Compare Crestwood, KY Car Insurance Rates (2021)

Car insurance in Crestwood, KY averages $368 a month. Crestwood, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Crestwood car insurance rates, compare quotes from the top car insurance companies in Crestwood, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Crestwood for teen drivers is USAA
  • Average car insurance rates in Crestwood, KY after a DUI are $5,281/year
  • Average car insurance rates in Crestwood, KY are $4,415/year

If you need to buy Crestwood, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Crestwood, KY is right here.

You’ll find Crestwood car insurance rates, the cheapest Crestwood, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Crestwood, Kentucky car insurance rates to Nicholasville car insurance rates, Frankfort car insurance rates, and Henderson car insurance rates.

Ready to find affordable Crestwood, KY car insurance today? Enter your ZIP code for fast, free Crestwood car insurance quotes.

Cheapest Crestwood, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Crestwood, KY car insurance rates? Every Crestwood, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Crestwood, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,161 $3,111 $2,876 $3,066 $12,220 $13,744 $3,458 $3,633
GEICO $3,366 $3,114 $3,524 $3,191 $7,006 $8,290 $2,746 $2,364
Liberty Mutual $2,743 $2,965 $2,315 $2,581 $12,103 $13,388 $2,879 $3,008
Nationwide $3,194 $3,199 $2,882 $3,013 $7,284 $9,099 $3,630 $3,821
Progressive $2,246 $2,131 $2,025 $2,029 $11,173 $12,642 $2,786 $2,842
State Farm $1,763 $1,763 $1,578 $1,578 $5,316 $6,741 $1,970 $2,200
Travelers $2,322 $2,361 $2,295 $2,295 $11,410 $18,280 $2,436 $2,793
USAA $1,716 $1,713 $1,558 $1,575 $4,654 $4,887 $2,159 $2,356

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Minimum Car Insurance in Crestwood, KY

Every driver must carry the minimum car insurance in Crestwood, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Crestwood, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Crestwood, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Crestwood, KY. Compare credit history car insurance rates in Crestwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Crestwood, Kentucky

Insurance Company Poor Fair Good
Allstate $7,481 $5,185 $4,310
GEICO $6,906 $3,448 $2,246
Liberty Mutual $7,496 $4,615 $3,633
Nationwide $5,472 $4,319 $3,755
Progressive $5,271 $4,618 $4,313
State Farm $4,146 $2,499 $1,947
Travelers $6,156 $5,217 $5,198
USAA $3,813 $2,156 $1,763

Cheapest Crestwood, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Crestwood, KY to rates for a clean record with top companies.

Annual Crestwood, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,655 $6,125 $6,572 $5,282
GEICO $2,505 $4,453 $6,774 $3,068
Liberty Mutual $4,366 $6,741 $5,239 $4,646
Nationwide $3,590 $4,644 $5,874 $3,954
Progressive $3,914 $5,810 $4,462 $4,752
State Farm $2,614 $3,113 $2,864 $2,864
Travelers $4,808 $4,946 $7,182 $5,160
USAA $1,942 $2,742 $3,285 $2,340

Cheapest Crestwood, KY Car Insurance for Teen Drivers

Teen car insurance in Crestwood, KY can be expensive. Take a look at rates from the top car insurance companies in Crestwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Crestwood, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,220 $13,744
GEICO $7,006 $8,290
Liberty Mutual $12,103 $13,388
Nationwide $7,284 $9,099
Progressive $11,173 $12,642
State Farm $5,316 $6,741
Travelers $11,410 $18,280
USAA $4,654 $4,887

Cheapest Crestwood, KY Car Insurance for Seniors

Take a look at Crestwood, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Crestwood, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,876 $3,066
GEICO $3,524 $3,191
Liberty Mutual $2,315 $2,581
Nationwide $2,882 $3,013
Progressive $2,025 $2,029
State Farm $1,578 $1,578
Travelers $2,295 $2,295
USAA $1,558 $1,575

Cheapest Crestwood, KY Car Insurance Rates After a DUI

A DUI in Crestwood, KY increases car insurance rates. Compare Crestwood, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Crestwood, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,572
GEICO $6,774
Liberty Mutual $5,239
Nationwide $5,874
Progressive $4,462
State Farm $2,864
Travelers $7,182
USAA $3,285

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Cheapest Crestwood, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Crestwood, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Crestwood, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,658 $5,658
GEICO $4,161 $4,239
Liberty Mutual $5,248 $5,248
Nationwide $4,515 $4,515
Progressive $4,734 $4,734
State Farm $2,792 $2,936
Travelers $5,524 $5,524
USAA $2,482 $2,672

The Best Cheap Car Insurance Companies in Crestwood, KY

Take a look at a side-by-side comparison of the top car insurance companies in Crestwood, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Crestwood, Kentucky

Insurance Company Average Annual Rates
Allstate $5,658
GEICO $4,200
Liberty Mutual $5,248
Nationwide $4,515
Progressive $4,734
State Farm $2,864
Travelers $5,524
USAA $2,577

Category Winners: Cheapest Car Insurance in Crestwood, Kentucky

Find the cheapest car insurance companies in Crestwood, KY for each category right here.

Best Annual Car Insurance Rates by Company in Crestwood, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Crestwood, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Crestwood car insurance rates. Find the cheapest Crestwood, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Crestwood, Kentucky

Insurance Company Low Medium High
Allstate $5,227 $5,635 $6,113
GEICO $3,925 $4,187 $4,488
Liberty Mutual $5,031 $5,220 $5,492
Nationwide $4,558 $4,470 $4,518
Progressive $4,345 $4,675 $5,182
State Farm $2,690 $2,864 $3,038
Travelers $5,245 $5,552 $5,775
USAA $2,448 $2,571 $2,713

What affects car insurance rates in Crestwood, Kentucky?

What factors can have an impact on Crestwood, KY car insurance? There are several reasons why Crestwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Crestwood, Kentucky.

Commute Time in Crestwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Crestwood, KY is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in Crestwood, KY

Ready to find affordable Crestwood, Kentucky car insurance today? Enter your ZIP code for fast, free Crestwood, KY car insurance quotes.

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