Compare Cross Timbers, MO Car Insurance Rates (2021)

Car insurance in Cross Timbers, MO averages $277 a month. Cross Timbers, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cross Timbers car insurance rates, compare quotes from the top car insurance companies in Cross Timbers, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cross Timbers is Nationwide
  • Average car insurance rates in Cross Timbers, MO are $3,318/year
  • Average car insurance rates in Cross Timbers, MO after a DUI are $3,857/year

If you need to buy Cross Timbers, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Cross Timbers, MO is right here.

You’ll find Cross Timbers car insurance rates, the cheapest Cross Timbers, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Cross Timbers, Missouri car insurance rates to Blue Springs car insurance rates, Lee’s Summit car insurance rates, and Independence car insurance rates.

Ready to find affordable Cross Timbers, MO car insurance today? Enter your ZIP code for fast, free Cross Timbers car insurance quotes.

Cheapest Cross Timbers, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cross Timbers, MO car insurance rates? Every Cross Timbers, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cross Timbers, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,184 $2,184 $1,944 $1,944 $5,976 $7,777 $2,184 $2,554
Farmers $2,532 $2,524 $2,260 $2,390 $10,495 $10,867 $2,908 $3,058
GEICO $1,967 $2,198 $1,523 $1,925 $6,022 $6,405 $1,820 $1,849
Liberty Mutual $2,579 $2,796 $2,124 $2,380 $8,810 $9,782 $2,721 $2,906
Nationwide $1,458 $1,488 $1,307 $1,382 $3,741 $4,784 $1,669 $1,803
Progressive $2,177 $2,051 $1,781 $1,829 $6,780 $7,647 $2,667 $2,744
State Farm $1,684 $1,684 $1,512 $1,512 $4,927 $6,199 $1,896 $2,169
USAA $1,433 $1,425 $1,288 $1,317 $4,154 $5,080 $1,787 $1,992

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Minimum Car Insurance in Cross Timbers, MO

Every driver must carry the minimum car insurance in Cross Timbers, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Cross Timbers, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cross Timbers, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cross Timbers, MO. Compare credit history car insurance rates in Cross Timbers from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cross Timbers, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,373 $3,071 $2,587
Farmers $5,292 $4,406 $4,189
GEICO $4,093 $2,666 $2,132
Liberty Mutual $6,119 $3,730 $2,938
Nationwide $2,596 $2,148 $1,867
Progressive $4,013 $3,312 $3,053
State Farm $3,722 $2,406 $1,966
USAA $3,840 $1,796 $1,291

Cheapest Cross Timbers, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cross Timbers, MO to rates for a clean record with top companies.

Annual Cross Timbers, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,510 $3,606 $4,397 $2,861
Farmers $3,994 $4,977 $4,866 $4,679
GEICO $2,338 $2,993 $3,996 $2,528
Liberty Mutual $3,100 $4,441 $4,584 $4,924
Nationwide $1,728 $2,222 $2,972 $1,893
Progressive $3,027 $3,974 $3,330 $3,507
State Farm $2,475 $2,921 $2,698 $2,698
USAA $1,870 $2,251 $3,082 $2,035

Cheapest Cross Timbers, MO Car Insurance for Teen Drivers

Teen car insurance in Cross Timbers, MO can be expensive. Take a look at rates from the top car insurance companies in Cross Timbers for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cross Timbers, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,976 $7,777
Farmers $10,495 $10,867
GEICO $6,022 $6,405
Liberty Mutual $8,810 $9,782
Nationwide $3,741 $4,784
Progressive $6,780 $7,647
State Farm $4,927 $6,199
USAA $4,154 $5,080

Cheapest Cross Timbers, MO Car Insurance for Seniors

Take a look at Cross Timbers, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cross Timbers, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,944 $1,944
Farmers $2,260 $2,390
GEICO $1,523 $1,925
Liberty Mutual $2,124 $2,380
Nationwide $1,307 $1,382
Progressive $1,781 $1,829
State Farm $1,512 $1,512
USAA $1,288 $1,317

Cheapest Cross Timbers, MO Car Insurance Rates After a DUI

A DUI in Cross Timbers, MO increases car insurance rates. Compare Cross Timbers, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cross Timbers, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,397
Farmers $4,866
GEICO $3,996
Liberty Mutual $4,584
Nationwide $2,972
Progressive $3,330
State Farm $2,698
USAA $3,082

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Cheapest Cross Timbers, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cross Timbers, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cross Timbers, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,310 $3,377
Farmers $4,629 $4,629
GEICO $2,905 $3,022
Liberty Mutual $4,262 $4,262
Nationwide $2,204 $2,204
Progressive $3,460 $3,460
State Farm $2,632 $2,764
USAA $2,224 $2,394

The Best Cheap Car Insurance Companies in Cross Timbers, MO

Take a look at a side-by-side comparison of the top car insurance companies in Cross Timbers, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cross Timbers, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,344
Farmers $4,629
GEICO $2,964
Liberty Mutual $4,262
Nationwide $2,204
Progressive $3,460
State Farm $2,698
USAA $2,309

Category Winners: Cheapest Car Insurance in Cross Timbers, Missouri

Find the cheapest car insurance companies in Cross Timbers, MO for each category right here.

Best Annual Car Insurance Rates by Company in Cross Timbers, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Cross Timbers, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cross Timbers car insurance rates. Find the cheapest Cross Timbers, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cross Timbers, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,240 $3,449 $3,342
Farmers $4,347 $4,584 $4,956
GEICO $2,793 $2,981 $3,116
Liberty Mutual $4,031 $4,282 $4,473
Nationwide $2,066 $2,226 $2,319
Progressive $3,136 $3,466 $3,777
State Farm $2,524 $2,707 $2,863
USAA $2,204 $2,301 $2,423

What affects car insurance rates in Cross Timbers, Missouri?

What factors can have an impact on Cross Timbers, MO car insurance? There are several reasons why Cross Timbers car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cross Timbers, Missouri.

Commute Time in Cross Timbers

The more time you spend in your car the higher the risk of an accident. The average commute length in Cross Timbers, MO is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Cross Timbers, MO

Ready to find affordable Cross Timbers, Missouri car insurance today? Enter your ZIP code for fast, free Cross Timbers, MO car insurance quotes.

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