Compare Cranbury, NJ Car Insurance Rates (2021)

Car insurance in Cranbury, NJ averages $427 a month. Cranbury, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Cranbury car insurance rates, compare quotes from the top car insurance companies in Cranbury, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cranbury for teen drivers is GEICO
  • The cheapest car insurance company in Cranbury is GEICO
  • Average car insurance rates in Cranbury, NJ are $5,129/year

If you need to buy Cranbury, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Cranbury, NJ is right here.

You’ll find Cranbury car insurance rates, the cheapest Cranbury, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Cranbury, New Jersey car insurance rates to Jersey City car insurance rates, Union City car insurance rates, and Passaic car insurance rates.

Ready to find affordable Cranbury, NJ car insurance today? Enter your ZIP code for fast, free Cranbury car insurance quotes.

Cheapest Cranbury, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cranbury, NJ car insurance rates? Every Cranbury, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cranbury, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,250 $3,233 $3,141 $3,141 $10,286 $12,737 $3,805 $3,957
Farmers $4,651 $4,689 $4,528 $4,426 $13,556 $15,575 $5,521 $5,615
GEICO $2,306 $2,271 $2,260 $2,260 $4,237 $4,235 $2,660 $2,592
Liberty Mutual $4,040 $4,040 $4,433 $4,433 $10,423 $11,824 $4,433 $5,085
Progressive $1,984 $1,834 $1,791 $1,844 $8,945 $9,821 $2,343 $2,236
State Farm $3,952 $3,952 $3,579 $3,579 $12,904 $16,564 $4,503 $5,029
Travelers $2,673 $2,622 $2,479 $2,517 $6,152 $7,012 $2,627 $2,626

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Minimum Car Insurance in Cranbury, NJ

Every driver must carry the minimum car insurance in Cranbury, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Cranbury, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Cranbury, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cranbury, NJ. Compare credit history car insurance rates in Cranbury from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cranbury, New Jersey

Insurance Company Poor Fair Good
Allstate $7,544 $4,909 $3,879
Farmers $8,718 $6,814 $6,428
GEICO $4,299 $2,470 $1,789
Liberty Mutual $7,708 $5,723 $4,836
Progressive $4,310 $3,763 $3,476
State Farm $9,770 $5,900 $4,604
Travelers $4,774 $3,535 $2,456

Cheapest Cranbury, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cranbury, NJ to rates for a clean record with top companies.

Annual Cranbury, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,084 $6,783 $5,941 $4,967
Farmers $5,672 $9,620 $7,845 $6,143
GEICO $2,219 $2,917 $4,056 $2,219
Liberty Mutual $5,849 $6,689 $5,969 $5,849
Progressive $3,309 $4,442 $3,786 $3,861
State Farm $3,681 $6,686 $10,739 $5,925
Travelers $2,772 $4,079 $3,949 $3,554

Cheapest Cranbury, NJ Car Insurance for Teen Drivers

Teen car insurance in Cranbury, NJ can be expensive. Take a look at rates from the top car insurance companies in Cranbury for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cranbury, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,286 $12,737
Farmers $13,556 $15,575
GEICO $4,237 $4,235
Liberty Mutual $10,423 $11,824
Progressive $8,945 $9,821
State Farm $12,904 $16,564
Travelers $6,152 $7,012

Cheapest Cranbury, NJ Car Insurance for Seniors

Take a look at Cranbury, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cranbury, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,141 $3,141
Farmers $4,528 $4,426
GEICO $2,260 $2,260
Liberty Mutual $4,433 $4,433
Progressive $1,791 $1,844
State Farm $3,579 $3,579
Travelers $2,479 $2,517

Cheapest Cranbury, NJ Car Insurance Rates After a DUI

A DUI in Cranbury, NJ increases car insurance rates. Compare Cranbury, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cranbury, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,941
Farmers $7,845
GEICO $4,056
Liberty Mutual $5,969
Progressive $3,786
State Farm $10,739
Travelers $3,949

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Cheapest Cranbury, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cranbury, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cranbury, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,434 $5,454
Farmers $7,320 $7,320
GEICO $2,829 $2,877
Liberty Mutual $6,030 $6,148
Progressive $3,850 $3,850
State Farm $6,585 $6,931
Travelers $3,589 $3,589

The Best Cheap Car Insurance Companies in Cranbury, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Cranbury, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cranbury, New Jersey

Insurance Company Average Annual Rates
Allstate $5,444
Farmers $7,320
GEICO $2,853
Liberty Mutual $6,089
Progressive $3,850
State Farm $6,758
Travelers $3,589

Category Winners: Cheapest Car Insurance in Cranbury, New Jersey

Find the cheapest car insurance companies in Cranbury, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Cranbury, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Cranbury, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cranbury car insurance rates. Find the cheapest Cranbury, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cranbury, New Jersey

Insurance Company Low Medium High
Allstate $5,044 $5,520 $5,767
Farmers $6,581 $7,284 $8,096
GEICO $2,517 $2,914 $3,127
Liberty Mutual $5,474 $6,268 $6,525
Progressive $3,490 $3,911 $4,148
State Farm $6,286 $6,845 $7,142
Travelers $3,292 $3,592 $3,882

What affects car insurance rates in Cranbury, New Jersey?

What factors can have an impact on Cranbury, NJ car insurance? There are several reasons why Cranbury car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cranbury, New Jersey.

Commute Time in Cranbury

The more time you spend in your car the higher the risk of an accident. The average commute length in Cranbury, NJ is 35.5 minutes according to City-Data.

Compare Car Insurance Quotes in Cranbury, NJ

Ready to find affordable Cranbury, New Jersey car insurance today? Enter your ZIP code for fast, free Cranbury, NJ car insurance quotes.

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