Compare Crete, IL Car Insurance Rates (2021)

Car insurance in Crete, IL averages $286 a month. Crete, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Crete car insurance rates, compare quotes from the top car insurance companies in Crete, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Crete, IL after a DUI are $4,028/year
  • Average car insurance rates in Crete, IL are $3,431/year
  • The cheapest car insurance company in Crete is Liberty Mutual

If you need to buy Crete, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Crete, IL is right here.

You’ll find Crete car insurance rates, the cheapest Crete, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Crete, Illinois car insurance rates to Rockford car insurance rates, Cicero car insurance rates, and Naperville car insurance rates.

Ready to find affordable Crete, IL car insurance today? Enter your ZIP code for fast, free Crete car insurance quotes.

Cheapest Crete, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Crete, IL car insurance rates? Every Crete, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Crete, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,282 $3,296 $3,440 $3,440 $8,619 $11,200 $3,948 $4,268
American Family $2,437 $2,437 $2,237 $2,237 $7,019 $9,685 $2,437 $3,151
Farmers $2,647 $2,644 $2,340 $2,481 $11,763 $12,274 $3,028 $3,156
GEICO $1,784 $1,834 $1,744 $1,950 $6,375 $6,643 $2,053 $2,142
Liberty Mutual $1,407 $1,516 $1,164 $1,302 $4,962 $5,519 $1,470 $1,545
Nationwide $1,673 $1,696 $1,496 $1,576 $4,597 $5,863 $1,949 $2,102
Progressive $2,225 $2,095 $1,838 $1,938 $7,908 $8,862 $2,631 $2,803
State Farm $1,622 $1,622 $1,470 $1,470 $5,155 $6,516 $1,840 $2,112
Travelers $1,638 $1,727 $1,512 $1,610 $4,948 $6,255 $1,733 $1,825
USAA $1,710 $1,731 $1,590 $1,556 $5,688 $6,265 $2,259 $2,467

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Minimum Car Insurance in Crete, IL

Every driver must carry the minimum car insurance in Crete, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Crete, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Crete, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Crete, IL. Compare credit history car insurance rates in Crete from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Crete, Illinois

Insurance Company Poor Fair Good
Allstate $6,606 $4,775 $4,180
American Family $5,249 $3,583 $3,033
Farmers $5,712 $4,825 $4,589
GEICO $4,932 $2,400 $1,866
Liberty Mutual $3,331 $2,090 $1,661
Nationwide $3,118 $2,527 $2,211
Progressive $4,333 $3,658 $3,371
State Farm $3,962 $2,374 $1,841
Travelers $3,230 $2,618 $2,120
USAA $3,868 $2,662 $2,195

Cheapest Crete, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Crete, IL to rates for a clean record with top companies.

Annual Crete, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,668 $6,330 $5,886 $4,863
American Family $2,908 $4,122 $5,493 $3,298
Farmers $4,252 $5,498 $5,360 $5,057
GEICO $2,070 $3,243 $4,517 $2,432
Liberty Mutual $1,960 $2,802 $2,452 $2,228
Nationwide $2,124 $2,729 $3,194 $2,429
Progressive $3,121 $4,621 $3,464 $3,944
State Farm $2,474 $2,978 $2,726 $2,726
Travelers $2,106 $2,771 $3,100 $2,647
USAA $2,064 $2,986 $4,093 $2,491

Cheapest Crete, IL Car Insurance for Teen Drivers

Teen car insurance in Crete, IL can be expensive. Take a look at rates from the top car insurance companies in Crete for teenagers.

Annual Car Insurance Rates for Teen Drivers in Crete, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,619 $11,200
American Family $7,019 $9,685
Farmers $11,763 $12,274
GEICO $6,375 $6,643
Liberty Mutual $4,962 $5,519
Nationwide $4,597 $5,863
Progressive $7,908 $8,862
State Farm $5,155 $6,516
Travelers $4,948 $6,255
USAA $5,688 $6,265

Cheapest Crete, IL Car Insurance for Seniors

Take a look at Crete, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Crete, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,440 $3,440
American Family $2,237 $2,237
Farmers $2,340 $2,481
GEICO $1,744 $1,950
Liberty Mutual $1,164 $1,302
Nationwide $1,496 $1,576
Progressive $1,838 $1,938
State Farm $1,470 $1,470
Travelers $1,512 $1,610
USAA $1,590 $1,556

Cheapest Crete, IL Car Insurance Rates After a DUI

A DUI in Crete, IL increases car insurance rates. Compare Crete, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Crete, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,886
American Family $5,493
Farmers $5,360
GEICO $4,517
Liberty Mutual $2,452
Nationwide $3,194
Progressive $3,464
State Farm $2,726
Travelers $3,100
USAA $4,093

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Cheapest Crete, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Crete, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Crete, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,187 $5,187
American Family $3,905 $4,005
Farmers $5,042 $5,042
GEICO $3,012 $3,120
Liberty Mutual $2,361 $2,361
Nationwide $2,619 $2,619
Progressive $3,788 $3,788
State Farm $2,656 $2,796
Travelers $2,551 $2,761
USAA $2,827 $2,990

The Best Cheap Car Insurance Companies in Crete, IL

Take a look at a side-by-side comparison of the top car insurance companies in Crete, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Crete, Illinois

Insurance Company Average Annual Rates
Allstate $5,187
American Family $3,955
Farmers $5,042
GEICO $3,066
Liberty Mutual $2,361
Nationwide $2,619
Progressive $3,788
State Farm $2,726
Travelers $2,656
USAA $2,908

Category Winners: Cheapest Car Insurance in Crete, Illinois

Find the cheapest car insurance companies in Crete, IL for each category right here.

Best Annual Car Insurance Rates by Company in Crete, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Crete, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Crete car insurance rates. Find the cheapest Crete, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Crete, Illinois

Insurance Company Low Medium High
Allstate $5,020 $5,182 $5,358
American Family $3,795 $4,100 $3,969
Farmers $4,785 $4,916 $5,425
GEICO $2,774 $3,054 $3,369
Liberty Mutual $2,224 $2,356 $2,502
Nationwide $2,586 $2,643 $2,628
Progressive $3,398 $3,756 $4,209
State Farm $2,542 $2,730 $2,905
Travelers $2,478 $2,653 $2,837
USAA $2,715 $2,905 $3,105

What affects car insurance rates in Crete, Illinois?

What factors can have an impact on Crete, IL car insurance? There are several reasons why Crete car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Crete, Illinois.

Commute Time in Crete

The more time you spend in your car the higher the risk of an accident. The average commute length in Crete, IL is 33.3 minutes according to City-Data.

Compare Car Insurance Quotes in Crete, IL

Ready to find affordable Crete, Illinois car insurance today? Enter your ZIP code for fast, free Crete, IL car insurance quotes.

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