Compare Cresco, IA Car Insurance Rates (2021)

Car insurance in Cresco, IA averages $245 a month. Cresco, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Cresco car insurance rates, compare quotes from the top car insurance companies in Cresco, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cresco for teen drivers is USAA
  • Average car insurance rates in Cresco, IA after a DUI are $3,545/year
  • Average car insurance rates in Cresco, IA are $2,938/year

If you need to buy Cresco, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Cresco, IA is right here.

You’ll find Cresco car insurance rates, the cheapest Cresco, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Cresco, Iowa car insurance rates to Council Bluffs car insurance rates, Cedar Rapids car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Cresco, IA car insurance today? Enter your ZIP code for fast, free Cresco car insurance quotes.

Cheapest Cresco, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cresco, IA car insurance rates? Every Cresco, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cresco, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,939 $1,939 $1,734 $1,734 $5,158 $7,244 $1,939 $2,337
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,045 $2,218 $1,800 $2,185 $10,036 $11,288 $2,318 $2,556
Nationwide $1,895 $1,952 $1,684 $1,806 $4,262 $5,552 $2,134 $2,330
Progressive $1,709 $1,658 $1,408 $1,457 $3,991 $4,515 $2,057 $2,221
State Farm $1,478 $1,478 $1,283 $1,283 $3,793 $4,833 $1,656 $1,877
Travelers $2,510 $2,565 $2,418 $2,428 $10,824 $17,213 $2,603 $3,114
USAA $1,234 $1,249 $1,130 $1,155 $3,305 $3,514 $1,482 $1,638

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Minimum Car Insurance in Cresco, IA

Every driver must carry the minimum car insurance in Cresco, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Cresco, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Cresco, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cresco, IA. Compare credit history car insurance rates in Cresco from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cresco, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,829 $2,814 $2,365
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,137 $3,795 $2,985
Nationwide $3,294 $2,563 $2,249
Progressive $2,825 $2,264 $2,042
State Farm $3,148 $1,947 $1,536
Travelers $6,151 $5,240 $4,988
USAA $2,419 $1,660 $1,437

Cheapest Cresco, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cresco, IA to rates for a clean record with top companies.

Annual Cresco, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,168 $3,176 $4,120 $2,549
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,719 $4,603 $4,690 $4,212
Nationwide $1,941 $2,811 $3,852 $2,204
Progressive $1,918 $3,111 $2,078 $2,401
State Farm $2,060 $2,361 $2,210 $2,210
Travelers $3,994 $5,300 $7,086 $5,458
USAA $1,405 $1,885 $2,451 $1,613

Cheapest Cresco, IA Car Insurance for Teen Drivers

Teen car insurance in Cresco, IA can be expensive. Take a look at rates from the top car insurance companies in Cresco for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cresco, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $5,158 $7,244
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,036 $11,288
Nationwide $4,262 $5,552
Progressive $3,991 $4,515
State Farm $3,793 $4,833
Travelers $10,824 $17,213
USAA $3,305 $3,514

Cheapest Cresco, IA Car Insurance for Seniors

Take a look at Cresco, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cresco, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,734 $1,734
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,800 $2,185
Nationwide $1,684 $1,806
Progressive $1,408 $1,457
State Farm $1,283 $1,283
Travelers $2,418 $2,428
USAA $1,130 $1,155

Cheapest Cresco, IA Car Insurance Rates After a DUI

A DUI in Cresco, IA increases car insurance rates. Compare Cresco, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cresco, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
American Family $4,120
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,690
Nationwide $3,852
Progressive $2,078
State Farm $2,210
Travelers $7,086
USAA $2,451

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Cheapest Cresco, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cresco, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cresco, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,968 $3,038
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,306 $4,306
Nationwide $2,702 $2,702
Progressive $2,377 $2,377
State Farm $2,158 $2,263
Travelers $5,459 $5,459
USAA $1,771 $1,905

The Best Cheap Car Insurance Companies in Cresco, IA

Take a look at a side-by-side comparison of the top car insurance companies in Cresco, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cresco, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $3,003
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,306
Nationwide $2,702
Progressive $2,377
State Farm $2,210
Travelers $5,459
USAA $1,838

Category Winners: Cheapest Car Insurance in Cresco, Iowa

Find the cheapest car insurance companies in Cresco, IA for each category right here.

Best Annual Car Insurance Rates by Company in Cresco, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Cresco, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cresco car insurance rates. Find the cheapest Cresco, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cresco, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $3,020 $3,170 $2,819
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,139 $4,299 $4,480
Nationwide $2,834 $2,682 $2,590
Progressive $2,249 $2,383 $2,498
State Farm $2,119 $2,220 $2,291
Travelers $5,164 $5,540 $5,674
USAA $1,745 $1,844 $1,926

What affects car insurance rates in Cresco, Iowa?

What factors can have an impact on Cresco, IA car insurance? There are several reasons why Cresco car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cresco, Iowa.

Commute Time in Cresco

The more time you spend in your car the higher the risk of an accident. The average commute length in Cresco, IA is 16.7 minutes according to City-Data.

Compare Car Insurance Quotes in Cresco, IA

Ready to find affordable Cresco, Iowa car insurance today? Enter your ZIP code for fast, free Cresco, IA car insurance quotes.

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