Compare Cove, AR Car Insurance Rates (2021)

Car insurance in Cove, AR averages $331 a month. Cove, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cove car insurance rates, compare quotes from the top car insurance companies in Cove, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cove, AR are $3,976/year
  • Average car insurance rates in Cove, AR after a DUI are $4,775/year
  • The cheapest car insurance company in Cove for teen drivers is USAA

If you need to buy Cove, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Cove, AR is right here.

You’ll find Cove car insurance rates, the cheapest Cove, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Cove, Arkansas car insurance rates to Little Rock car insurance rates, Jonesboro car insurance rates, and Conway car insurance rates.

Ready to find affordable Cove, AR car insurance today? Enter your ZIP code for fast, free Cove car insurance quotes.

Cheapest Cove, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cove, AR car insurance rates? Every Cove, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cove, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,826 $2,837 $2,524 $2,697 $10,459 $12,580 $3,110 $3,382
Farmers $2,226 $2,213 $1,991 $2,093 $9,307 $9,631 $2,554 $2,692
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $1,961 $2,003 $1,770 $1,871 $4,496 $5,727 $2,217 $2,388
Progressive $2,735 $2,599 $2,245 $2,346 $11,499 $12,960 $3,280 $3,559
State Farm $1,798 $1,798 $1,600 $1,600 $5,101 $6,412 $2,023 $2,327
Travelers $2,271 $2,317 $2,224 $2,233 $12,868 $20,631 $2,418 $2,828
USAA $1,302 $1,317 $1,204 $1,215 $4,031 $4,231 $1,676 $1,810

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Minimum Car Insurance in Cove, AR

Every driver must carry the minimum car insurance in Cove, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Cove, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cove, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cove, AR. Compare credit history car insurance rates in Cove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cove, Arkansas

Insurance Company Poor Fair Good
Allstate $6,340 $4,865 $3,950
Farmers $4,653 $3,899 $3,714
GEICO $4,269 $3,507 $2,911
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $3,301 $2,671 $2,440
Progressive $5,851 $4,980 $4,628
State Farm $4,104 $2,470 $1,923
Travelers $6,868 $5,716 $5,338
USAA $2,786 $1,896 $1,613

Cheapest Cove, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cove, AR to rates for a clean record with top companies.

Annual Cove, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,145 $5,234 $5,848 $4,980
Farmers $3,453 $4,427 $4,326 $4,148
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,199 $2,818 $3,786 $2,413
Progressive $4,442 $6,169 $4,665 $5,335
State Farm $2,605 $3,059 $2,832 $2,832
Travelers $5,010 $5,178 $7,551 $6,156
USAA $1,614 $2,040 $2,949 $1,791

Cheapest Cove, AR Car Insurance for Teen Drivers

Teen car insurance in Cove, AR can be expensive. Take a look at rates from the top car insurance companies in Cove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cove, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,459 $12,580
Farmers $9,307 $9,631
GEICO $6,655 $6,691
Liberty Mutual $8,693 $9,570
Nationwide $4,496 $5,727
Progressive $11,499 $12,960
State Farm $5,101 $6,412
Travelers $12,868 $20,631
USAA $4,031 $4,231

Cheapest Cove, AR Car Insurance for Seniors

Take a look at Cove, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cove, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,524 $2,697
Farmers $1,991 $2,093
GEICO $2,419 $2,351
Liberty Mutual $2,330 $2,596
Nationwide $1,770 $1,871
Progressive $2,245 $2,346
State Farm $1,600 $1,600
Travelers $2,224 $2,233
USAA $1,204 $1,215

Cheapest Cove, AR Car Insurance Rates After a DUI

A DUI in Cove, AR increases car insurance rates. Compare Cove, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cove, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,848
Farmers $4,326
GEICO $5,555
Liberty Mutual $5,469
Nationwide $3,786
Progressive $4,665
State Farm $2,832
Travelers $7,551
USAA $2,949

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Cheapest Cove, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cove, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cove, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,052 $5,052
Farmers $4,089 $4,089
GEICO $3,541 $3,583
Liberty Mutual $4,220 $4,220
Nationwide $2,804 $2,804
Progressive $5,153 $5,153
State Farm $2,766 $2,899
Travelers $5,974 $5,974
USAA $2,039 $2,158

The Best Cheap Car Insurance Companies in Cove, AR

Take a look at a side-by-side comparison of the top car insurance companies in Cove, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cove, Arkansas

Insurance Company Average Annual Rates
Allstate $5,052
Farmers $4,089
GEICO $3,562
Liberty Mutual $4,220
Nationwide $2,804
Progressive $5,153
State Farm $2,832
Travelers $5,974
USAA $2,098

Category Winners: Cheapest Car Insurance in Cove, Arkansas

Find the cheapest car insurance companies in Cove, AR for each category right here.

Best Annual Car Insurance Rates by Company in Cove, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Cove, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cove car insurance rates. Find the cheapest Cove, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cove, Arkansas

Insurance Company Low Medium High
Allstate $4,921 $5,049 $5,185
Farmers $3,898 $4,049 $4,319
GEICO $3,433 $3,561 $3,691
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $2,823 $2,749 $2,841
Progressive $4,797 $5,081 $5,580
State Farm $2,710 $2,829 $2,957
Travelers $5,710 $5,992 $6,220
USAA $2,022 $2,092 $2,182

What affects car insurance rates in Cove, Arkansas?

What factors can have an impact on Cove, AR car insurance? There are several reasons why Cove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cove, Arkansas.

Commute Time in Cove

The more time you spend in your car the higher the risk of an accident. The average commute length in Cove, AR is 23.7 minutes according to City-Data.

Traffic in Cove

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Cove, AR traffic data from INRIX ranks Cove as the 227th-most congested in the world.

Compare Car Insurance Quotes in Cove, AR

Ready to find affordable Cove, Arkansas car insurance today? Enter your ZIP code for fast, free Cove, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State