers $5,477 $5,477
USAA $3,171 $3,171

Cheapest Cotuit, MA Car Insurance for Seniors

Take a look at Cotuit, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cotuit, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,155 $2,155
GEICO $1,773 $1,773
Liberty Mutual $2,413 $2,413
Progressive $2,070 $2,070
State Farm $927 $927
Travelers $2,381 $2,381
USAA $1,340 $1,340

Cheapest Cotuit, MA Car Insurance Rates After a DUI

A DUI in Cotuit, MA increases car insurance rates. Compare Cotuit, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cotuit, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,760
GEICO $3,474
Liberty Mutual $5,655
Progressive $3,448
State Farm $1,729
Travelers $3,892
USAA $2,887

Cheapest Cotuit, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cotuit, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cotuit, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,551 $3,791
GEICO $2,710 $2,818
Liberty Mutual $4,199 $4,543
Progressive $3,670 $3,670
State Farm $1,319 $1,382
Travelers $3,223 $3,542
USAA $1,792 $1,894

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The Best Cheap Car Insurance Companies in Cotuit, MA

Take a look at a side-by-side comparison of the top car insurance companies in Cotuit, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cotuit, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,671
GEICO $2,764
Liberty Mutual $4,371
Progressive $3,670
State Farm $1,350
Travelers $3,383
USAA $1,843

Category Winners: Cheapest Car Insurance in Cotuit, Massachusetts

Find the cheapest car insurance companies in Cotuit, MA for each category right here.

Best Annual Car Insurance Rates by Company in Cotuit, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Cotuit, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cotuit car insurance rates. Find the cheapest Cotuit, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cotuit, Massachusetts

Insurance Company Low Medium High
Allstate $3,387 $3,733 $3,893
GEICO $2,541 $2,816 $2,936
Liberty Mutual $4,094 $4,428 $4,591
Progressive $3,356 $3,740 $3,915
State Farm $1,227 $1,374 $1,450
Travelers $3,059 $3,453 $3,636
USAA $1,707 $1,874 $1,949

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Compare Car Insurance Quotes in Cotuit, MA

Ready to find affordable Cotuit, Massachusetts car insurance today? Enter your ZIP code for fast, free Cotuit, MA car insurance quotes.

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