Compare Crested Butte, CO Car Insurance Rates (2021)

Car insurance in Crested Butte, CO averages $305 a month. Crested Butte, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Crested Butte car insurance rates, compare quotes from the top car insurance companies in Crested Butte, CO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Crested Butte for teen drivers is Liberty Mutual
  • Average car insurance rates in Crested Butte, CO are $3,662/year
  • The cheapest car insurance company in Crested Butte is GEICO

If you need to buy Crested Butte, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Crested Butte, CO is right here.

You’ll find Crested Butte car insurance rates, the cheapest Crested Butte, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Crested Butte, Colorado car insurance rates to Denver car insurance rates, Fort Collins car insurance rates, and Pueblo car insurance rates.

Ready to find affordable Crested Butte, CO car insurance today? Enter your ZIP code for fast, free Crested Butte car insurance quotes.

Cheapest Crested Butte, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Crested Butte, CO car insurance rates? Every Crested Butte, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Crested Butte, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,544 $3,314 $3,164 $3,201 $12,208 $12,820 $3,936 $3,982
American Family $2,405 $2,405 $2,169 $2,169 $5,833 $7,813 $2,405 $2,955
Farmers $2,826 $2,800 $2,559 $2,748 $10,570 $10,666 $3,121 $3,174
GEICO $1,686 $1,849 $1,751 $1,963 $5,302 $5,671 $1,551 $1,603
Liberty Mutual $1,892 $1,894 $1,592 $1,743 $5,208 $5,683 $1,916 $1,964
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,431 $2,267 $2,094 $2,089 $8,368 $9,379 $2,754 $2,683
State Farm $1,860 $1,860 $1,660 $1,660 $5,253 $6,649 $2,078 $2,471
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Crested Butte, CO

Every driver must carry the minimum car insurance in Crested Butte, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Crested Butte, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Crested Butte, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Crested Butte, CO. Compare credit history car insurance rates in Crested Butte from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Crested Butte, Colorado

Insurance Company Poor Fair Good
Allstate $7,359 $5,670 $4,285
American Family $4,580 $3,253 $2,724
Farmers $5,576 $4,536 $4,311
GEICO $3,209 $2,672 $2,136
Liberty Mutual $3,926 $2,381 $1,903
Nationwide $3,990 $3,154 $2,751
Progressive $4,547 $3,892 $3,586
State Farm $4,078 $2,620 $2,111
USAA $4,757 $2,700 $2,160

Cheapest Crested Butte, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Crested Butte, CO to rates for a clean record with top companies.

Annual Crested Butte, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,916 $5,649 $6,943 $5,578
American Family $2,601 $3,699 $4,827 $2,949
Farmers $4,060 $5,214 $5,143 $4,815
GEICO $1,895 $2,915 $3,404 $2,475
Liberty Mutual $2,384 $2,800 $2,932 $2,831
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,479 $4,828 $3,671 $4,055
State Farm $2,709 $3,163 $2,936 $2,936
USAA $2,344 $2,849 $4,987 $2,642

Cheapest Crested Butte, CO Car Insurance for Teen Drivers

Teen car insurance in Crested Butte, CO can be expensive. Take a look at rates from the top car insurance companies in Crested Butte for teenagers.

Annual Car Insurance Rates for Teen Drivers in Crested Butte, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,208 $12,820
American Family $5,833 $7,813
Farmers $10,570 $10,666
GEICO $5,302 $5,671
Liberty Mutual $5,208 $5,683
Nationwide $5,513 $7,064
Progressive $8,368 $9,379
State Farm $5,253 $6,649
USAA $5,325 $6,108

Cheapest Crested Butte, CO Car Insurance for Seniors

Take a look at Crested Butte, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Crested Butte, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,164 $3,201
American Family $2,169 $2,169
Farmers $2,559 $2,748
GEICO $1,751 $1,963
Liberty Mutual $1,592 $1,743
Nationwide $1,977 $2,093
Progressive $2,094 $2,089
State Farm $1,660 $1,660
USAA $2,042 $2,056

Cheapest Crested Butte, CO Car Insurance Rates After a DUI

A DUI in Crested Butte, CO increases car insurance rates. Compare Crested Butte, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Crested Butte, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,943
American Family $4,827
Farmers $5,143
GEICO $3,404
Liberty Mutual $2,932
Nationwide $4,398
Progressive $3,671
State Farm $2,936
USAA $4,987

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Crested Butte, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Crested Butte, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Crested Butte, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,771 $5,771
American Family $3,444 $3,594
Farmers $4,808 $4,808
GEICO $2,618 $2,726
Liberty Mutual $2,736 $2,736
Nationwide $3,298 $3,298
Progressive $4,008 $4,008
State Farm $2,866 $3,006
USAA $3,115 $3,296

The Best Cheap Car Insurance Companies in Crested Butte, CO

Take a look at a side-by-side comparison of the top car insurance companies in Crested Butte, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Crested Butte, Colorado

Insurance Company Average Annual Rates
Allstate $5,771
American Family $3,519
Farmers $4,808
GEICO $2,672
Liberty Mutual $2,736
Nationwide $3,298
Progressive $4,008
State Farm $2,936
USAA $3,206

Category Winners: Cheapest Car Insurance in Crested Butte, Colorado

Find the cheapest car insurance companies in Crested Butte, CO for each category right here.

Best Annual Car Insurance Rates by Company in Crested Butte, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Crested Butte, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Crested Butte car insurance rates. Find the cheapest Crested Butte, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Crested Butte, Colorado

Insurance Company Low Medium High
Allstate $5,540 $5,756 $6,018
American Family $3,354 $3,592 $3,610
Farmers $4,279 $4,749 $5,397
GEICO $2,486 $2,640 $2,890
Liberty Mutual $2,614 $2,729 $2,867
Nationwide $3,323 $3,295 $3,276
Progressive $3,777 $4,019 $4,229
State Farm $2,771 $2,936 $3,101
USAA $3,077 $3,205 $3,334

What affects car insurance rates in Crested Butte, Colorado?

What factors can have an impact on Crested Butte, CO car insurance? There are several reasons why Crested Butte car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Crested Butte, Colorado.

Commute Time in Crested Butte

The more time you spend in your car the higher the risk of an accident. The average commute length in Crested Butte, CO is 9.0 minutes according to City-Data.

Compare Car Insurance Quotes in Crested Butte, CO

Ready to find affordable Crested Butte, Colorado car insurance today? Enter your ZIP code for fast, free Crested Butte, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption