Compare Cougar, WA Car Insurance Rates (2021)

Car insurance in Cougar, WA averages $253 a month. Cougar, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Cougar car insurance rates, compare quotes from the top car insurance companies in Cougar, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cougar, WA are $3,038/year
  • Average car insurance rates in Cougar, WA after a DUI are $3,550/year
  • The cheapest car insurance company in Cougar for teen drivers is Nationwide

If you need to buy Cougar, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Cougar, WA is right here.

You’ll find Cougar car insurance rates, the cheapest Cougar, WA car insurance companies, and information on Washington car insurance laws. You can also compare Cougar, Washington car insurance rates to Spokane car insurance rates, Seattle car insurance rates, and Everett car insurance rates.

Ready to find affordable Cougar, WA car insurance today? Enter your ZIP code for fast, free Cougar car insurance quotes.

Cheapest Cougar, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cougar, WA car insurance rates? Every Cougar, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cougar, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,002 $1,979 $1,850 $1,939 $6,975 $8,067 $2,125 $2,204
American Family $1,926 $1,926 $1,758 $1,758 $7,337 $10,034 $1,926 $2,591
Farmers $2,581 $2,648 $2,365 $2,684 $5,737 $6,116 $3,242 $3,338
GEICO $1,913 $1,947 $1,795 $1,795 $4,154 $5,427 $3,231 $2,352
Liberty Mutual $1,834 $2,012 $1,651 $1,941 $10,048 $11,066 $1,975 $2,159
Nationwide $1,292 $1,320 $1,202 $1,250 $3,410 $4,157 $1,531 $1,652
Progressive $1,455 $1,361 $1,306 $1,323 $7,276 $8,159 $1,745 $1,745
State Farm $1,441 $1,441 $1,296 $1,296 $4,092 $5,179 $1,633 $1,879
USAA $1,229 $1,210 $1,183 $1,182 $5,423 $6,420 $1,556 $1,703

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Minimum Car Insurance in Cougar, WA

Every driver must carry the minimum car insurance in Cougar, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Cougar, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cougar, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cougar, WA. Compare credit history car insurance rates in Cougar from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cougar, Washington

Insurance Company Poor Fair Good
Allstate $4,216 $3,209 $2,753
American Family $4,318 $3,524 $3,129
Farmers $4,413 $3,290 $3,063
GEICO $3,365 $2,692 $2,423
Liberty Mutual $5,843 $3,593 $2,822
Nationwide $2,345 $1,853 $1,732
Progressive $3,362 $2,993 $2,784
State Farm $3,305 $1,991 $1,551
USAA $3,140 $2,301 $2,023

Cheapest Cougar, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cougar, WA to rates for a clean record with top companies.

Annual Cougar, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,857 $3,571 $3,949 $3,193
American Family $2,934 $3,754 $4,346 $3,594
Farmers $3,000 $3,723 $3,939 $3,693
GEICO $2,183 $2,789 $4,151 $2,183
Liberty Mutual $3,488 $4,387 $4,480 $3,988
Nationwide $1,542 $2,079 $2,603 $1,683
Progressive $2,471 $3,848 $2,886 $2,981
State Farm $2,079 $2,485 $2,282 $2,282
USAA $1,828 $2,653 $3,311 $2,161

Cheapest Cougar, WA Car Insurance for Teen Drivers

Teen car insurance in Cougar, WA can be expensive. Take a look at rates from the top car insurance companies in Cougar for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cougar, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,975 $8,067
American Family $7,337 $10,034
Farmers $5,737 $6,116
GEICO $4,154 $5,427
Liberty Mutual $10,048 $11,066
Nationwide $3,410 $4,157
Progressive $7,276 $8,159
State Farm $4,092 $5,179
USAA $5,423 $6,420

Cheapest Cougar, WA Car Insurance for Seniors

Take a look at Cougar, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cougar, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,850 $1,939
American Family $1,758 $1,758
Farmers $2,365 $2,684
GEICO $1,795 $1,795
Liberty Mutual $1,651 $1,941
Nationwide $1,202 $1,250
Progressive $1,306 $1,323
State Farm $1,296 $1,296
USAA $1,183 $1,182

Cheapest Cougar, WA Car Insurance Rates After a DUI

A DUI in Cougar, WA increases car insurance rates. Compare Cougar, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cougar, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,949
American Family $4,346
Farmers $3,939
GEICO $4,151
Liberty Mutual $4,480
Nationwide $2,603
Progressive $2,886
State Farm $2,282
USAA $3,311

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Cheapest Cougar, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cougar, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cougar, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,393 $3,393
American Family $3,582 $3,732
Farmers $3,589 $3,589
GEICO $2,791 $2,862
Liberty Mutual $4,086 $4,086
Nationwide $1,977 $1,977
Progressive $3,046 $3,046
State Farm $2,221 $2,344
USAA $2,464 $2,513

The Best Cheap Car Insurance Companies in Cougar, WA

Take a look at a side-by-side comparison of the top car insurance companies in Cougar, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cougar, Washington

Insurance Company Average Annual Rates
Allstate $3,393
American Family $3,657
Farmers $3,589
GEICO $2,827
Liberty Mutual $4,086
Nationwide $1,977
Progressive $3,046
State Farm $2,282
USAA $2,488

Category Winners: Cheapest Car Insurance in Cougar, Washington

Find the cheapest car insurance companies in Cougar, WA for each category right here.

Best Annual Car Insurance Rates by Company in Cougar, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Cougar, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cougar car insurance rates. Find the cheapest Cougar, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cougar, Washington

Insurance Company Low Medium High
Allstate $3,183 $3,381 $3,614
American Family $3,464 $3,652 $3,855
Farmers $3,324 $3,579 $3,863
GEICO $2,644 $2,828 $3,007
Liberty Mutual $3,837 $4,095 $4,325
Nationwide $1,870 $1,975 $2,085
Progressive $2,795 $2,978 $3,366
State Farm $2,134 $2,289 $2,423
USAA $2,335 $2,487 $2,643

Compare Car Insurance Quotes in Cougar, WA

Ready to find affordable Cougar, Washington car insurance today? Enter your ZIP code for fast, free Cougar, WA car insurance quotes.

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