Compare Covelo, CA Car Insurance Rates (2021)

Car insurance in Covelo, CA averages $276 a month. Covelo, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Covelo car insurance rates, compare quotes from the top car insurance companies in Covelo, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Covelo for teen drivers is USAA
  • Average car insurance rates in Covelo, CA are $3,315/year
  • The cheapest car insurance company in Covelo is USAA

If you need to buy Covelo, California car insurance, the options can be confusing. Everything you need to know about car insurance in Covelo, CA is right here.

You’ll find Covelo car insurance rates, the cheapest Covelo, CA car insurance companies, and information on California car insurance laws. You can also compare Covelo, California car insurance rates to Bakersfield car insurance rates, San Diego car insurance rates, and Oakland car insurance rates.

Ready to find affordable Covelo, CA car insurance today? Enter your ZIP code for fast, free Covelo car insurance quotes.

Cheapest Covelo, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Covelo, CA car insurance rates? Every Covelo, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Covelo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,479 $2,487 $1,801 $1,834 $6,815 $8,579 $3,216 $3,570
Farmers $2,252 $2,252 $2,017 $2,017 $7,205 $11,911 $2,670 $2,972
GEICO $1,728 $1,730 $1,625 $1,625 $5,307 $5,438 $2,490 $2,561
Liberty Mutual $2,183 $2,075 $2,024 $1,964 $4,807 $5,085 $2,471 $2,481
Nationwide $3,115 $2,979 $2,686 $2,540 $7,838 $8,638 $3,708 $3,693
Progressive $1,662 $1,717 $1,372 $1,652 $4,317 $5,276 $2,374 $2,565
State Farm $2,952 $2,952 $2,635 $2,635 $5,381 $6,660 $3,267 $3,371
Travelers $2,160 $2,103 $1,908 $1,885 $4,286 $5,006 $2,805 $2,753
USAA $1,801 $1,707 $1,759 $1,768 $4,079 $4,106 $2,500 $2,364

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Minimum Car Insurance in Covelo, CA

Every driver must carry the minimum car insurance in Covelo, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Covelo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Covelo, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Covelo, CA to rates for a clean record with top companies.

Annual Covelo, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,312 $3,925 $6,117 $3,036
Farmers $3,071 $4,187 $5,229 $4,163
GEICO $1,968 $3,035 $3,806 $2,442
Liberty Mutual $2,506 $3,358 $3,027 $2,654
Nationwide $3,073 $3,930 $6,666 $3,930
Progressive $1,724 $2,894 $3,377 $2,473
State Farm $2,658 $3,173 $6,007 $3,088
Travelers $1,943 $3,086 $3,623 $2,802
USAA $1,670 $2,477 $4,066 $1,829

Cheapest Covelo, CA Car Insurance for Teen Drivers

Teen car insurance in Covelo, CA can be expensive. Take a look at rates from the top car insurance companies in Covelo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Covelo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,815 $8,579
Farmers $7,205 $11,911
GEICO $5,307 $5,438
Liberty Mutual $4,807 $5,085
Nationwide $7,838 $8,638
Progressive $4,317 $5,276
State Farm $5,381 $6,660
Travelers $4,286 $5,006
USAA $4,079 $4,106

Cheapest Covelo, CA Car Insurance for Seniors

Take a look at Covelo, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Covelo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,801 $1,834
Farmers $2,017 $2,017
GEICO $1,625 $1,625
Liberty Mutual $2,024 $1,964
Nationwide $2,686 $2,540
Progressive $1,372 $1,652
State Farm $2,635 $2,635
Travelers $1,908 $1,885
USAA $1,759 $1,768

Cheapest Covelo, CA Car Insurance Rates After a DUI

A DUI in Covelo, CA increases car insurance rates. Compare Covelo, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Covelo, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,117
Farmers $5,229
GEICO $3,806
Liberty Mutual $3,027
Nationwide $6,666
Progressive $3,377
State Farm $6,007
Travelers $3,623
USAA $4,066

Cheapest Covelo, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Covelo, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Covelo, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,478 $4,217
Farmers $3,778 $4,547
GEICO $2,556 $3,069
Liberty Mutual $2,651 $3,121
Nationwide $3,880 $4,919
Progressive $2,379 $2,855
State Farm $3,598 $3,866
Travelers $2,577 $3,149
USAA $2,314 $2,707

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The Best Cheap Car Insurance Companies in Covelo, CA

Take a look at a side-by-side comparison of the top car insurance companies in Covelo, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Covelo, California

Insurance Company Average Annual Rates
Allstate $3,848
Farmers $4,162
GEICO $2,813
Liberty Mutual $2,886
Nationwide $4,400
Progressive $2,617
State Farm $3,732
Travelers $2,863
USAA $2,510

Category Winners: Cheapest Car Insurance in Covelo, California

Find the cheapest car insurance companies in Covelo, CA for each category right here.

Best Annual Car Insurance Rates by Company in Covelo, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Covelo, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Covelo car insurance rates. Find the cheapest Covelo, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Covelo, California

Insurance Company Low Medium High
Allstate $3,672 $3,876 $3,995
Farmers $3,917 $4,190 $4,380
GEICO $2,667 $2,832 $2,939
Liberty Mutual $2,708 $2,911 $3,041
Nationwide $4,049 $4,457 $4,693
Progressive $2,449 $2,670 $2,733
State Farm $3,427 $3,783 $3,985
Travelers $2,588 $2,921 $3,080
USAA $2,299 $2,554 $2,678

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What affects car insurance rates in Covelo, California?

What factors can have an impact on Covelo, CA car insurance? There are several reasons why Covelo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Covelo, California.

Commute Time in Covelo

The more time you spend in your car the higher the risk of an accident. The average commute length in Covelo, CA is 21.2 minutes according to City-Data.

Compare Car Insurance Quotes in Covelo, CA

Ready to find affordable Covelo, California car insurance today? Enter your ZIP code for fast, free Covelo, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State