Compare Coy, AR Car Insurance Rates (2021)

Car insurance in Coy, AR averages $380 a month. Coy, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Coy car insurance rates, compare quotes from the top car insurance companies in Coy, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Coy, AR are $4,555/year
  • The cheapest car insurance company in Coy is USAA
  • Average car insurance rates in Coy, AR after a DUI are $5,351/year

If you need to buy Coy, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Coy, AR is right here.

You’ll find Coy car insurance rates, the cheapest Coy, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Coy, Arkansas car insurance rates to Pine Bluff car insurance rates, Hot Springs car insurance rates, and Fort Smith car insurance rates.

Ready to find affordable Coy, AR car insurance today? Enter your ZIP code for fast, free Coy car insurance quotes.

Cheapest Coy, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Coy, AR car insurance rates? Every Coy, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coy, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,802 $2,809 $2,515 $2,688 $10,456 $12,561 $3,071 $3,317
Farmers $2,148 $2,133 $1,914 $2,023 $9,397 $9,733 $2,457 $2,568
GEICO $2,470 $2,437 $2,274 $2,210 $6,651 $6,647 $2,443 $2,477
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,537 $2,581 $2,281 $2,405 $6,186 $7,863 $2,909 $3,131
Progressive $4,854 $4,568 $4,005 $4,193 $20,957 $23,620 $5,772 $6,207
State Farm $1,830 $1,830 $1,653 $1,653 $5,494 $6,898 $2,067 $2,373
Travelers $2,280 $2,324 $2,247 $2,255 $13,240 $21,294 $2,436 $2,819
USAA $1,484 $1,495 $1,380 $1,383 $4,817 $5,030 $1,918 $2,062

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Minimum Car Insurance in Coy, AR

Every driver must carry the minimum car insurance in Coy, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Coy, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Coy, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Coy, AR. Compare credit history car insurance rates in Coy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Coy, Arkansas

Insurance Company Poor Fair Good
Allstate $6,313 $4,844 $3,926
Farmers $4,587 $3,869 $3,684
GEICO $4,133 $3,401 $2,820
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,409 $3,557 $3,244
Progressive $10,465 $8,979 $8,373
State Farm $4,312 $2,594 $2,019
Travelers $7,016 $5,852 $5,468
USAA $3,238 $2,213 $1,887

Cheapest Coy, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Coy, AR to rates for a clean record with top companies.

Annual Coy, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,129 $5,219 $5,809 $4,953
Farmers $3,418 $4,391 $4,295 $4,083
GEICO $2,353 $3,594 $5,325 $2,532
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,915 $3,756 $5,070 $3,205
Progressive $7,980 $11,139 $8,405 $9,563
State Farm $2,717 $3,232 $2,975 $2,975
Travelers $5,123 $5,293 $7,742 $6,290
USAA $1,871 $2,385 $3,451 $2,078

Cheapest Coy, AR Car Insurance for Teen Drivers

Teen car insurance in Coy, AR can be expensive. Take a look at rates from the top car insurance companies in Coy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Coy, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,456 $12,561
Farmers $9,397 $9,733
GEICO $6,651 $6,647
Liberty Mutual $8,234 $9,082
Nationwide $6,186 $7,863
Progressive $20,957 $23,620
State Farm $5,494 $6,898
Travelers $13,240 $21,294
USAA $4,817 $5,030

Cheapest Coy, AR Car Insurance for Seniors

Take a look at Coy, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Coy, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,515 $2,688
Farmers $1,914 $2,023
GEICO $2,274 $2,210
Liberty Mutual $2,143 $2,398
Nationwide $2,281 $2,405
Progressive $4,005 $4,193
State Farm $1,653 $1,653
Travelers $2,247 $2,255
USAA $1,380 $1,383

Cheapest Coy, AR Car Insurance Rates After a DUI

A DUI in Coy, AR increases car insurance rates. Compare Coy, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Coy, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,809
Farmers $4,295
GEICO $5,325
Liberty Mutual $5,091
Nationwide $5,070
Progressive $8,405
State Farm $2,975
Travelers $7,742
USAA $3,451

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Cheapest Coy, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Coy, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Coy, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,027 $5,027
Farmers $4,047 $4,047
GEICO $3,424 $3,479
Liberty Mutual $3,924 $3,924
Nationwide $3,737 $3,737
Progressive $9,272 $9,272
State Farm $2,902 $3,048
Travelers $6,112 $6,112
USAA $2,377 $2,516

The Best Cheap Car Insurance Companies in Coy, AR

Take a look at a side-by-side comparison of the top car insurance companies in Coy, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Coy, Arkansas

Insurance Company Average Annual Rates
Allstate $5,027
Farmers $4,047
GEICO $3,451
Liberty Mutual $3,924
Nationwide $3,737
Progressive $9,272
State Farm $2,975
Travelers $6,112
USAA $2,446

Category Winners: Cheapest Car Insurance in Coy, Arkansas

Find the cheapest car insurance companies in Coy, AR for each category right here.

Best Annual Car Insurance Rates by Company in Coy, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Coy, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Coy car insurance rates. Find the cheapest Coy, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Coy, Arkansas

Insurance Company Low Medium High
Allstate $4,860 $5,024 $5,198
Farmers $3,821 $3,999 $4,320
GEICO $3,295 $3,450 $3,608
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,747 $3,658 $3,805
Progressive $8,225 $9,034 $10,557
State Farm $2,811 $2,973 $3,140
Travelers $5,813 $6,129 $6,394
USAA $2,341 $2,437 $2,560

What affects car insurance rates in Coy, Arkansas?

What factors can have an impact on Coy, AR car insurance? There are several reasons why Coy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Coy, Arkansas.

Commute Time in Coy

The more time you spend in your car the higher the risk of an accident. The average commute length in Coy, AR is 22.2 minutes according to City-Data.

Compare Car Insurance Quotes in Coy, AR

Ready to find affordable Coy, Arkansas car insurance today? Enter your ZIP code for fast, free Coy, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State