Compare Crofton, KY Car Insurance Rates (2021)

Car insurance in Crofton, KY averages $339 a month. Crofton, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Crofton car insurance rates, compare quotes from the top car insurance companies in Crofton, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Crofton is USAA
  • Average car insurance rates in Crofton, KY are $4,063/year
  • The cheapest car insurance company in Crofton for teen drivers is USAA

If you need to buy Crofton, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Crofton, KY is right here.

You’ll find Crofton car insurance rates, the cheapest Crofton, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Crofton, Kentucky car insurance rates to Florence car insurance rates, Independence car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Crofton, KY car insurance today? Enter your ZIP code for fast, free Crofton car insurance quotes.

Cheapest Crofton, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Crofton, KY car insurance rates? Every Crofton, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Crofton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,250 $3,237 $2,912 $3,108 $11,510 $12,925 $3,656 $3,890
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,438 $2,639 $2,100 $2,337 $9,627 $10,606 $2,539 $2,621
Nationwide $2,865 $2,875 $2,588 $2,712 $6,272 $7,843 $3,227 $3,396
Progressive $2,156 $2,071 $1,917 $1,935 $10,059 $11,392 $2,678 $2,756
State Farm $1,935 $1,935 $1,729 $1,729 $5,911 $7,458 $2,162 $2,440
Travelers $2,001 $2,038 $1,960 $1,965 $9,336 $14,911 $2,089 $2,420
USAA $1,813 $1,822 $1,629 $1,664 $4,786 $5,056 $2,298 $2,524

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Crofton, KY

Every driver must carry the minimum car insurance in Crofton, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Crofton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Crofton, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Crofton, KY. Compare credit history car insurance rates in Crofton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Crofton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,364 $5,075 $4,245
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,226 $3,832 $3,032
Nationwide $4,825 $3,790 $3,302
Progressive $4,908 $4,251 $3,953
State Farm $4,582 $2,758 $2,147
Travelers $5,121 $4,334 $4,315
USAA $4,022 $2,246 $1,828

Cheapest Crofton, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Crofton, KY to rates for a clean record with top companies.

Annual Crofton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,657 $6,011 $6,361 $5,214
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,646 $5,584 $4,351 $3,873
Nationwide $3,161 $4,084 $5,164 $3,480
Progressive $3,620 $5,324 $4,131 $4,406
State Farm $2,883 $3,442 $3,163 $3,163
Travelers $4,007 $4,123 $5,933 $4,296
USAA $2,034 $2,879 $3,436 $2,447

Cheapest Crofton, KY Car Insurance for Teen Drivers

Teen car insurance in Crofton, KY can be expensive. Take a look at rates from the top car insurance companies in Crofton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Crofton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,510 $12,925
GEICO $6,168 $7,329
Liberty Mutual $9,627 $10,606
Nationwide $6,272 $7,843
Progressive $10,059 $11,392
State Farm $5,911 $7,458
Travelers $9,336 $14,911
USAA $4,786 $5,056

Cheapest Crofton, KY Car Insurance for Seniors

Take a look at Crofton, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Crofton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,912 $3,108
GEICO $3,218 $2,914
Liberty Mutual $2,100 $2,337
Nationwide $2,588 $2,712
Progressive $1,917 $1,935
State Farm $1,729 $1,729
Travelers $1,960 $1,965
USAA $1,629 $1,664

Cheapest Crofton, KY Car Insurance Rates After a DUI

A DUI in Crofton, KY increases car insurance rates. Compare Crofton, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Crofton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,361
GEICO $6,130
Liberty Mutual $4,351
Nationwide $5,164
Progressive $4,131
State Farm $3,163
Travelers $5,933
USAA $3,436

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Crofton, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Crofton, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Crofton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,561 $5,561
GEICO $3,750 $3,821
Liberty Mutual $4,363 $4,363
Nationwide $3,972 $3,972
Progressive $4,370 $4,370
State Farm $3,087 $3,238
Travelers $4,590 $4,590
USAA $2,599 $2,799

The Best Cheap Car Insurance Companies in Crofton, KY

Take a look at a side-by-side comparison of the top car insurance companies in Crofton, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Crofton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,561
GEICO $3,785
Liberty Mutual $4,363
Nationwide $3,972
Progressive $4,370
State Farm $3,163
Travelers $4,590
USAA $2,699

Category Winners: Cheapest Car Insurance in Crofton, Kentucky

Find the cheapest car insurance companies in Crofton, KY for each category right here.

Best Annual Car Insurance Rates by Company in Crofton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Crofton, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Crofton car insurance rates. Find the cheapest Crofton, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Crofton, Kentucky

Insurance Company Low Medium High
Allstate $5,230 $5,542 $5,911
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,163 $4,335 $4,591
Nationwide $4,032 $3,926 $3,959
Progressive $4,066 $4,321 $4,724
State Farm $3,007 $3,161 $3,319
Travelers $4,370 $4,613 $4,786
USAA $2,590 $2,694 $2,814

What affects car insurance rates in Crofton, Kentucky?

What factors can have an impact on Crofton, KY car insurance? There are several reasons why Crofton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Crofton, Kentucky.

Commute Time in Crofton

The more time you spend in your car the higher the risk of an accident. The average commute length in Crofton, KY is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Crofton, KY

Ready to find affordable Crofton, Kentucky car insurance today? Enter your ZIP code for fast, free Crofton, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption