Compare Cross Plains, WI Car Insurance Rates (2021)

Car insurance in Cross Plains, WI averages $228 a month. Cross Plains, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Cross Plains car insurance rates, compare quotes from the top car insurance companies in Cross Plains, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cross Plains, WI after a DUI are $3,034/year
  • The cheapest car insurance company in Cross Plains is American Family
  • The cheapest car insurance company in Cross Plains for teen drivers is American Family

If you need to buy Cross Plains, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Cross Plains, WI is right here.

You’ll find Cross Plains car insurance rates, the cheapest Cross Plains, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Cross Plains, Wisconsin car insurance rates to Madison car insurance rates, Kenosha car insurance rates, and Janesville car insurance rates.

Ready to find affordable Cross Plains, WI car insurance today? Enter your ZIP code for fast, free Cross Plains car insurance quotes.

Cheapest Cross Plains, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cross Plains, WI car insurance rates? Every Cross Plains, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cross Plains, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,236 $2,356 $2,065 $2,279 $7,292 $9,322 $2,268 $2,464
American Family $852 $886 $819 $821 $2,651 $2,901 $1,010 $1,071
Farmers $1,802 $1,799 $1,592 $1,691 $8,792 $9,115 $2,049 $2,137
GEICO $1,064 $1,184 $1,123 $1,304 $3,672 $3,958 $984 $1,004
Liberty Mutual $1,541 $1,673 $1,243 $1,404 $5,632 $6,300 $1,638 $1,766
Nationwide $3,025 $3,168 $2,529 $2,654 $6,489 $10,021 $3,703 $4,327
Progressive $1,581 $1,486 $1,299 $1,361 $6,403 $7,194 $1,899 $2,067
State Farm $1,291 $1,291 $1,166 $1,166 $3,964 $4,976 $1,462 $1,686
USAA $1,263 $1,254 $1,152 $1,163 $3,289 $3,796 $1,630 $1,779

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Minimum Car Insurance in Cross Plains, WI

Every driver must carry the minimum car insurance in Cross Plains, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Cross Plains, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cross Plains, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cross Plains, WI. Compare credit history car insurance rates in Cross Plains from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cross Plains, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,964 $3,422 $2,971
American Family $1,844 $1,214 $1,071
Farmers $4,082 $3,468 $3,315
GEICO $2,340 $1,673 $1,347
Liberty Mutual $3,804 $2,321 $1,824
Nationwide $5,047 $4,211 $4,211
Progressive $3,284 $2,818 $2,631
State Farm $3,170 $1,820 $1,386
USAA $2,938 $1,560 $1,249

Cheapest Cross Plains, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cross Plains, WI to rates for a clean record with top companies.

Annual Cross Plains, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,088 $4,245 $3,971 $3,838
American Family $1,318 $1,396 $1,396 $1,396
Farmers $3,152 $3,993 $3,778 $3,565
GEICO $1,222 $2,007 $2,347 $1,571
Liberty Mutual $2,014 $2,898 $2,986 $2,701
Nationwide $3,796 $4,391 $5,380 $4,391
Progressive $2,659 $3,248 $2,766 $2,973
State Farm $1,936 $2,314 $2,125 $2,125
USAA $1,498 $1,894 $2,559 $1,712

Cheapest Cross Plains, WI Car Insurance for Teen Drivers

Teen car insurance in Cross Plains, WI can be expensive. Take a look at rates from the top car insurance companies in Cross Plains for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cross Plains, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,292 $9,322
American Family $2,651 $2,901
Farmers $8,792 $9,115
GEICO $3,672 $3,958
Liberty Mutual $5,632 $6,300
Nationwide $6,489 $10,021
Progressive $6,403 $7,194
State Farm $3,964 $4,976
USAA $3,289 $3,796

Cheapest Cross Plains, WI Car Insurance for Seniors

Take a look at Cross Plains, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cross Plains, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,065 $2,279
American Family $819 $821
Farmers $1,592 $1,691
GEICO $1,123 $1,304
Liberty Mutual $1,243 $1,404
Nationwide $2,529 $2,654
Progressive $1,299 $1,361
State Farm $1,166 $1,166
USAA $1,152 $1,163

Cheapest Cross Plains, WI Car Insurance Rates After a DUI

A DUI in Cross Plains, WI increases car insurance rates. Compare Cross Plains, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cross Plains, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,971
American Family $1,396
Farmers $3,778
GEICO $2,347
Liberty Mutual $2,986
Nationwide $5,380
Progressive $2,766
State Farm $2,125
USAA $2,559

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Cheapest Cross Plains, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cross Plains, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cross Plains, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,694 $3,877
American Family $1,353 $1,399
Farmers $3,622 $3,622
GEICO $1,756 $1,818
Liberty Mutual $2,650 $2,650
Nationwide $4,489 $4,489
Progressive $2,911 $2,911
State Farm $2,073 $2,178
USAA $1,891 $1,941

The Best Cheap Car Insurance Companies in Cross Plains, WI

Take a look at a side-by-side comparison of the top car insurance companies in Cross Plains, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cross Plains, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,786
American Family $1,376
Farmers $3,622
GEICO $1,787
Liberty Mutual $2,650
Nationwide $4,489
Progressive $2,911
State Farm $2,125
USAA $1,916

Category Winners: Cheapest Car Insurance in Cross Plains, Wisconsin

Find the cheapest car insurance companies in Cross Plains, WI for each category right here.

Best Annual Car Insurance Rates by Company in Cross Plains, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Cross Plains, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cross Plains car insurance rates. Find the cheapest Cross Plains, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cross Plains, Wisconsin

Insurance Company Low Medium High
Allstate $3,649 $3,778 $3,930
American Family $1,355 $1,390 $1,384
Farmers $3,319 $3,596 $3,952
GEICO $1,664 $1,791 $1,904
Liberty Mutual $2,437 $2,678 $2,835
Nationwide $4,335 $4,489 $4,644
Progressive $2,720 $2,940 $3,074
State Farm $1,992 $2,133 $2,251
USAA $1,842 $1,918 $1,987

What affects car insurance rates in Cross Plains, Wisconsin?

What factors can have an impact on Cross Plains, WI car insurance? There are several reasons why Cross Plains car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cross Plains, Wisconsin.

Car Theft in Cross Plains

High levels of vehicle theft can make car insurance more expensive. Cross Plains, WI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Cross Plains

The more time you spend in your car the higher the risk of an accident. The average commute length in Cross Plains, WI is 20.9 minutes according to City-Data.

Compare Car Insurance Quotes in Cross Plains, WI

Ready to find affordable Cross Plains, Wisconsin car insurance today? Enter your ZIP code for fast, free Cross Plains, WI car insurance quotes.

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