Compare Covington, MI Car Insurance Rates (2021)

Car insurance in Covington, MI averages $747 a month. Covington, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Covington car insurance rates, compare quotes from the top car insurance companies in Covington, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Covington, MI are $8,965/year
  • The cheapest car insurance company in Covington for teen drivers is USAA
  • Average car insurance rates in Covington, MI after a DUI are $14,603/year

If you need to buy Covington, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Covington, MI is right here.

You’ll find Covington car insurance rates, the cheapest Covington, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Covington, Michigan car insurance rates to Flint car insurance rates, Livonia car insurance rates, and Ann Arbor car insurance rates.

Ready to find affordable Covington, MI car insurance today? Enter your ZIP code for fast, free Covington car insurance quotes.

Cheapest Covington, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Covington, MI car insurance rates? Every Covington, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Covington, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,739 $3,739 $3,478 $3,478 $8,648 $8,648 $4,209 $4,209
GEICO $3,545 $3,545 $3,595 $3,595 $10,055 $10,055 $3,397 $3,397
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $3,914 $3,914 $3,470 $3,470 $10,415 $10,415 $4,294 $4,294
Progressive $2,944 $2,763 $2,589 $2,881 $10,292 $10,963 $3,432 $3,206
State Farm $6,400 $6,400 $5,887 $5,887 $21,698 $21,698 $7,490 $7,490
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,372 $2,276 $2,226 $2,124 $5,776 $5,561 $2,912 $2,834

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Minimum Car Insurance in Covington, MI

Every driver must carry the minimum car insurance in Covington, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Covington, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Covington, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Covington, MI. Compare credit history car insurance rates in Covington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Covington, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,504 $4,435 $4,116
GEICO $6,613 $4,867 $3,964
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $6,887 $5,221 $4,462
Progressive $5,655 $4,734 $4,262
State Farm $16,804 $8,514 $5,789
Travelers $7,919 $7,680 $7,583
USAA $4,866 $2,778 $2,136

Cheapest Covington, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Covington, MI to rates for a clean record with top companies.

Annual Covington, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,215 $5,379 $5,296 $5,183
GEICO $1,836 $3,838 $11,549 $3,368
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,747 $6,271 $5,741 $5,335
Progressive $4,146 $5,418 $4,893 $5,078
State Farm $6,753 $8,011 $16,815 $9,897
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,629 $3,261 $4,286 $2,865

Cheapest Covington, MI Car Insurance for Teen Drivers

Teen car insurance in Covington, MI can be expensive. Take a look at rates from the top car insurance companies in Covington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Covington, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,648 $8,648
GEICO $10,055 $10,055
Liberty Mutual $34,830 $34,830
Nationwide $10,415 $10,415
Progressive $10,292 $10,963
State Farm $21,698 $21,698
Travelers $15,616 $15,616
USAA $5,776 $5,561

Cheapest Covington, MI Car Insurance for Seniors

Take a look at Covington, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Covington, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,478 $3,478
GEICO $3,595 $3,595
Liberty Mutual $14,122 $14,122
Nationwide $3,470 $3,470
Progressive $2,589 $2,881
State Farm $5,887 $5,887
Travelers $4,461 $4,461
USAA $2,226 $2,124

Cheapest Covington, MI Car Insurance Rates After a DUI

A DUI in Covington, MI increases car insurance rates. Compare Covington, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Covington, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $5,296
GEICO $11,549
Liberty Mutual $28,910
Nationwide $5,741
Progressive $4,893
State Farm $16,815
Travelers $12,018
USAA $4,286

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Cheapest Covington, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Covington, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Covington, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,018 $5,018
GEICO $5,030 $5,266
Liberty Mutual $18,676 $20,073
Nationwide $5,523 $5,523
Progressive $4,884 $4,884
State Farm $10,092 $10,646
Travelers $7,683 $7,771
USAA $3,223 $3,297

The Best Cheap Car Insurance Companies in Covington, MI

Take a look at a side-by-side comparison of the top car insurance companies in Covington, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Covington, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,018
GEICO $5,148
Liberty Mutual $19,375
Nationwide $5,523
Progressive $4,884
State Farm $10,369
Travelers $7,727
USAA $3,260

Category Winners: Cheapest Car Insurance in Covington, Michigan

Find the cheapest car insurance companies in Covington, MI for each category right here.

Best Annual Car Insurance Rates by Company in Covington, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Covington, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Covington car insurance rates. Find the cheapest Covington, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Covington, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,899 $5,009 $5,148
GEICO $4,834 $5,106 $5,504
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $5,773 $5,431 $5,366
Progressive $4,736 $4,890 $5,025
State Farm $9,885 $10,429 $10,793
Travelers $7,640 $7,737 $7,805
USAA $3,161 $3,268 $3,351

Compare Car Insurance Quotes in Covington, MI

Ready to find affordable Covington, Michigan car insurance today? Enter your ZIP code for fast, free Covington, MI car insurance quotes.

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