Compare Cross Mountain, TX Car Insurance Rates (2021)

Car insurance in Cross Mountain, TX averages $340 a month. Cross Mountain, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cross Mountain car insurance rates, compare quotes from the top car insurance companies in Cross Mountain, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cross Mountain, TX after a DUI are $4,627/year
  • The cheapest car insurance company in Cross Mountain is USAA
  • Average car insurance rates in Cross Mountain, TX are $4,084/year

If you need to buy Cross Mountain, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Cross Mountain, TX is right here.

You’ll find Cross Mountain car insurance rates, the cheapest Cross Mountain, TX car insurance companies, and information on Texas car insurance laws. You can also compare Cross Mountain, Texas car insurance rates to Austin car insurance rates, Laredo car insurance rates, and Dallas car insurance rates.

Ready to find affordable Cross Mountain, TX car insurance today? Enter your ZIP code for fast, free Cross Mountain car insurance quotes.

Cheapest Cross Mountain, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cross Mountain, TX car insurance rates? Every Cross Mountain, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cross Mountain, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,502 $3,530 $3,456 $3,456 $9,317 $11,238 $4,331 $4,508
American Family $3,169 $3,551 $3,014 $3,475 $8,945 $11,749 $4,662 $5,343
GEICO $2,610 $2,822 $2,526 $2,882 $5,746 $5,924 $2,823 $2,798
Nationwide $2,264 $2,297 $2,006 $2,119 $6,396 $8,190 $2,660 $2,872
Progressive $2,512 $2,372 $2,240 $2,282 $10,655 $11,860 $2,963 $2,985
State Farm $2,239 $2,239 $1,999 $1,999 $5,412 $6,901 $2,438 $2,505
USAA $1,653 $1,653 $1,586 $1,562 $4,756 $5,149 $2,199 $2,335

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Minimum Car Insurance in Cross Mountain, TX

Every driver must carry the minimum car insurance in Cross Mountain, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Cross Mountain, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cross Mountain, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cross Mountain, TX. Compare credit history car insurance rates in Cross Mountain from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cross Mountain, Texas

Insurance Company Poor Fair Good
Allstate $6,881 $5,048 $4,323
American Family $7,492 $4,784 $4,190
GEICO $5,436 $3,071 $2,043
Nationwide $4,314 $3,471 $3,017
Progressive $5,319 $4,608 $4,274
State Farm $4,546 $2,838 $2,266
USAA $3,820 $2,223 $1,792

Cheapest Cross Mountain, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cross Mountain, TX to rates for a clean record with top companies.

Annual Cross Mountain, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,193 $6,497 $6,786 $4,193
American Family $4,985 $6,395 $5,590 $4,985
GEICO $2,981 $3,947 $3,291 $3,847
Nationwide $3,129 $3,129 $4,615 $3,529
Progressive $4,125 $5,353 $4,815 $4,642
State Farm $2,851 $3,279 $3,886 $2,851
USAA $1,938 $2,880 $3,404 $2,225

Cheapest Cross Mountain, TX Car Insurance for Teen Drivers

Teen car insurance in Cross Mountain, TX can be expensive. Take a look at rates from the top car insurance companies in Cross Mountain for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cross Mountain, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,317 $11,238
American Family $8,945 $11,749
GEICO $5,746 $5,924
Nationwide $6,396 $8,190
Progressive $10,655 $11,860
State Farm $5,412 $6,901
USAA $4,756 $5,149

Cheapest Cross Mountain, TX Car Insurance for Seniors

Take a look at Cross Mountain, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cross Mountain, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,456 $3,456
American Family $3,014 $3,475
GEICO $2,526 $2,882
Nationwide $2,006 $2,119
Progressive $2,240 $2,282
State Farm $1,999 $1,999
USAA $1,586 $1,562

Cheapest Cross Mountain, TX Car Insurance Rates After a DUI

A DUI in Cross Mountain, TX increases car insurance rates. Compare Cross Mountain, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cross Mountain, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,786
American Family $5,590
GEICO $3,291
Nationwide $4,615
Progressive $4,815
State Farm $3,886
USAA $3,404

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Cheapest Cross Mountain, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cross Mountain, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cross Mountain, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,286 $5,548
American Family $5,489 $5,489
GEICO $3,450 $3,582
Nationwide $3,601 $3,601
Progressive $4,734 $4,734
State Farm $3,217 $3,217
USAA $2,579 $2,645

The Best Cheap Car Insurance Companies in Cross Mountain, TX

Take a look at a side-by-side comparison of the top car insurance companies in Cross Mountain, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cross Mountain, Texas

Insurance Company Average Annual Rates
Allstate $5,417
American Family $5,489
GEICO $3,516
Nationwide $3,601
Progressive $4,734
State Farm $3,217
USAA $2,612

Category Winners: Cheapest Car Insurance in Cross Mountain, Texas

Find the cheapest car insurance companies in Cross Mountain, TX for each category right here.

Best Annual Car Insurance Rates by Company in Cross Mountain, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Cross Mountain, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cross Mountain car insurance rates. Find the cheapest Cross Mountain, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cross Mountain, Texas

Insurance Company Low Medium High
Allstate $5,294 $5,371 $5,587
American Family $5,089 $5,277 $6,101
GEICO $3,313 $3,469 $3,768
Nationwide $3,851 $3,450 $3,500
Progressive $4,477 $4,708 $5,015
State Farm $3,030 $3,205 $3,415
USAA $2,515 $2,601 $2,719

What affects car insurance rates in Cross Mountain, Texas?

What factors can have an impact on Cross Mountain, TX car insurance? There are several reasons why Cross Mountain car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cross Mountain, Texas.

Commute Time in Cross Mountain

The more time you spend in your car the higher the risk of an accident. The average commute length in Cross Mountain, TX is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Cross Mountain, TX

Ready to find affordable Cross Mountain, Texas car insurance today? Enter your ZIP code for fast, free Cross Mountain, TX car insurance quotes.

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