Compare Cranston, RI Car Insurance Rates (2021)

Car insurance in Cranston, RI averages $522 a month. Cranston, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cranston car insurance rates, compare quotes from the top car insurance companies in Cranston, RI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cranston for teen drivers is State Farm
  • Average car insurance rates in Cranston, RI are $6,262/year
  • Average car insurance rates in Cranston, RI after a DUI are $7,552/year

If you need to buy Cranston, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in Cranston, RI is right here.

You’ll find Cranston car insurance rates, the cheapest Cranston, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare Cranston, Rhode Island car insurance rates to Bristol car insurance rates, Cumberland car insurance rates, and West Kingston car insurance rates.

Ready to find affordable Cranston, RI car insurance today? Enter your ZIP code for fast, free Cranston car insurance quotes.

Cheapest Cranston, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cranston, RI car insurance rates? Every Cranston, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cranston, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,929 $4,840 $4,886 $5,107 $8,438 $9,991 $5,163 $5,326
GEICO $4,475 $4,584 $4,584 $4,482 $14,080 $18,400 $4,636 $4,842
Liberty Mutual $4,871 $4,871 $4,637 $4,637 $11,983 $18,777 $4,871 $6,674
Nationwide $3,672 $3,735 $3,186 $3,400 $10,116 $13,127 $4,427 $4,842
Progressive $3,072 $2,917 $2,830 $2,810 $13,709 $15,434 $3,748 $3,815
State Farm $1,759 $1,759 $1,552 $1,552 $4,856 $6,476 $1,934 $2,308
Travelers $2,150 $2,177 $2,189 $2,179 $22,528 $35,695 $2,215 $2,470
USAA $2,508 $2,481 $2,401 $2,353 $11,776 $13,464 $3,439 $3,614

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Minimum Car Insurance in Cranston, RI

Every driver must carry the minimum car insurance in Cranston, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in Cranston, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cranston, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cranston, RI. Compare credit history car insurance rates in Cranston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cranston, Rhode Island

Insurance Company Poor Fair Good
Allstate $7,655 $5,855 $4,745
GEICO $8,412 $7,303 $6,816
Liberty Mutual $10,110 $6,683 $6,204
Nationwide $6,762 $5,551 $5,126
Progressive $6,776 $5,882 $5,468
State Farm $3,730 $2,518 $2,076
Travelers $9,392 $8,748 $8,711
USAA $7,808 $4,426 $3,529

Cheapest Cranston, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cranston, RI to rates for a clean record with top companies.

Annual Cranston, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,379 $6,175 $6,878 $5,908
GEICO $4,851 $6,379 $12,723 $6,088
Liberty Mutual $7,153 $8,238 $8,116 $7,153
Nationwide $5,480 $5,884 $6,259 $5,629
Progressive $4,920 $7,831 $5,536 $5,880
State Farm $2,572 $3,384 $2,572 $2,572
Travelers $8,021 $8,298 $10,342 $9,142
USAA $3,807 $5,178 $7,989 $4,044

Cheapest Cranston, RI Car Insurance for Teen Drivers

Teen car insurance in Cranston, RI can be expensive. Take a look at rates from the top car insurance companies in Cranston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cranston, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,438 $9,991
GEICO $14,080 $18,400
Liberty Mutual $11,983 $18,777
Nationwide $10,116 $13,127
Progressive $13,709 $15,434
State Farm $4,856 $6,476
Travelers $22,528 $35,695
USAA $11,776 $13,464

Cheapest Cranston, RI Car Insurance for Seniors

Take a look at Cranston, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cranston, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,886 $5,107
GEICO $4,584 $4,482
Liberty Mutual $4,637 $4,637
Nationwide $3,186 $3,400
Progressive $2,830 $2,810
State Farm $1,552 $1,552
Travelers $2,189 $2,179
USAA $2,401 $2,353

Cheapest Cranston, RI Car Insurance Rates After a DUI

A DUI in Cranston, RI increases car insurance rates. Compare Cranston, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cranston, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,878
GEICO $12,723
Liberty Mutual $8,116
Nationwide $6,259
Progressive $5,536
State Farm $2,572
Travelers $10,342
USAA $7,989

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Cheapest Cranston, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cranston, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cranston, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,039 $6,131
GEICO $7,358 $7,662
Liberty Mutual $7,412 $7,919
Nationwide $5,813 $5,813
Progressive $6,042 $6,042
State Farm $2,690 $2,859
Travelers $8,950 $8,950
USAA $5,204 $5,305

Cheapest Cranston, RI Car Insurance Rates by ZIP Code

Cranston car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Cranston, RI.

Annual Car Insurance Rates by ZIP Code in Cranston, Rhode Island

ZIP Code Average Annual Rates
2910 $6,108
2920 $5,976
2921 $6,042

The Best Cheap Car Insurance Companies in Cranston, RI

Take a look at a side-by-side comparison of the top car insurance companies in Cranston, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cranston, Rhode Island

Insurance Company Average Annual Rates
Allstate $6,085
GEICO $7,510
Liberty Mutual $7,665
Nationwide $5,813
Progressive $6,042
State Farm $2,775
Travelers $8,950
USAA $5,255

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Category Winners: Cheapest Car Insurance in Cranston, Rhode Island

Find the cheapest car insurance companies in Cranston, RI for each category right here.

Best Annual Car Insurance Rates by Company in Cranston, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Cranston, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cranston car insurance rates. Find the cheapest Cranston, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cranston, Rhode Island

Insurance Company Low Medium High
Allstate $5,713 $6,066 $6,477
GEICO $7,123 $7,493 $7,914
Liberty Mutual $7,216 $7,629 $8,151
Nationwide $6,010 $5,861 $5,568
Progressive $5,628 $5,995 $6,503
State Farm $2,626 $2,771 $2,928
Travelers $9,080 $9,117 $8,654
USAA $5,008 $5,259 $5,497

What affects car insurance rates in Cranston, Rhode Island?

What factors can have an impact on Cranston, RI car insurance? There are several reasons why Cranston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cranston, Rhode Island.

Car Theft in Cranston

High levels of vehicle theft can make car insurance more expensive. Cranston, RI car theft statistics from the FBI indicate 95 vehicle thefts a year.

Commute Time in Cranston

The more time you spend in your car the higher the risk of an accident. The average commute length in Cranston, RI is 23.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Cranston, RI

Ready to find affordable Cranston, Rhode Island car insurance today? Enter your ZIP code for fast, free Cranston, RI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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