Compare Cove City, NC Car Insurance Rates (2021)

Car insurance in Cove City, NC averages $292 a month. Cove City, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cove City car insurance rates, compare quotes from the top car insurance companies in Cove City, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cove City is Liberty Mutual
  • The cheapest car insurance company in Cove City for teen drivers is Liberty Mutual
  • Average car insurance rates in Cove City, NC after a DUI are $6,651/year

If you need to buy Cove City, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Cove City, NC is right here.

You’ll find Cove City car insurance rates, the cheapest Cove City, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Cove City, North Carolina car insurance rates to Greensboro car insurance rates, Raleigh car insurance rates, and Cary car insurance rates.

Ready to find affordable Cove City, NC car insurance today? Enter your ZIP code for fast, free Cove City car insurance quotes.

Cheapest Cove City, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cove City, NC car insurance rates? Every Cove City, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cove City, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,712 $5,712 $4,697 $4,697 $13,455 $13,455 $5,825 $5,825
GEICO $2,584 $2,538 $2,546 $2,501 $4,649 $4,609 $2,278 $2,265
Liberty Mutual $1,929 $1,929 $1,996 $1,996 $3,338 $3,338 $1,929 $1,929
Nationwide $2,654 $2,654 $2,654 $2,654 $4,402 $4,402 $2,654 $2,654
Progressive $1,804 $1,804 $1,626 $1,626 $4,301 $4,301 $2,032 $2,032
State Farm $2,617 $2,617 $2,263 $2,263 $3,855 $3,855 $3,235 $3,235
Travelers $2,826 $2,826 $2,804 $2,804 $4,678 $4,678 $2,901 $2,901

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Minimum Car Insurance in Cove City, NC

Every driver must carry the minimum car insurance in Cove City, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Cove City, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cove City, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cove City, NC. Compare credit history car insurance rates in Cove City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cove City, North Carolina

Insurance Company Poor Fair Good
Allstate $10,067 $6,506 $5,694
GEICO $3,235 $2,982 $2,772
Liberty Mutual $2,298 $2,298 $2,298
Nationwide $3,091 $3,091 $3,091
Progressive $2,800 $2,374 $2,148
State Farm $4,205 $2,686 $2,086
Travelers $3,549 $3,208 $3,151

Cheapest Cove City, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cove City, NC to rates for a clean record with top companies.

Annual Cove City, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,996 $7,079 $13,191 $5,422
GEICO $1,567 $2,351 $5,884 $2,184
Liberty Mutual $1,362 $1,754 $4,322 $1,754
Nationwide $1,806 $2,344 $5,870 $2,344
Progressive $1,136 $1,662 $5,353 $1,612
State Farm $1,606 $2,306 $5,751 $2,306
Travelers $1,914 $2,587 $6,188 $2,520

Cheapest Cove City, NC Car Insurance for Teen Drivers

Teen car insurance in Cove City, NC can be expensive. Take a look at rates from the top car insurance companies in Cove City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cove City, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,455 $13,455
GEICO $4,649 $4,609
Liberty Mutual $3,338 $3,338
Nationwide $4,402 $4,402
Progressive $4,301 $4,301
State Farm $3,855 $3,855
Travelers $4,678 $4,678

Cheapest Cove City, NC Car Insurance for Seniors

Take a look at Cove City, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cove City, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,697 $4,697
GEICO $2,546 $2,501
Liberty Mutual $1,996 $1,996
Nationwide $2,654 $2,654
Progressive $1,626 $1,626
State Farm $2,263 $2,263
Travelers $2,804 $2,804

Cheapest Cove City, NC Car Insurance Rates After a DUI

A DUI in Cove City, NC increases car insurance rates. Compare Cove City, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cove City, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,191
GEICO $5,884
Liberty Mutual $4,322
Nationwide $5,870
Progressive $5,353
State Farm $5,751
Travelers $6,188

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Cheapest Cove City, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cove City, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cove City, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,422 $7,422
GEICO $2,996 $2,996
Liberty Mutual $2,298 $2,298
Nationwide $3,091 $3,091
Progressive $2,441 $2,441
State Farm $2,976 $3,009
Travelers $3,302 $3,302

The Best Cheap Car Insurance Companies in Cove City, NC

Take a look at a side-by-side comparison of the top car insurance companies in Cove City, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cove City, North Carolina

Insurance Company Average Annual Rates
Allstate $7,422
GEICO $2,996
Liberty Mutual $2,298
Nationwide $3,091
Progressive $2,441
State Farm $2,992
Travelers $3,302

Category Winners: Cheapest Car Insurance in Cove City, North Carolina

Find the cheapest car insurance companies in Cove City, NC for each category right here.

Best Annual Car Insurance Rates by Company in Cove City, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Cove City, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cove City car insurance rates. Find the cheapest Cove City, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cove City, North Carolina

Insurance Company Low Medium High
Allstate $7,160 $7,396 $7,710
GEICO $2,855 $2,986 $3,148
Liberty Mutual $2,187 $2,284 $2,423
Nationwide $2,962 $3,077 $3,234
Progressive $2,311 $2,426 $2,585
State Farm $2,861 $2,977 $3,139
Travelers $3,163 $3,286 $3,459

What affects car insurance rates in Cove City, North Carolina?

What factors can have an impact on Cove City, NC car insurance? There are several reasons why Cove City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cove City, North Carolina.

Commute Time in Cove City

The more time you spend in your car the higher the risk of an accident. The average commute length in Cove City, NC is 26.0 minutes according to City-Data.

Compare Car Insurance Quotes in Cove City, NC

Ready to find affordable Cove City, North Carolina car insurance today? Enter your ZIP code for fast, free Cove City, NC car insurance quotes.

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