Compare Cross River, NY Car Insurance Rates (2021)

Car insurance in Cross River, NY averages $396 a month. Cross River, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Cross River car insurance rates, compare quotes from the top car insurance companies in Cross River, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cross River is GEICO
  • The cheapest car insurance company in Cross River for teen drivers is GEICO
  • Average car insurance rates in Cross River, NY are $4,752/year

If you need to buy Cross River, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Cross River, NY is right here.

You’ll find Cross River car insurance rates, the cheapest Cross River, NY car insurance companies, and information on New York car insurance laws. You can also compare Cross River, New York car insurance rates to Yonkers car insurance rates, Mount Vernon car insurance rates, and Utica car insurance rates.

Ready to find affordable Cross River, NY car insurance today? Enter your ZIP code for fast, free Cross River car insurance quotes.

Cheapest Cross River, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cross River, NY car insurance rates? Every Cross River, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cross River, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,277 $3,066 $3,081 $3,127 $9,773 $10,508 $3,205 $3,220
GEICO $1,841 $1,775 $1,796 $1,769 $4,003 $5,960 $1,654 $1,708
Liberty Mutual $5,114 $5,114 $4,761 $4,761 $9,982 $14,450 $5,114 $5,432
Nationwide $3,389 $3,389 $3,190 $3,190 $6,238 $9,362 $3,389 $4,371
Progressive $3,062 $2,801 $2,396 $2,452 $10,566 $11,634 $3,922 $3,751
State Farm $2,969 $2,969 $2,597 $2,597 $8,766 $10,828 $3,276 $3,490
Travelers $3,835 $3,845 $3,525 $3,763 $9,229 $11,023 $4,070 $4,223
USAA $2,038 $1,999 $1,846 $1,844 $8,363 $9,962 $2,612 $2,883

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Minimum Car Insurance in Cross River, NY

Every driver must carry the minimum car insurance in Cross River, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Cross River, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cross River, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cross River, NY. Compare credit history car insurance rates in Cross River from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cross River, New York

Insurance Company Poor Fair Good
Allstate $7,060 $4,117 $3,545
GEICO $3,213 $2,359 $2,118
Liberty Mutual $9,572 $6,261 $4,690
Nationwide $4,565 $4,565 $4,565
Progressive $8,152 $4,095 $2,972
State Farm $6,617 $4,149 $3,293
Travelers $7,545 $4,708 $4,064
USAA $6,077 $3,054 $2,698

Cheapest Cross River, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cross River, NY to rates for a clean record with top companies.

Annual Cross River, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,139 $4,139 $6,100 $5,251
GEICO $1,979 $2,159 $4,136 $1,979
Liberty Mutual $5,424 $5,424 $11,092 $5,424
Nationwide $3,456 $3,456 $7,808 $3,538
Progressive $4,926 $4,926 $5,482 $4,959
State Farm $4,457 $4,457 $4,917 $4,917
Travelers $4,611 $5,825 $5,912 $5,409
USAA $3,490 $3,548 $5,188 $3,548

Cheapest Cross River, NY Car Insurance for Teen Drivers

Teen car insurance in Cross River, NY can be expensive. Take a look at rates from the top car insurance companies in Cross River for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cross River, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,773 $10,508
GEICO $4,003 $5,960
Liberty Mutual $9,982 $14,450
Nationwide $6,238 $9,362
Progressive $10,566 $11,634
State Farm $8,766 $10,828
Travelers $9,229 $11,023
USAA $8,363 $9,962

Cheapest Cross River, NY Car Insurance for Seniors

Take a look at Cross River, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cross River, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,081 $3,127
GEICO $1,796 $1,769
Liberty Mutual $4,761 $4,761
Nationwide $3,190 $3,190
Progressive $2,396 $2,452
State Farm $2,597 $2,597
Travelers $3,525 $3,763
USAA $1,846 $1,844

Cheapest Cross River, NY Car Insurance Rates After a DUI

A DUI in Cross River, NY increases car insurance rates. Compare Cross River, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cross River, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,100
GEICO $4,136
Liberty Mutual $11,092
Nationwide $7,808
Progressive $5,482
State Farm $4,917
Travelers $5,912
USAA $5,188

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Cheapest Cross River, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cross River, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cross River, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,839 $4,976
GEICO $2,486 $2,640
Liberty Mutual $6,643 $7,039
Nationwide $4,565 $4,565
Progressive $5,073 $5,073
State Farm $4,522 $4,852
Travelers $5,439 $5,439
USAA $3,904 $3,983

The Best Cheap Car Insurance Companies in Cross River, NY

Take a look at a side-by-side comparison of the top car insurance companies in Cross River, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cross River, New York

Insurance Company Average Annual Rates
Allstate $4,907
GEICO $2,563
Liberty Mutual $6,841
Nationwide $4,565
Progressive $5,073
State Farm $4,687
Travelers $5,439
USAA $3,943

Category Winners: Cheapest Car Insurance in Cross River, New York

Find the cheapest car insurance companies in Cross River, NY for each category right here.

Best Annual Car Insurance Rates by Company in Cross River, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Cross River, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cross River car insurance rates. Find the cheapest Cross River, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cross River, New York

Insurance Company Low Medium High
Allstate $4,598 $4,886 $5,237
GEICO $2,420 $2,555 $2,714
Liberty Mutual $6,520 $6,823 $7,181
Nationwide $4,255 $4,521 $4,917
Progressive $4,782 $5,038 $5,399
State Farm $4,430 $4,715 $4,915
Travelers $5,138 $5,381 $5,799
USAA $3,832 $3,927 $4,071

Compare Car Insurance Quotes in Cross River, NY

Ready to find affordable Cross River, New York car insurance today? Enter your ZIP code for fast, free Cross River, NY car insurance quotes.

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