Compare Crownpoint, NM Car Insurance Rates (2021)

Car insurance in Crownpoint, NM averages $278 a month. Crownpoint, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Crownpoint car insurance rates, compare quotes from the top car insurance companies in Crownpoint, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Crownpoint, NM are $3,338/year
  • The cheapest car insurance company in Crownpoint for teen drivers is State Farm
  • The cheapest car insurance company in Crownpoint is State Farm

If you need to buy Crownpoint, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Crownpoint, NM is right here.

You’ll find Crownpoint car insurance rates, the cheapest Crownpoint, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Crownpoint, New Mexico car insurance rates to Hobbs car insurance rates, Alamogordo car insurance rates, and Albuquerque car insurance rates.

Ready to find affordable Crownpoint, NM car insurance today? Enter your ZIP code for fast, free Crownpoint car insurance quotes.

Cheapest Crownpoint, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Crownpoint, NM car insurance rates? Every Crownpoint, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Crownpoint, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,278 $2,265 $2,037 $2,168 $9,349 $9,619 $2,581 $2,677
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,448 $2,485 $2,228 $2,332 $5,976 $7,514 $2,770 $2,961
Progressive $1,424 $1,370 $1,303 $1,301 $5,996 $6,756 $1,716 $1,771
State Farm $1,352 $1,352 $1,229 $1,229 $3,578 $4,471 $1,506 $1,671
USAA $1,664 $1,645 $1,593 $1,581 $4,476 $5,054 $2,064 $2,205

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Minimum Car Insurance in Crownpoint, NM

Every driver must carry the minimum car insurance in Crownpoint, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Crownpoint, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Crownpoint, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Crownpoint, NM. Compare credit history car insurance rates in Crownpoint from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Crownpoint, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,722 $3,918 $3,725
GEICO $4,719 $4,112 $3,806
Nationwide $4,388 $3,418 $2,962
Progressive $2,953 $2,647 $2,514
State Farm $2,900 $1,806 $1,440
USAA $3,168 $2,376 $2,062

Cheapest Crownpoint, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Crownpoint, NM to rates for a clean record with top companies.

Annual Crownpoint, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,476 $4,484 $4,377 $4,151
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,691 $3,768 $4,853 $3,045
Progressive $2,337 $3,208 $2,518 $2,755
State Farm $1,927 $2,089 $2,089 $2,089
USAA $1,877 $2,623 $3,452 $2,189

Cheapest Crownpoint, NM Car Insurance for Teen Drivers

Teen car insurance in Crownpoint, NM can be expensive. Take a look at rates from the top car insurance companies in Crownpoint for teenagers.

Annual Car Insurance Rates for Teen Drivers in Crownpoint, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $9,349 $9,619
GEICO $7,617 $10,449
Nationwide $5,976 $7,514
Progressive $5,996 $6,756
State Farm $3,578 $4,471
USAA $4,476 $5,054

Cheapest Crownpoint, NM Car Insurance for Seniors

Take a look at Crownpoint, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Crownpoint, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $2,037 $2,168
GEICO $2,442 $2,442
Nationwide $2,228 $2,332
Progressive $1,303 $1,301
State Farm $1,229 $1,229
USAA $1,593 $1,581

Cheapest Crownpoint, NM Car Insurance Rates After a DUI

A DUI in Crownpoint, NM increases car insurance rates. Compare Crownpoint, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Crownpoint, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,864
Farmers $4,377
GEICO $7,878
Nationwide $4,853
Progressive $2,518
State Farm $2,089
USAA $3,452

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Cheapest Crownpoint, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Crownpoint, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Crownpoint, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,157 $4,157
Farmers $4,122 $4,122
GEICO $4,148 $4,277
Nationwide $3,589 $3,589
Progressive $2,705 $2,705
State Farm $2,001 $2,097
USAA $2,460 $2,611

The Best Cheap Car Insurance Companies in Crownpoint, NM

Take a look at a side-by-side comparison of the top car insurance companies in Crownpoint, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Crownpoint, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $4,122
GEICO $4,213
Nationwide $3,589
Progressive $2,705
State Farm $2,049
USAA $2,535

Category Winners: Cheapest Car Insurance in Crownpoint, New Mexico

Find the cheapest car insurance companies in Crownpoint, NM for each category right here.

Best Annual Car Insurance Rates by Company in Crownpoint, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Crownpoint, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Crownpoint car insurance rates. Find the cheapest Crownpoint, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Crownpoint, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,785 $4,088 $4,492
GEICO $3,928 $4,201 $4,509
Nationwide $3,511 $3,558 $3,699
Progressive $2,580 $2,704 $2,830
State Farm $1,867 $2,053 $2,226
USAA $2,348 $2,549 $2,709

What affects car insurance rates in Crownpoint, New Mexico?

What factors can have an impact on Crownpoint, NM car insurance? There are several reasons why Crownpoint car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Crownpoint, New Mexico.

Commute Time in Crownpoint

The more time you spend in your car the higher the risk of an accident. The average commute length in Crownpoint, NM is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in Crownpoint, NM

Ready to find affordable Crownpoint, New Mexico car insurance today? Enter your ZIP code for fast, free Crownpoint, NM car insurance quotes.

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