Compare Cowen, WV Car Insurance Rates (2021)

Car insurance in Cowen, WV averages $321 a month. Cowen, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cowen car insurance rates, compare quotes from the top car insurance companies in Cowen, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cowen, WV after a DUI are $4,724/year
  • Average car insurance rates in Cowen, WV are $3,846/year
  • The cheapest car insurance company in Cowen is State Farm

If you need to buy Cowen, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Cowen, WV is right here.

You’ll find Cowen car insurance rates, the cheapest Cowen, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Cowen, West Virginia car insurance rates to Vienna car insurance rates, Huntington car insurance rates, and Weirton car insurance rates.

Ready to find affordable Cowen, WV car insurance today? Enter your ZIP code for fast, free Cowen car insurance quotes.

Cheapest Cowen, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cowen, WV car insurance rates? Every Cowen, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cowen, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,827 $2,641 $2,505 $2,513 $9,693 $10,094 $3,173 $3,199
GEICO $2,562 $2,529 $2,446 $2,371 $6,181 $7,456 $2,465 $2,569
Liberty Mutual $3,567 $3,875 $2,867 $3,486 $13,288 $14,992 $3,694 $4,073
Nationwide $2,152 $2,194 $1,950 $2,055 $5,557 $7,071 $2,422 $2,602
Progressive $2,209 $2,125 $2,037 $2,033 $9,603 $10,832 $2,656 $2,748
State Farm $1,634 $1,634 $1,459 $1,459 $3,546 $4,577 $1,929 $1,531
USAA $1,668 $1,649 $1,540 $1,561 $5,402 $6,007 $2,159 $2,328

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Minimum Car Insurance in Cowen, WV

Every driver must carry the minimum car insurance in Cowen, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Cowen, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cowen, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cowen, WV. Compare credit history car insurance rates in Cowen from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cowen, West Virginia

Insurance Company Poor Fair Good
Allstate $5,556 $4,408 $3,777
GEICO $4,309 $3,502 $2,907
Liberty Mutual $8,923 $5,467 $4,300
Nationwide $3,708 $3,130 $2,914
Progressive $4,795 $4,171 $3,874
State Farm $3,191 $1,945 $1,527
USAA $4,131 $2,357 $1,880

Cheapest Cowen, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cowen, WV to rates for a clean record with top companies.

Annual Cowen, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,903 $4,598 $5,421 $4,399
GEICO $2,200 $3,551 $6,179 $2,360
Liberty Mutual $5,112 $6,437 $7,138 $6,234
Nationwide $2,583 $3,454 $4,064 $2,900
Progressive $3,633 $4,868 $4,351 $4,271
State Farm $2,048 $2,394 $2,221 $2,221
USAA $2,199 $2,588 $3,697 $2,674

Cheapest Cowen, WV Car Insurance for Teen Drivers

Teen car insurance in Cowen, WV can be expensive. Take a look at rates from the top car insurance companies in Cowen for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cowen, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,693 $10,094
GEICO $6,181 $7,456
Liberty Mutual $13,288 $14,992
Nationwide $5,557 $7,071
Progressive $9,603 $10,832
State Farm $3,546 $4,577
USAA $5,402 $6,007

Cheapest Cowen, WV Car Insurance for Seniors

Take a look at Cowen, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cowen, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,505 $2,513
GEICO $2,446 $2,371
Liberty Mutual $2,867 $3,486
Nationwide $1,950 $2,055
Progressive $2,037 $2,033
State Farm $1,459 $1,459
USAA $1,540 $1,561

Cheapest Cowen, WV Car Insurance Rates After a DUI

A DUI in Cowen, WV increases car insurance rates. Compare Cowen, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cowen, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,421
GEICO $6,179
Liberty Mutual $7,138
Nationwide $4,064
Progressive $4,351
State Farm $2,221
USAA $3,697

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Cheapest Cowen, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cowen, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cowen, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,580 $4,580
GEICO $3,535 $3,610
Liberty Mutual $6,230 $6,230
Nationwide $3,250 $3,250
Progressive $4,280 $4,280
State Farm $2,164 $2,278
USAA $2,757 $2,822

The Best Cheap Car Insurance Companies in Cowen, WV

Take a look at a side-by-side comparison of the top car insurance companies in Cowen, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cowen, West Virginia

Insurance Company Average Annual Rates
Allstate $4,580
GEICO $3,572
Liberty Mutual $6,230
Nationwide $3,250
Progressive $4,280
State Farm $2,221
USAA $2,789

Category Winners: Cheapest Car Insurance in Cowen, West Virginia

Find the cheapest car insurance companies in Cowen, WV for each category right here.

Best Annual Car Insurance Rates by Company in Cowen, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Cowen, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cowen car insurance rates. Find the cheapest Cowen, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cowen, West Virginia

Insurance Company Low Medium High
Allstate $4,450 $4,574 $4,718
GEICO $3,401 $3,578 $3,738
Liberty Mutual $5,931 $6,216 $6,544
Nationwide $3,229 $3,230 $3,293
Progressive $4,119 $4,237 $4,485
State Farm $2,104 $2,214 $2,345
USAA $2,702 $2,785 $2,882

What affects car insurance rates in Cowen, West Virginia?

What factors can have an impact on Cowen, WV car insurance? There are several reasons why Cowen car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cowen, West Virginia.

Commute Time in Cowen

The more time you spend in your car the higher the risk of an accident. The average commute length in Cowen, WV is 24.2 minutes according to City-Data.

Compare Car Insurance Quotes in Cowen, WV

Ready to find affordable Cowen, West Virginia car insurance today? Enter your ZIP code for fast, free Cowen, WV car insurance quotes.

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