Compare Cross Plains, TX Car Insurance Rates (2021)

Car insurance in Cross Plains, TX averages $310 a month. Cross Plains, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cross Plains car insurance rates, compare quotes from the top car insurance companies in Cross Plains, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cross Plains for teen drivers is USAA
  • The cheapest car insurance company in Cross Plains is USAA
  • Average car insurance rates in Cross Plains, TX are $3,715/year

If you need to buy Cross Plains, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Cross Plains, TX is right here.

You’ll find Cross Plains car insurance rates, the cheapest Cross Plains, TX car insurance companies, and information on Texas car insurance laws. You can also compare Cross Plains, Texas car insurance rates to San Antonio car insurance rates, Austin car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Cross Plains, TX car insurance today? Enter your ZIP code for fast, free Cross Plains car insurance quotes.

Cheapest Cross Plains, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cross Plains, TX car insurance rates? Every Cross Plains, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cross Plains, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,160 $3,218 $3,124 $3,124 $7,962 $9,713 $3,937 $4,154
American Family $2,801 $3,073 $2,481 $2,804 $6,496 $8,621 $3,846 $4,385
GEICO $2,421 $2,573 $2,252 $2,497 $5,162 $5,381 $2,626 $2,658
Nationwide $2,430 $2,480 $2,141 $2,277 $6,780 $8,753 $2,842 $3,085
Progressive $2,744 $2,611 $2,437 $2,485 $11,461 $12,798 $3,258 $3,303
State Farm $1,770 $1,770 $1,565 $1,565 $4,064 $5,149 $1,912 $1,977
USAA $1,454 $1,480 $1,376 $1,388 $3,876 $4,276 $1,946 $2,126

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Minimum Car Insurance in Cross Plains, TX

Every driver must carry the minimum car insurance in Cross Plains, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Cross Plains, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cross Plains, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cross Plains, TX. Compare credit history car insurance rates in Cross Plains from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cross Plains, Texas

Insurance Company Poor Fair Good
Allstate $6,116 $4,468 $3,813
American Family $6,081 $3,663 $3,196
GEICO $4,930 $2,794 $1,865
Nationwide $4,628 $3,700 $3,218
Progressive $5,793 $4,995 $4,623
State Farm $3,502 $2,178 $1,734
USAA $3,323 $1,888 $1,510

Cheapest Cross Plains, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cross Plains, TX to rates for a clean record with top companies.

Annual Cross Plains, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,829 $5,660 $5,879 $3,829
American Family $3,953 $4,977 $4,371 $3,953
GEICO $2,712 $3,530 $3,034 $3,509
Nationwide $3,329 $3,329 $4,966 $3,770
Progressive $4,474 $5,793 $5,236 $5,046
State Farm $2,215 $2,516 $2,940 $2,215
USAA $1,686 $2,452 $2,888 $1,934

Cheapest Cross Plains, TX Car Insurance for Teen Drivers

Teen car insurance in Cross Plains, TX can be expensive. Take a look at rates from the top car insurance companies in Cross Plains for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cross Plains, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,962 $9,713
American Family $6,496 $8,621
GEICO $5,162 $5,381
Nationwide $6,780 $8,753
Progressive $11,461 $12,798
State Farm $4,064 $5,149
USAA $3,876 $4,276

Cheapest Cross Plains, TX Car Insurance for Seniors

Take a look at Cross Plains, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cross Plains, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,124 $3,124
American Family $2,481 $2,804
GEICO $2,252 $2,497
Nationwide $2,141 $2,277
Progressive $2,437 $2,485
State Farm $1,565 $1,565
USAA $1,376 $1,388

Cheapest Cross Plains, TX Car Insurance Rates After a DUI

A DUI in Cross Plains, TX increases car insurance rates. Compare Cross Plains, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cross Plains, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,879
American Family $4,371
GEICO $3,034
Nationwide $4,966
Progressive $5,236
State Farm $2,940
USAA $2,888

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Cheapest Cross Plains, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cross Plains, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cross Plains, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,693 $4,905
American Family $4,313 $4,313
GEICO $3,131 $3,262
Nationwide $3,849 $3,849
Progressive $5,137 $5,137
State Farm $2,471 $2,471
USAA $2,212 $2,269

The Best Cheap Car Insurance Companies in Cross Plains, TX

Take a look at a side-by-side comparison of the top car insurance companies in Cross Plains, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cross Plains, Texas

Insurance Company Average Annual Rates
Allstate $4,799
American Family $4,313
GEICO $3,196
Nationwide $3,849
Progressive $5,137
State Farm $2,471
USAA $2,240

Category Winners: Cheapest Car Insurance in Cross Plains, Texas

Find the cheapest car insurance companies in Cross Plains, TX for each category right here.

Best Annual Car Insurance Rates by Company in Cross Plains, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Cross Plains, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cross Plains car insurance rates. Find the cheapest Cross Plains, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cross Plains, Texas

Insurance Company Low Medium High
Allstate $4,726 $4,772 $4,899
American Family $4,108 $4,209 $4,624
GEICO $3,070 $3,172 $3,347
Nationwide $4,170 $3,681 $3,695
Progressive $4,862 $5,113 $5,436
State Farm $2,358 $2,464 $2,592
USAA $2,181 $2,233 $2,307

What affects car insurance rates in Cross Plains, Texas?

What factors can have an impact on Cross Plains, TX car insurance? There are several reasons why Cross Plains car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cross Plains, Texas.

Commute Time in Cross Plains

The more time you spend in your car the higher the risk of an accident. The average commute length in Cross Plains, TX is 27.8 minutes according to City-Data.

Compare Car Insurance Quotes in Cross Plains, TX

Ready to find affordable Cross Plains, Texas car insurance today? Enter your ZIP code for fast, free Cross Plains, TX car insurance quotes.

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