Compare Crossroads, NM Car Insurance Rates (2021)

Car insurance in Crossroads, NM averages $288 a month. Crossroads, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Crossroads car insurance rates, compare quotes from the top car insurance companies in Crossroads, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Crossroads is USAA
  • Average car insurance rates in Crossroads, NM are $3,452/year
  • Average car insurance rates in Crossroads, NM after a DUI are $4,413/year

If you need to buy Crossroads, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Crossroads, NM is right here.

You’ll find Crossroads car insurance rates, the cheapest Crossroads, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Crossroads, New Mexico car insurance rates to Albuquerque car insurance rates, Carlsbad car insurance rates, and Rio Rancho car insurance rates.

Ready to find affordable Crossroads, NM car insurance today? Enter your ZIP code for fast, free Crossroads car insurance quotes.

Cheapest Crossroads, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Crossroads, NM car insurance rates? Every Crossroads, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Crossroads, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,606 $2,648 $2,339 $2,472 $8,033 $9,185 $2,954 $3,149
Farmers $2,438 $2,430 $2,185 $2,319 $9,637 $9,918 $2,747 $2,854
GEICO $2,824 $2,906 $2,668 $2,668 $7,777 $10,704 $2,963 $3,046
Nationwide $2,563 $2,610 $2,321 $2,444 $6,183 $7,837 $2,890 $3,106
Progressive $1,604 $1,560 $1,446 $1,455 $6,402 $7,216 $1,943 $2,017
State Farm $1,552 $1,552 $1,404 $1,404 $4,197 $5,284 $1,738 $1,919
USAA $1,445 $1,434 $1,384 $1,379 $3,705 $4,180 $1,778 $1,901

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Minimum Car Insurance in Crossroads, NM

Every driver must carry the minimum car insurance in Crossroads, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Crossroads, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Crossroads, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Crossroads, NM. Compare credit history car insurance rates in Crossroads from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Crossroads, New Mexico

Insurance Company Poor Fair Good
Allstate $4,865 $3,995 $3,660
Farmers $4,956 $4,096 $3,896
GEICO $4,997 $4,333 $4,004
Nationwide $4,583 $3,556 $3,093
Progressive $3,251 $2,888 $2,726
State Farm $3,406 $2,089 $1,648
USAA $2,685 $2,016 $1,751

Cheapest Crossroads, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Crossroads, NM to rates for a clean record with top companies.

Annual Crossroads, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,505 $4,532 $4,763 $3,892
Farmers $3,650 $4,688 $4,577 $4,349
GEICO $2,626 $4,205 $8,321 $2,626
Nationwide $2,776 $3,931 $5,113 $3,158
Progressive $2,560 $3,481 $2,757 $3,023
State Farm $2,237 $2,429 $2,429 $2,429
USAA $1,596 $2,217 $2,933 $1,857

Cheapest Crossroads, NM Car Insurance for Teen Drivers

Teen car insurance in Crossroads, NM can be expensive. Take a look at rates from the top car insurance companies in Crossroads for teenagers.

Annual Car Insurance Rates for Teen Drivers in Crossroads, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,033 $9,185
Farmers $9,637 $9,918
GEICO $7,777 $10,704
Nationwide $6,183 $7,837
Progressive $6,402 $7,216
State Farm $4,197 $5,284
USAA $3,705 $4,180

Cheapest Crossroads, NM Car Insurance for Seniors

Take a look at Crossroads, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Crossroads, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,339 $2,472
Farmers $2,185 $2,319
GEICO $2,668 $2,668
Nationwide $2,321 $2,444
Progressive $1,446 $1,455
State Farm $1,404 $1,404
USAA $1,384 $1,379

Cheapest Crossroads, NM Car Insurance Rates After a DUI

A DUI in Crossroads, NM increases car insurance rates. Compare Crossroads, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Crossroads, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,763
Farmers $4,577
GEICO $8,321
Nationwide $5,113
Progressive $2,757
State Farm $2,429
USAA $2,933

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Cheapest Crossroads, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Crossroads, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Crossroads, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,173 $4,173
Farmers $4,316 $4,316
GEICO $4,378 $4,511
Nationwide $3,744 $3,744
Progressive $2,955 $2,955
State Farm $2,321 $2,441
USAA $2,086 $2,215

The Best Cheap Car Insurance Companies in Crossroads, NM

Take a look at a side-by-side comparison of the top car insurance companies in Crossroads, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Crossroads, New Mexico

Insurance Company Average Annual Rates
Allstate $4,173
Farmers $4,316
GEICO $4,444
Nationwide $3,744
Progressive $2,955
State Farm $2,381
USAA $2,151

Category Winners: Cheapest Car Insurance in Crossroads, New Mexico

Find the cheapest car insurance companies in Crossroads, NM for each category right here.

Best Annual Car Insurance Rates by Company in Crossroads, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Crossroads, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Crossroads car insurance rates. Find the cheapest Crossroads, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Crossroads, New Mexico

Insurance Company Low Medium High
Allstate $4,014 $4,166 $4,339
Farmers $3,974 $4,281 $4,693
GEICO $4,154 $4,433 $4,747
Nationwide $3,713 $3,715 $3,804
Progressive $2,831 $2,954 $3,081
State Farm $2,180 $2,389 $2,574
USAA $1,989 $2,162 $2,302

Compare Car Insurance Quotes in Crossroads, NM

Ready to find affordable Crossroads, New Mexico car insurance today? Enter your ZIP code for fast, free Crossroads, NM car insurance quotes.

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