Compare Cross Lanes, WV Car Insurance Rates (2021)

Car insurance in Cross Lanes, WV averages $328 a month. Cross Lanes, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cross Lanes car insurance rates, compare quotes from the top car insurance companies in Cross Lanes, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cross Lanes is State Farm
  • The cheapest car insurance company in Cross Lanes for teen drivers is State Farm
  • Average car insurance rates in Cross Lanes, WV are $3,937/year

If you need to buy Cross Lanes, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Cross Lanes, WV is right here.

You’ll find Cross Lanes car insurance rates, the cheapest Cross Lanes, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Cross Lanes, West Virginia car insurance rates to Fairmont car insurance rates, Martinsburg car insurance rates, and Weirton car insurance rates.

Ready to find affordable Cross Lanes, WV car insurance today? Enter your ZIP code for fast, free Cross Lanes car insurance quotes.

Cheapest Cross Lanes, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cross Lanes, WV car insurance rates? Every Cross Lanes, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cross Lanes, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,884 $2,670 $2,589 $2,594 $10,506 $10,948 $3,166 $3,162
GEICO $2,478 $2,442 $2,354 $2,282 $6,153 $7,420 $2,381 $2,481
Liberty Mutual $3,741 $4,062 $3,009 $3,670 $14,255 $16,094 $3,855 $4,235
Nationwide $2,068 $2,095 $1,883 $1,970 $5,441 $6,869 $2,341 $2,503
Progressive $2,157 $2,068 $2,001 $1,994 $9,560 $10,750 $2,587 $2,655
State Farm $1,776 $1,776 $1,610 $1,610 $4,089 $5,281 $2,102 $1,653
USAA $1,637 $1,610 $1,530 $1,536 $5,494 $6,054 $2,110 $2,259

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Minimum Car Insurance in Cross Lanes, WV

Every driver must carry the minimum car insurance in Cross Lanes, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Cross Lanes, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cross Lanes, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cross Lanes, WV. Compare credit history car insurance rates in Cross Lanes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cross Lanes, West Virginia

Insurance Company Poor Fair Good
Allstate $5,846 $4,641 $3,958
GEICO $4,218 $3,432 $2,847
Liberty Mutual $9,452 $5,820 $4,574
Nationwide $3,581 $3,022 $2,835
Progressive $4,709 $4,120 $3,835
State Farm $3,579 $2,176 $1,706
USAA $4,078 $2,362 $1,895

Cheapest Cross Lanes, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cross Lanes, WV to rates for a clean record with top companies.

Annual Cross Lanes, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,056 $4,813 $5,774 $4,617
GEICO $2,170 $3,484 $6,012 $2,329
Liberty Mutual $5,417 $6,853 $7,575 $6,616
Nationwide $2,516 $3,369 $3,910 $2,790
Progressive $3,582 $4,820 $4,281 $4,203
State Farm $2,273 $2,700 $2,487 $2,487
USAA $2,182 $2,588 $3,680 $2,664

Cheapest Cross Lanes, WV Car Insurance for Teen Drivers

Teen car insurance in Cross Lanes, WV can be expensive. Take a look at rates from the top car insurance companies in Cross Lanes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cross Lanes, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,506 $10,948
GEICO $6,153 $7,420
Liberty Mutual $14,255 $16,094
Nationwide $5,441 $6,869
Progressive $9,560 $10,750
State Farm $4,089 $5,281
USAA $5,494 $6,054

Cheapest Cross Lanes, WV Car Insurance for Seniors

Take a look at Cross Lanes, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cross Lanes, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,589 $2,594
GEICO $2,354 $2,282
Liberty Mutual $3,009 $3,670
Nationwide $1,883 $1,970
Progressive $2,001 $1,994
State Farm $1,610 $1,610
USAA $1,530 $1,536

Cheapest Cross Lanes, WV Car Insurance Rates After a DUI

A DUI in Cross Lanes, WV increases car insurance rates. Compare Cross Lanes, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cross Lanes, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,774
GEICO $6,012
Liberty Mutual $7,575
Nationwide $3,910
Progressive $4,281
State Farm $2,487
USAA $3,680

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Cheapest Cross Lanes, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cross Lanes, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cross Lanes, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,815 $4,815
GEICO $3,461 $3,537
Liberty Mutual $6,615 $6,615
Nationwide $3,146 $3,146
Progressive $4,221 $4,221
State Farm $2,419 $2,554
USAA $2,746 $2,811

The Best Cheap Car Insurance Companies in Cross Lanes, WV

Take a look at a side-by-side comparison of the top car insurance companies in Cross Lanes, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cross Lanes, West Virginia

Insurance Company Average Annual Rates
Allstate $4,815
GEICO $3,499
Liberty Mutual $6,615
Nationwide $3,146
Progressive $4,221
State Farm $2,487
USAA $2,779

Category Winners: Cheapest Car Insurance in Cross Lanes, West Virginia

Find the cheapest car insurance companies in Cross Lanes, WV for each category right here.

Best Annual Car Insurance Rates by Company in Cross Lanes, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Cross Lanes, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cross Lanes car insurance rates. Find the cheapest Cross Lanes, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cross Lanes, West Virginia

Insurance Company Low Medium High
Allstate $4,630 $4,806 $5,009
GEICO $3,286 $3,508 $3,702
Liberty Mutual $6,267 $6,600 $6,979
Nationwide $3,047 $3,140 $3,252
Progressive $4,023 $4,170 $4,471
State Farm $2,325 $2,481 $2,655
USAA $2,670 $2,774 $2,892

What affects car insurance rates in Cross Lanes, West Virginia?

What factors can have an impact on Cross Lanes, WV car insurance? There are several reasons why Cross Lanes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cross Lanes, West Virginia.

Commute Time in Cross Lanes

The more time you spend in your car the higher the risk of an accident. The average commute length in Cross Lanes, WV is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in Cross Lanes, WV

Ready to find affordable Cross Lanes, West Virginia car insurance today? Enter your ZIP code for fast, free Cross Lanes, WV car insurance quotes.

Free Car Insurance Comparison

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