Compare Covington, TX Car Insurance Rates (2021)

Car insurance in Covington, TX averages $287 a month. Covington, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Covington car insurance rates, compare quotes from the top car insurance companies in Covington, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Covington for teen drivers is USAA
  • Average car insurance rates in Covington, TX are $3,446/year
  • The cheapest car insurance company in Covington is USAA

If you need to buy Covington, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Covington, TX is right here.

You’ll find Covington car insurance rates, the cheapest Covington, TX car insurance companies, and information on Texas car insurance laws. You can also compare Covington, Texas car insurance rates to Plano car insurance rates, Laredo car insurance rates, and Arlington car insurance rates.

Ready to find affordable Covington, TX car insurance today? Enter your ZIP code for fast, free Covington car insurance quotes.

Cheapest Covington, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Covington, TX car insurance rates? Every Covington, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Covington, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,115 $3,138 $3,072 $3,072 $8,430 $10,170 $3,864 $4,024
American Family $2,291 $2,536 $2,120 $2,413 $5,805 $7,599 $3,232 $3,675
GEICO $2,061 $2,204 $1,961 $2,187 $4,367 $4,562 $2,225 $2,238
Nationwide $2,440 $2,483 $2,152 $2,282 $6,954 $8,943 $2,869 $3,108
Progressive $2,160 $2,059 $1,930 $1,962 $9,057 $10,123 $2,564 $2,611
State Farm $1,863 $1,863 $1,655 $1,655 $4,412 $5,617 $2,022 $2,089
USAA $1,422 $1,435 $1,355 $1,350 $3,930 $4,294 $1,894 $2,041

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Covington, TX

Every driver must carry the minimum car insurance in Covington, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Covington, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Covington, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Covington, TX. Compare credit history car insurance rates in Covington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Covington, Texas

Insurance Company Poor Fair Good
Allstate $6,160 $4,535 $3,888
American Family $5,125 $3,200 $2,801
GEICO $4,187 $2,386 $1,604
Nationwide $4,686 $3,760 $3,266
Progressive $4,562 $3,950 $3,663
State Farm $3,749 $2,333 $1,859
USAA $3,262 $1,876 $1,507

Cheapest Covington, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Covington, TX to rates for a clean record with top companies.

Annual Covington, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $5,835 $6,119 $3,744
American Family $3,393 $4,281 $3,767 $3,393
GEICO $2,319 $3,026 $2,574 $2,983
Nationwide $3,382 $3,382 $5,028 $3,824
Progressive $3,543 $4,576 $4,132 $3,983
State Farm $2,358 $2,697 $3,174 $2,358
USAA $1,658 $2,433 $2,868 $1,902

Cheapest Covington, TX Car Insurance for Teen Drivers

Teen car insurance in Covington, TX can be expensive. Take a look at rates from the top car insurance companies in Covington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Covington, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,430 $10,170
American Family $5,805 $7,599
GEICO $4,367 $4,562
Nationwide $6,954 $8,943
Progressive $9,057 $10,123
State Farm $4,412 $5,617
USAA $3,930 $4,294

Cheapest Covington, TX Car Insurance for Seniors

Take a look at Covington, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Covington, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,072 $3,072
American Family $2,120 $2,413
GEICO $1,961 $2,187
Nationwide $2,152 $2,282
Progressive $1,930 $1,962
State Farm $1,655 $1,655
USAA $1,355 $1,350

Cheapest Covington, TX Car Insurance Rates After a DUI

A DUI in Covington, TX increases car insurance rates. Compare Covington, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Covington, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,119
American Family $3,767
GEICO $2,574
Nationwide $5,028
Progressive $4,132
State Farm $3,174
USAA $2,868

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Covington, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Covington, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Covington, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,744 $4,978
American Family $3,709 $3,709
GEICO $2,673 $2,778
Nationwide $3,904 $3,904
Progressive $4,058 $4,058
State Farm $2,647 $2,647
USAA $2,187 $2,243

The Best Cheap Car Insurance Companies in Covington, TX

Take a look at a side-by-side comparison of the top car insurance companies in Covington, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Covington, Texas

Insurance Company Average Annual Rates
Allstate $4,861
American Family $3,709
GEICO $2,726
Nationwide $3,904
Progressive $4,058
State Farm $2,647
USAA $2,215

Category Winners: Cheapest Car Insurance in Covington, Texas

Find the cheapest car insurance companies in Covington, TX for each category right here.

Best Annual Car Insurance Rates by Company in Covington, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Covington, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Covington car insurance rates. Find the cheapest Covington, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Covington, Texas

Insurance Company Low Medium High
Allstate $4,767 $4,826 $4,989
American Family $3,459 $3,576 $4,092
GEICO $2,602 $2,696 $2,879
Nationwide $4,222 $3,736 $3,754
Progressive $3,872 $4,042 $4,261
State Farm $2,523 $2,641 $2,777
USAA $2,147 $2,207 $2,291

What affects car insurance rates in Covington, Texas?

What factors can have an impact on Covington, TX car insurance? There are several reasons why Covington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Covington, Texas.

Commute Time in Covington

The more time you spend in your car the higher the risk of an accident. The average commute length in Covington, TX is 21.1 minutes according to City-Data.

Compare Car Insurance Quotes in Covington, TX

Ready to find affordable Covington, Texas car insurance today? Enter your ZIP code for fast, free Covington, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption