Compare Cotulla, TX Car Insurance Rates (2021)

Car insurance in Cotulla, TX averages $328 a month. Cotulla, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cotulla car insurance rates, compare quotes from the top car insurance companies in Cotulla, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cotulla, TX after a DUI are $4,467/year
  • The cheapest car insurance company in Cotulla is USAA
  • The cheapest car insurance company in Cotulla for teen drivers is USAA

If you need to buy Cotulla, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Cotulla, TX is right here.

You’ll find Cotulla car insurance rates, the cheapest Cotulla, TX car insurance companies, and information on Texas car insurance laws. You can also compare Cotulla, Texas car insurance rates to Dallas car insurance rates, Houston car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Cotulla, TX car insurance today? Enter your ZIP code for fast, free Cotulla car insurance quotes.

Cheapest Cotulla, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cotulla, TX car insurance rates? Every Cotulla, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cotulla, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,855 $3,903 $3,812 $3,812 $9,813 $11,887 $4,763 $4,980
American Family $2,697 $2,991 $2,493 $2,846 $6,972 $9,183 $3,838 $4,384
GEICO $2,257 $2,418 $2,151 $2,422 $4,772 $4,941 $2,434 $2,427
Nationwide $2,612 $2,658 $2,312 $2,450 $7,179 $9,231 $3,048 $3,299
Progressive $2,887 $2,659 $2,565 $2,625 $12,128 $13,368 $3,324 $3,253
State Farm $1,778 $1,778 $1,574 $1,574 $4,098 $5,190 $1,922 $1,982
USAA $1,522 $1,538 $1,452 $1,450 $4,195 $4,587 $2,031 $2,192

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Minimum Car Insurance in Cotulla, TX

Every driver must carry the minimum car insurance in Cotulla, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Cotulla, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cotulla, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cotulla, TX. Compare credit history car insurance rates in Cotulla from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cotulla, Texas

Insurance Company Poor Fair Good
Allstate $7,478 $5,439 $4,643
American Family $6,122 $3,813 $3,342
GEICO $4,585 $2,605 $1,744
Nationwide $4,937 $3,939 $3,420
Progressive $6,025 $5,206 $4,823
State Farm $3,523 $2,192 $1,746
USAA $3,488 $2,009 $1,615

Cheapest Cotulla, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cotulla, TX to rates for a clean record with top companies.

Annual Cotulla, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,612 $6,973 $7,217 $4,612
American Family $4,042 $5,121 $4,496 $4,042
GEICO $2,530 $3,297 $2,813 $3,272
Nationwide $3,557 $3,557 $5,262 $4,017
Progressive $4,657 $6,070 $5,444 $5,234
State Farm $2,226 $2,532 $2,965 $2,226
USAA $1,773 $2,606 $3,069 $2,035

Cheapest Cotulla, TX Car Insurance for Teen Drivers

Teen car insurance in Cotulla, TX can be expensive. Take a look at rates from the top car insurance companies in Cotulla for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cotulla, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,813 $11,887
American Family $6,972 $9,183
GEICO $4,772 $4,941
Nationwide $7,179 $9,231
Progressive $12,128 $13,368
State Farm $4,098 $5,190
USAA $4,195 $4,587

Cheapest Cotulla, TX Car Insurance for Seniors

Take a look at Cotulla, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cotulla, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,812 $3,812
American Family $2,493 $2,846
GEICO $2,151 $2,422
Nationwide $2,312 $2,450
Progressive $2,565 $2,625
State Farm $1,574 $1,574
USAA $1,452 $1,450

Cheapest Cotulla, TX Car Insurance Rates After a DUI

A DUI in Cotulla, TX increases car insurance rates. Compare Cotulla, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cotulla, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,217
American Family $4,496
GEICO $2,813
Nationwide $5,262
Progressive $5,444
State Farm $2,965
USAA $3,069

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Cheapest Cotulla, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cotulla, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cotulla, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,717 $5,990
American Family $4,426 $4,426
GEICO $2,917 $3,039
Nationwide $4,099 $4,099
Progressive $5,351 $5,351
State Farm $2,487 $2,487
USAA $2,341 $2,401

The Best Cheap Car Insurance Companies in Cotulla, TX

Take a look at a side-by-side comparison of the top car insurance companies in Cotulla, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cotulla, Texas

Insurance Company Average Annual Rates
Allstate $5,853
American Family $4,426
GEICO $2,978
Nationwide $4,099
Progressive $5,351
State Farm $2,487
USAA $2,371

Category Winners: Cheapest Car Insurance in Cotulla, Texas

Find the cheapest car insurance companies in Cotulla, TX for each category right here.

Best Annual Car Insurance Rates by Company in Cotulla, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Cotulla, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cotulla car insurance rates. Find the cheapest Cotulla, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cotulla, Texas

Insurance Company Low Medium High
Allstate $5,702 $5,797 $6,061
American Family $4,134 $4,272 $4,870
GEICO $2,813 $2,934 $3,187
Nationwide $4,366 $3,921 $4,009
Progressive $4,924 $5,300 $5,830
State Farm $2,356 $2,477 $2,628
USAA $2,292 $2,361 $2,459

What affects car insurance rates in Cotulla, Texas?

What factors can have an impact on Cotulla, TX car insurance? There are several reasons why Cotulla car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cotulla, Texas.

Commute Time in Cotulla

The more time you spend in your car the higher the risk of an accident. The average commute length in Cotulla, TX is 29.7 minutes according to City-Data.

Compare Car Insurance Quotes in Cotulla, TX

Ready to find affordable Cotulla, Texas car insurance today? Enter your ZIP code for fast, free Cotulla, TX car insurance quotes.

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