Compare Crystal Lake, CT Car Insurance Rates (2021)

Car insurance in Crystal Lake, CT averages $352 a month. Crystal Lake, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Crystal Lake car insurance rates, compare quotes from the top car insurance companies in Crystal Lake, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Crystal Lake, CT are $4,228/year
  • The cheapest car insurance company in Crystal Lake is State Farm
  • Average car insurance rates in Crystal Lake, CT after a DUI are $5,163/year

If you need to buy Crystal Lake, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Crystal Lake, CT is right here.

You’ll find Crystal Lake car insurance rates, the cheapest Crystal Lake, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Crystal Lake, Connecticut car insurance rates to Danbury car insurance rates, Bridgeport car insurance rates, and New Britain car insurance rates.

Ready to find affordable Crystal Lake, CT car insurance today? Enter your ZIP code for fast, free Crystal Lake car insurance quotes.

Cheapest Crystal Lake, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Crystal Lake, CT car insurance rates? Every Crystal Lake, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Crystal Lake, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,366 $3,344 $3,091 $3,307 $10,236 $12,085 $3,538 $3,738
GEICO $2,154 $2,160 $1,999 $2,015 $5,031 $5,912 $2,074 $2,004
Liberty Mutual $3,212 $3,488 $2,473 $3,039 $16,023 $18,045 $3,255 $3,554
Nationwide $2,233 $2,259 $2,007 $2,105 $6,166 $7,822 $2,587 $2,781
Progressive $2,156 $2,012 $1,840 $1,915 $8,935 $9,903 $2,463 $2,760
State Farm $1,635 $1,635 $1,504 $1,504 $4,927 $6,185 $1,836 $2,107
Travelers $1,737 $1,761 $1,736 $1,728 $13,431 $21,633 $1,893 $2,128
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

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Minimum Car Insurance in Crystal Lake, CT

Every driver must carry the minimum car insurance in Crystal Lake, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Crystal Lake, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Crystal Lake, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Crystal Lake, CT. Compare credit history car insurance rates in Crystal Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Crystal Lake, Connecticut

Insurance Company Poor Fair Good
Allstate $6,785 $5,143 $4,086
GEICO $4,245 $2,561 $1,951
Liberty Mutual $9,419 $5,871 $4,619
Nationwide $4,631 $3,105 $2,749
Progressive $4,353 $3,903 $3,738
State Farm $3,705 $2,378 $1,917
Travelers $6,534 $5,445 $5,289
USAA $3,987 $2,690 $2,369

Cheapest Crystal Lake, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Crystal Lake, CT to rates for a clean record with top companies.

Annual Crystal Lake, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,552 $5,601 $6,648 $4,552
GEICO $1,845 $2,420 $5,146 $2,264
Liberty Mutual $5,814 $7,279 $7,202 $6,250
Nationwide $2,847 $3,710 $4,249 $3,173
Progressive $3,412 $4,946 $3,587 $4,047
State Farm $2,484 $2,728 $2,728 $2,728
Travelers $4,631 $5,017 $7,310 $6,066
USAA $2,343 $2,941 $4,435 $2,343

Cheapest Crystal Lake, CT Car Insurance for Teen Drivers

Teen car insurance in Crystal Lake, CT can be expensive. Take a look at rates from the top car insurance companies in Crystal Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Crystal Lake, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,236 $12,085
GEICO $5,031 $5,912
Liberty Mutual $16,023 $18,045
Nationwide $6,166 $7,822
Progressive $8,935 $9,903
State Farm $4,927 $6,185
Travelers $13,431 $21,633
USAA $5,822 $6,120

Cheapest Crystal Lake, CT Car Insurance for Seniors

Take a look at Crystal Lake, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Crystal Lake, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,091 $3,307
GEICO $1,999 $2,015
Liberty Mutual $2,473 $3,039
Nationwide $2,007 $2,105
Progressive $1,840 $1,915
State Farm $1,504 $1,504
Travelers $1,736 $1,728
USAA $1,727 $1,706

Cheapest Crystal Lake, CT Car Insurance Rates After a DUI

A DUI in Crystal Lake, CT increases car insurance rates. Compare Crystal Lake, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Crystal Lake, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,648
GEICO $5,146
Liberty Mutual $7,202
Nationwide $4,249
Progressive $3,587
State Farm $2,728
Travelers $7,310
USAA $4,435

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Cheapest Crystal Lake, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Crystal Lake, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Crystal Lake, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,338 $5,338
GEICO $2,874 $2,964
Liberty Mutual $6,636 $6,636
Nationwide $3,495 $3,495
Progressive $3,998 $3,998
State Farm $2,602 $2,732
Travelers $5,756 $5,756
USAA $2,979 $3,051

The Best Cheap Car Insurance Companies in Crystal Lake, CT

Take a look at a side-by-side comparison of the top car insurance companies in Crystal Lake, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Crystal Lake, Connecticut

Insurance Company Average Annual Rates
Allstate $5,338
GEICO $2,919
Liberty Mutual $6,636
Nationwide $3,495
Progressive $3,998
State Farm $2,667
Travelers $5,756
USAA $3,015

Category Winners: Cheapest Car Insurance in Crystal Lake, Connecticut

Find the cheapest car insurance companies in Crystal Lake, CT for each category right here.

Best Annual Car Insurance Rates by Company in Crystal Lake, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Crystal Lake, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Crystal Lake car insurance rates. Find the cheapest Crystal Lake, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Crystal Lake, Connecticut

Insurance Company Low Medium High
Allstate $5,083 $5,332 $5,599
GEICO $2,678 $2,880 $3,198
Liberty Mutual $6,396 $6,590 $6,922
Nationwide $3,571 $3,521 $3,393
Progressive $3,727 $3,964 $4,304
State Farm $2,504 $2,671 $2,826
Travelers $5,342 $5,717 $6,208
USAA $2,826 $3,018 $3,202

What affects car insurance rates in Crystal Lake, Connecticut?

What factors can have an impact on Crystal Lake, CT car insurance? There are several reasons why Crystal Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Crystal Lake, Connecticut.

Commute Time in Crystal Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Crystal Lake, CT is 38.0 minutes according to City-Data.

Compare Car Insurance Quotes in Crystal Lake, CT

Ready to find affordable Crystal Lake, Connecticut car insurance today? Enter your ZIP code for fast, free Crystal Lake, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State