Compare Crystal River, FL Car Insurance Rates (2021)

Car insurance in Crystal River, FL averages $323 a month. Crystal River, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Crystal River car insurance rates, compare quotes from the top car insurance companies in Crystal River, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Crystal River is USAA
  • Average car insurance rates in Crystal River, FL after a DUI are $4,607/year
  • The cheapest car insurance company in Crystal River for teen drivers is USAA

If you need to buy Crystal River, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Crystal River, FL is right here.

You’ll find Crystal River car insurance rates, the cheapest Crystal River, FL car insurance companies, and information on Florida car insurance laws. You can also compare Crystal River, Florida car insurance rates to Port St. Lucie car insurance rates, Hialeah car insurance rates, and Jacksonville car insurance rates.

Ready to find affordable Crystal River, FL car insurance today? Enter your ZIP code for fast, free Crystal River car insurance quotes.

Cheapest Crystal River, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Crystal River, FL car insurance rates? Every Crystal River, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Crystal River, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,807 $3,662 $3,329 $3,389 $13,006 $14,125 $3,823 $3,893
GEICO $2,637 $2,651 $2,465 $2,465 $4,635 $5,782 $2,900 $2,942
Liberty Mutual $2,790 $2,790 $2,570 $2,570 $5,719 $8,725 $2,790 $3,727
Nationwide $2,546 $2,513 $2,279 $2,355 $6,046 $7,427 $2,797 $2,906
Progressive $3,616 $3,403 $3,097 $3,319 $10,108 $11,003 $4,344 $4,142
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,330 $1,310 $1,241 $1,235 $4,437 $5,151 $1,657 $1,789

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Minimum Car Insurance in Crystal River, FL

Every driver must carry the minimum car insurance in Crystal River, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Crystal River, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Crystal River, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Crystal River, FL. Compare credit history car insurance rates in Crystal River from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Crystal River, Florida

Insurance Company Poor Fair Good
Allstate $8,576 $5,416 $4,396
GEICO $4,784 $2,928 $2,219
Liberty Mutual $5,057 $3,752 $3,072
Nationwide $4,512 $3,316 $2,999
Progressive $7,019 $4,978 $4,140
State Farm $3,393 $2,249 $1,856
USAA $3,690 $1,804 $1,312

Cheapest Crystal River, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Crystal River, FL to rates for a clean record with top companies.

Annual Crystal River, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,297 $6,326 $7,022 $5,872
GEICO $2,328 $2,955 $4,363 $3,595
Liberty Mutual $2,898 $3,718 $5,323 $3,902
Nationwide $3,088 $3,384 $4,539 $3,424
Progressive $4,251 $6,278 $5,289 $5,699
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,792 $2,195 $3,212 $1,875

Cheapest Crystal River, FL Car Insurance for Teen Drivers

Teen car insurance in Crystal River, FL can be expensive. Take a look at rates from the top car insurance companies in Crystal River for teenagers.

Annual Car Insurance Rates for Teen Drivers in Crystal River, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,006 $14,125
GEICO $4,635 $5,782
Liberty Mutual $5,719 $8,725
Nationwide $6,046 $7,427
Progressive $10,108 $11,003
State Farm $4,538 $5,795
USAA $4,437 $5,151

Cheapest Crystal River, FL Car Insurance for Seniors

Take a look at Crystal River, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Crystal River, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,329 $3,389
GEICO $2,465 $2,465
Liberty Mutual $2,570 $2,570
Nationwide $2,279 $2,355
Progressive $3,097 $3,319
State Farm $1,435 $1,435
USAA $1,241 $1,235

Cheapest Crystal River, FL Car Insurance Rates After a DUI

A DUI in Crystal River, FL increases car insurance rates. Compare Crystal River, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Crystal River, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,022
GEICO $4,363
Liberty Mutual $5,323
Nationwide $4,539
Progressive $5,289
State Farm $2,499
USAA $3,212

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Cheapest Crystal River, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Crystal River, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Crystal River, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,954 $6,304
GEICO $3,294 $3,326
Liberty Mutual $3,837 $4,083
Nationwide $3,609 $3,609
Progressive $5,379 $5,379
State Farm $2,416 $2,582
USAA $2,243 $2,295

Cheapest Crystal River, FL Car Insurance Rates by ZIP Code

Crystal River car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Crystal River, FL.

Annual Car Insurance Rates by ZIP Code in Crystal River, Florida

ZIP Code Average Annual Rates
34428 $2,991
34429 $3,017

The Best Cheap Car Insurance Companies in Crystal River, FL

Take a look at a side-by-side comparison of the top car insurance companies in Crystal River, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Crystal River, Florida

Insurance Company Average Annual Rates
Allstate $6,129
GEICO $3,310
Liberty Mutual $3,960
Nationwide $3,609
Progressive $5,379
State Farm $2,499
USAA $2,269

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Category Winners: Cheapest Car Insurance in Crystal River, Florida

Find the cheapest car insurance companies in Crystal River, FL for each category right here.

Best Annual Car Insurance Rates by Company in Crystal River, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Crystal River, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Crystal River car insurance rates. Find the cheapest Crystal River, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Crystal River, Florida

Insurance Company Low Medium High
Allstate $4,688 $6,455 $7,244
GEICO $2,733 $3,419 $3,778
Liberty Mutual $3,632 $4,016 $4,232
Nationwide $2,844 $3,753 $4,230
Progressive $4,524 $5,501 $6,112
State Farm $2,142 $2,557 $2,799
USAA $1,941 $2,353 $2,512

What affects car insurance rates in Crystal River, Florida?

What factors can have an impact on Crystal River, FL car insurance? There are several reasons why Crystal River car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Crystal River, Florida.

Commute Time in Crystal River

The more time you spend in your car the higher the risk of an accident. The average commute length in Crystal River, FL is 17.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Crystal River, FL

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Average Monthly Car Insurance Rates by State