Compare Craig, CO Car Insurance Rates (2021)

Car insurance in Craig, CO averages $318 a month. Craig, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Craig car insurance rates, compare quotes from the top car insurance companies in Craig, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Craig, CO are $3,811/year
  • The cheapest car insurance company in Craig is GEICO
  • Average car insurance rates in Craig, CO after a DUI are $4,533/year

If you need to buy Craig, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Craig, CO is right here.

You’ll find Craig car insurance rates, the cheapest Craig, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Craig, Colorado car insurance rates to Colorado Springs car insurance rates, Pueblo car insurance rates, and Arvada car insurance rates.

Ready to find affordable Craig, CO car insurance today? Enter your ZIP code for fast, free Craig car insurance quotes.

Cheapest Craig, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Craig, CO car insurance rates? Every Craig, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Craig, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,602 $3,366 $3,219 $3,256 $12,498 $13,147 $3,996 $4,038
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,952 $2,925 $2,674 $2,868 $10,982 $11,082 $3,264 $3,326
GEICO $1,667 $1,820 $1,727 $1,930 $5,193 $5,544 $1,535 $1,584
Liberty Mutual $1,881 $1,865 $1,576 $1,727 $5,350 $5,854 $1,910 $1,965
Nationwide $2,136 $2,180 $1,910 $2,023 $5,311 $6,809 $2,446 $2,645
Progressive $2,714 $2,540 $2,322 $2,323 $9,046 $10,142 $3,077 $3,002
State Farm $2,001 $2,001 $1,783 $1,783 $5,626 $7,131 $2,235 $2,655
USAA $2,365 $2,377 $2,237 $2,259 $5,838 $6,706 $3,052 $3,342

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Minimum Car Insurance in Craig, CO

Every driver must carry the minimum car insurance in Craig, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Craig, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Craig, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Craig, CO. Compare credit history car insurance rates in Craig from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Craig, Colorado

Insurance Company Poor Fair Good
Allstate $7,508 $5,790 $4,374
American Family $4,893 $3,473 $2,906
Farmers $5,811 $4,725 $4,491
GEICO $3,152 $2,625 $2,099
Liberty Mutual $3,967 $2,408 $1,923
Nationwide $3,849 $3,043 $2,656
Progressive $5,010 $4,265 $3,913
State Farm $4,380 $2,811 $2,264
USAA $5,236 $2,963 $2,367

Cheapest Craig, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Craig, CO to rates for a clean record with top companies.

Annual Craig, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,014 $5,764 $7,091 $5,693
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,229 $5,429 $5,357 $5,021
GEICO $1,867 $2,870 $3,323 $2,441
Liberty Mutual $2,414 $2,830 $2,960 $2,861
Nationwide $2,447 $3,344 $4,245 $2,694
Progressive $3,817 $5,273 $4,031 $4,462
State Farm $2,910 $3,394 $3,152 $3,152
USAA $2,573 $3,128 $5,481 $2,905

Cheapest Craig, CO Car Insurance for Teen Drivers

Teen car insurance in Craig, CO can be expensive. Take a look at rates from the top car insurance companies in Craig for teenagers.

Annual Car Insurance Rates for Teen Drivers in Craig, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,498 $13,147
American Family $6,230 $8,345
Farmers $10,982 $11,082
GEICO $5,193 $5,544
Liberty Mutual $5,350 $5,854
Nationwide $5,311 $6,809
Progressive $9,046 $10,142
State Farm $5,626 $7,131
USAA $5,838 $6,706

Cheapest Craig, CO Car Insurance for Seniors

Take a look at Craig, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Craig, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,219 $3,256
American Family $2,316 $2,316
Farmers $2,674 $2,868
GEICO $1,727 $1,930
Liberty Mutual $1,576 $1,727
Nationwide $1,910 $2,023
Progressive $2,322 $2,323
State Farm $1,783 $1,783
USAA $2,237 $2,259

Cheapest Craig, CO Car Insurance Rates After a DUI

A DUI in Craig, CO increases car insurance rates. Compare Craig, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Craig, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,091
American Family $5,160
Farmers $5,357
GEICO $3,323
Liberty Mutual $2,960
Nationwide $4,245
Progressive $4,031
State Farm $3,152
USAA $5,481

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Cheapest Craig, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Craig, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Craig, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,890 $5,890
American Family $3,678 $3,837
Farmers $5,009 $5,009
GEICO $2,571 $2,680
Liberty Mutual $2,766 $2,766
Nationwide $3,183 $3,183
Progressive $4,396 $4,396
State Farm $3,076 $3,227
USAA $3,421 $3,623

The Best Cheap Car Insurance Companies in Craig, CO

Take a look at a side-by-side comparison of the top car insurance companies in Craig, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Craig, Colorado

Insurance Company Average Annual Rates
Allstate $5,890
American Family $3,757
Farmers $5,009
GEICO $2,625
Liberty Mutual $2,766
Nationwide $3,183
Progressive $4,396
State Farm $3,152
USAA $3,522

Category Winners: Cheapest Car Insurance in Craig, Colorado

Find the cheapest car insurance companies in Craig, CO for each category right here.

Best Annual Car Insurance Rates by Company in Craig, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Craig, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Craig car insurance rates. Find the cheapest Craig, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Craig, Colorado

Insurance Company Low Medium High
Allstate $5,659 $5,875 $6,137
American Family $3,605 $3,834 $3,832
Farmers $4,474 $4,949 $5,604
GEICO $2,439 $2,594 $2,843
Liberty Mutual $2,641 $2,758 $2,899
Nationwide $3,211 $3,180 $3,156
Progressive $4,137 $4,406 $4,644
State Farm $2,978 $3,152 $3,325
USAA $3,387 $3,522 $3,658

What affects car insurance rates in Craig, Colorado?

What factors can have an impact on Craig, CO car insurance? There are several reasons why Craig car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Craig, Colorado.

Commute Time in Craig

The more time you spend in your car the higher the risk of an accident. The average commute length in Craig, CO is 25.2 minutes according to City-Data.

Traffic in Craig

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Craig, CO traffic data from INRIX ranks Craig as the 763rd-most congested in the world.

Compare Car Insurance Quotes in Craig, CO

Ready to find affordable Craig, Colorado car insurance today? Enter your ZIP code for fast, free Craig, CO car insurance quotes.

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