Compare Covington, IN Car Insurance Rates (2021)

Car insurance in Covington, IN averages $266 a month. Covington, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Covington car insurance rates, compare quotes from the top car insurance companies in Covington, IN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Covington is USAA
  • Average car insurance rates in Covington, IN after a DUI are $3,784/year
  • The cheapest car insurance company in Covington for teen drivers is USAA

If you need to buy Covington, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Covington, IN is right here.

You’ll find Covington car insurance rates, the cheapest Covington, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Covington, Indiana car insurance rates to Indianapolis car insurance rates, Fishers car insurance rates, and South Bend car insurance rates.

Ready to find affordable Covington, IN car insurance today? Enter your ZIP code for fast, free Covington car insurance quotes.

Cheapest Covington, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Covington, IN car insurance rates? Every Covington, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Covington, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,443 $2,502 $2,144 $2,343 $7,528 $9,473 $2,485 $2,704
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,542 $1,524 $1,322 $1,481 $8,118 $8,649 $2,020 $2,186
GEICO $1,272 $1,259 $1,188 $1,223 $3,676 $3,421 $1,450 $1,283
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,569 $1,608 $1,376 $1,472 $4,497 $5,856 $1,833 $2,008
Progressive $1,667 $1,587 $1,500 $1,514 $9,532 $10,750 $2,091 $2,150
State Farm $1,469 $1,469 $1,297 $1,297 $4,281 $5,505 $1,619 $1,798
Travelers $1,183 $1,204 $1,107 $1,107 $7,234 $11,437 $1,248 $1,451
USAA $973 $961 $903 $913 $2,679 $3,002 $1,317 $1,414

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Minimum Car Insurance in Covington, IN

Every driver must carry the minimum car insurance in Covington, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Covington, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Covington, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Covington, IN. Compare credit history car insurance rates in Covington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Covington, Indiana

Insurance Company Poor Fair Good
Allstate $4,900 $3,648 $3,311
American Family $4,755 $3,090 $2,588
Farmers $3,919 $3,192 $2,955
GEICO $2,218 $1,846 $1,475
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $2,876 $2,432 $2,274
Progressive $4,262 $3,754 $3,531
State Farm $3,412 $2,035 $1,578
Travelers $3,617 $3,062 $3,060
USAA $2,052 $1,352 $1,157

Cheapest Covington, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Covington, IN to rates for a clean record with top companies.

Annual Covington, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,149 $4,629 $4,278 $3,756
American Family $2,396 $3,826 $4,834 $2,854
Farmers $3,001 $3,504 $3,602 $3,314
GEICO $1,217 $1,915 $2,570 $1,684
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,173 $2,802 $2,687 $2,448
Progressive $2,896 $5,018 $3,456 $4,026
State Farm $2,290 $2,498 $2,290 $2,290
Travelers $2,756 $3,408 $3,863 $2,958
USAA $1,150 $1,632 $1,872 $1,426

Cheapest Covington, IN Car Insurance for Teen Drivers

Teen car insurance in Covington, IN can be expensive. Take a look at rates from the top car insurance companies in Covington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Covington, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,528 $9,473
American Family $5,984 $8,674
Farmers $8,118 $8,649
GEICO $3,676 $3,421
Liberty Mutual $8,754 $13,230
Nationwide $4,497 $5,856
Progressive $9,532 $10,750
State Farm $4,281 $5,505
Travelers $7,234 $11,437
USAA $2,679 $3,002

Cheapest Covington, IN Car Insurance for Seniors

Take a look at Covington, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Covington, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,343
American Family $1,962 $1,962
Farmers $1,322 $1,481
GEICO $1,188 $1,223
Liberty Mutual $3,662 $3,662
Nationwide $1,376 $1,472
Progressive $1,500 $1,514
State Farm $1,297 $1,297
Travelers $1,107 $1,107
USAA $903 $913

Cheapest Covington, IN Car Insurance Rates After a DUI

A DUI in Covington, IN increases car insurance rates. Compare Covington, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Covington, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,278
American Family $4,834
Farmers $3,602
GEICO $2,570
Liberty Mutual $8,386
Nationwide $2,687
Progressive $3,456
State Farm $2,290
Travelers $3,863
USAA $1,872

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Cheapest Covington, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Covington, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Covington, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,953 $3,953
American Family $3,436 $3,519
Farmers $3,355 $3,355
GEICO $1,815 $1,878
Liberty Mutual $5,687 $5,998
Nationwide $2,527 $2,527
Progressive $3,849 $3,849
State Farm $2,275 $2,409
Travelers $3,246 $3,246
USAA $1,500 $1,541

The Best Cheap Car Insurance Companies in Covington, IN

Take a look at a side-by-side comparison of the top car insurance companies in Covington, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Covington, Indiana

Insurance Company Average Annual Rates
Allstate $3,953
American Family $3,477
Farmers $3,355
GEICO $1,847
Liberty Mutual $5,842
Nationwide $2,527
Progressive $3,849
State Farm $2,342
Travelers $3,246
USAA $1,520

Category Winners: Cheapest Car Insurance in Covington, Indiana

Find the cheapest car insurance companies in Covington, IN for each category right here.

Best Annual Car Insurance Rates by Company in Covington, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Covington, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Covington car insurance rates. Find the cheapest Covington, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Covington, Indiana

Insurance Company Low Medium High
Allstate $3,774 $3,939 $4,146
American Family $3,445 $3,593 $3,394
Farmers $3,244 $3,349 $3,473
GEICO $1,739 $1,840 $1,960
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,571 $2,506 $2,505
Progressive $3,662 $3,796 $4,088
State Farm $2,240 $2,341 $2,444
Travelers $3,179 $3,277 $3,283
USAA $1,469 $1,517 $1,575

What affects car insurance rates in Covington, Indiana?

What factors can have an impact on Covington, IN car insurance? There are several reasons why Covington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Covington, Indiana.

Commute Time in Covington

The more time you spend in your car the higher the risk of an accident. The average commute length in Covington, IN is 17.1 minutes according to City-Data.

Compare Car Insurance Quotes in Covington, IN

Ready to find affordable Covington, Indiana car insurance today? Enter your ZIP code for fast, free Covington, IN car insurance quotes.

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