Compare Cowarts, AL Car Insurance Rates (2021)

Car insurance in Cowarts, AL averages $282 a month. Cowarts, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cowarts car insurance rates, compare quotes from the top car insurance companies in Cowarts, AL.

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cowarts, AL are $3,382/year
  • The cheapest car insurance company in Cowarts is USAA
  • Average car insurance rates in Cowarts, AL after a DUI are $3,847/year

If you need to buy Cowarts, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Cowarts, AL is right here.

You’ll find Cowarts car insurance rates, the cheapest Cowarts, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Cowarts, Alabama car insurance rates to Auburn car insurance rates, Huntsville car insurance rates, and Montgomery car insurance rates.

Ready to find affordable Cowarts, AL car insurance today? Enter your ZIP code for fast, free Cowarts car insurance quotes.

Cheapest Cowarts, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cowarts, AL car insurance rates? Every Cowarts, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cowarts, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,185 $2,168 $1,952 $2,075 $8,470 $8,714 $2,479 $2,573
GEICO $1,880 $1,862 $1,796 $1,856 $4,889 $4,766 $1,984 $1,829
Liberty Mutual $2,859 $3,087 $2,346 $2,624 $10,527 $11,705 $3,039 $3,230
Nationwide $1,616 $1,634 $1,477 $1,526 $4,196 $5,394 $1,790 $1,996
Progressive $2,159 $2,009 $1,770 $1,903 $9,086 $10,120 $2,511 $2,659
State Farm $2,741 $2,741 $2,492 $2,492 $8,448 $10,574 $3,100 $3,575
Travelers $1,264 $1,284 $1,186 $1,183 $6,620 $10,369 $1,204 $1,377
USAA $1,184 $1,201 $1,110 $1,089 $3,505 $3,882 $1,536 $1,657

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Minimum Car Insurance in Cowarts, AL

Every driver must carry the minimum car insurance in Cowarts, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Cowarts, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cowarts, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cowarts, AL. Compare credit history car insurance rates in Cowarts from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cowarts, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,288 $3,693 $3,500
GEICO $3,315 $2,366 $2,142
Liberty Mutual $7,043 $4,334 $3,404
Nationwide $2,952 $2,313 $2,096
Progressive $4,528 $3,902 $3,651
State Farm $7,330 $3,710 $2,520
Travelers $3,338 $2,895 $2,949
USAA $2,536 $1,663 $1,487

Cheapest Cowarts, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cowarts, AL to rates for a clean record with top companies.

Annual Cowarts, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,220 $4,168 $4,065 $3,855
GEICO $1,764 $2,830 $3,486 $2,351
Liberty Mutual $3,866 $5,382 $5,257 $5,204
Nationwide $2,152 $2,152 $3,114 $2,397
Progressive $3,625 $4,582 $3,924 $3,976
State Farm $4,069 $5,071 $4,470 $4,470
Travelers $2,554 $2,680 $3,906 $3,104
USAA $1,461 $1,833 $2,708 $1,580

Cheapest Cowarts, AL Car Insurance for Teen Drivers

Teen car insurance in Cowarts, AL can be expensive. Take a look at rates from the top car insurance companies in Cowarts for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cowarts, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,470 $8,714
GEICO $4,889 $4,766
Liberty Mutual $10,527 $11,705
Nationwide $4,196 $5,394
Progressive $9,086 $10,120
State Farm $8,448 $10,574
Travelers $6,620 $10,369
USAA $3,505 $3,882

Cheapest Cowarts, AL Car Insurance for Seniors

Take a look at Cowarts, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cowarts, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,952 $2,075
GEICO $1,796 $1,856
Liberty Mutual $2,346 $2,624
Nationwide $1,477 $1,526
Progressive $1,770 $1,903
State Farm $2,492 $2,492
Travelers $1,186 $1,183
USAA $1,110 $1,089

Cheapest Cowarts, AL Car Insurance Rates After a DUI

A DUI in Cowarts, AL increases car insurance rates. Compare Cowarts, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cowarts, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,690
Farmers $4,065
GEICO $3,486
Liberty Mutual $5,257
Nationwide $3,114
Progressive $3,924
State Farm $4,470
Travelers $3,906
USAA $2,708

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Cheapest Cowarts, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cowarts, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cowarts, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,827 $3,827
GEICO $2,560 $2,656
Liberty Mutual $4,927 $4,927
Nationwide $2,454 $2,454
Progressive $4,027 $4,027
State Farm $4,410 $4,631
Travelers $3,061 $3,061
USAA $1,809 $1,982

The Best Cheap Car Insurance Companies in Cowarts, AL

Take a look at a side-by-side comparison of the top car insurance companies in Cowarts, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cowarts, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,827
GEICO $2,608
Liberty Mutual $4,927
Nationwide $2,454
Progressive $4,027
State Farm $4,520
Travelers $3,061
USAA $1,896

Category Winners: Cheapest Car Insurance in Cowarts, Alabama

Find the cheapest car insurance companies in Cowarts, AL for each category right here.

Best Annual Car Insurance Rates by Company in Cowarts, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Cowarts, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cowarts car insurance rates. Find the cheapest Cowarts, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cowarts, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,610 $3,777 $4,095
GEICO $2,385 $2,595 $2,843
Liberty Mutual $4,696 $4,903 $5,182
Nationwide $2,416 $2,437 $2,508
Progressive $3,553 $4,003 $4,525
State Farm $4,258 $4,515 $4,787
Travelers $2,914 $3,121 $3,147
USAA $1,820 $1,884 $1,982

What affects car insurance rates in Cowarts, Alabama?

What factors can have an impact on Cowarts, AL car insurance? There are several reasons why Cowarts car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cowarts, Alabama.

Commute Time in Cowarts

The more time you spend in your car the higher the risk of an accident. The average commute length in Cowarts, AL is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Cowarts, AL

Ready to find affordable Cowarts, Alabama car insurance today? Enter your ZIP code for fast, free Cowarts, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State