Compare Cuba, MO Car Insurance Rates (2021)

Car insurance in Cuba, MO averages $267 a month. Cuba, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cuba car insurance rates, compare quotes from the top car insurance companies in Cuba, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cuba is Nationwide
  • Average car insurance rates in Cuba, MO after a DUI are $3,759/year
  • The cheapest car insurance company in Cuba for teen drivers is Nationwide

If you need to buy Cuba, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Cuba, MO is right here.

You’ll find Cuba car insurance rates, the cheapest Cuba, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Cuba, Missouri car insurance rates to Springfield car insurance rates, Blue Springs car insurance rates, and Columbia car insurance rates.

Ready to find affordable Cuba, MO car insurance today? Enter your ZIP code for fast, free Cuba car insurance quotes.

Cheapest Cuba, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cuba, MO car insurance rates? Every Cuba, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cuba, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,990 $2,896 $2,685 $2,772 $8,261 $8,925 $2,870 $2,967
American Family $2,063 $2,063 $1,838 $1,838 $5,660 $7,352 $2,063 $2,412
Farmers $2,264 $2,260 $2,021 $2,140 $9,338 $9,673 $2,589 $2,716
GEICO $1,767 $1,995 $1,368 $1,771 $5,650 $5,998 $1,600 $1,610
Liberty Mutual $2,598 $2,816 $2,138 $2,397 $9,029 $10,028 $2,738 $2,923
Nationwide $1,388 $1,417 $1,244 $1,316 $3,553 $4,540 $1,587 $1,713
Progressive $1,881 $1,739 $1,538 $1,586 $6,287 $7,061 $2,294 $2,354
State Farm $1,428 $1,428 $1,277 $1,277 $4,141 $5,211 $1,607 $1,842
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Cuba, MO

Every driver must carry the minimum car insurance in Cuba, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Cuba, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cuba, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cuba, MO. Compare credit history car insurance rates in Cuba from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cuba, Missouri

Insurance Company Poor Fair Good
Allstate $5,938 $3,806 $3,142
American Family $4,126 $2,907 $2,450
Farmers $4,717 $3,925 $3,733
GEICO $3,754 $2,447 $1,959
Liberty Mutual $6,222 $3,794 $2,985
Nationwide $2,469 $2,041 $1,774
Progressive $3,582 $2,963 $2,732
State Farm $3,128 $2,034 $1,668
USAA $4,567 $2,109 $1,505

Cheapest Cuba, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cuba, MO to rates for a clean record with top companies.

Annual Cuba, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,688 $4,159 $5,165 $4,171
American Family $2,358 $3,421 $4,169 $2,695
Farmers $3,572 $4,431 $4,335 $4,162
GEICO $2,092 $2,751 $3,755 $2,282
Liberty Mutual $3,146 $4,519 $4,658 $5,011
Nationwide $1,645 $2,112 $2,821 $1,801
Progressive $2,658 $3,608 $2,962 $3,141
State Farm $2,091 $2,462 $2,277 $2,277
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Cuba, MO Car Insurance for Teen Drivers

Teen car insurance in Cuba, MO can be expensive. Take a look at rates from the top car insurance companies in Cuba for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cuba, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,261 $8,925
American Family $5,660 $7,352
Farmers $9,338 $9,673
GEICO $5,650 $5,998
Liberty Mutual $9,029 $10,028
Nationwide $3,553 $4,540
Progressive $6,287 $7,061
State Farm $4,141 $5,211
USAA $5,002 $6,115

Cheapest Cuba, MO Car Insurance for Seniors

Take a look at Cuba, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cuba, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,685 $2,772
American Family $1,838 $1,838
Farmers $2,021 $2,140
GEICO $1,368 $1,771
Liberty Mutual $2,138 $2,397
Nationwide $1,244 $1,316
Progressive $1,538 $1,586
State Farm $1,277 $1,277
USAA $1,491 $1,518

Cheapest Cuba, MO Car Insurance Rates After a DUI

A DUI in Cuba, MO increases car insurance rates. Compare Cuba, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cuba, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,165
American Family $4,169
Farmers $4,335
GEICO $3,755
Liberty Mutual $4,658
Nationwide $2,821
Progressive $2,962
State Farm $2,277
USAA $3,694

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Cheapest Cuba, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cuba, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cuba, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,296 $4,296
American Family $3,130 $3,192
Farmers $4,125 $4,125
GEICO $2,671 $2,769
Liberty Mutual $4,333 $4,333
Nationwide $2,095 $2,095
Progressive $3,092 $3,092
State Farm $2,222 $2,331
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Cuba, MO

Take a look at a side-by-side comparison of the top car insurance companies in Cuba, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cuba, Missouri

Insurance Company Average Annual Rates
Allstate $4,296
American Family $3,161
Farmers $4,125
GEICO $2,720
Liberty Mutual $4,333
Nationwide $2,095
Progressive $3,092
State Farm $2,277
USAA $2,727

Category Winners: Cheapest Car Insurance in Cuba, Missouri

Find the cheapest car insurance companies in Cuba, MO for each category right here.

Best Annual Car Insurance Rates by Company in Cuba, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Cuba, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cuba car insurance rates. Find the cheapest Cuba, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cuba, Missouri

Insurance Company Low Medium High
Allstate $4,125 $4,286 $4,476
American Family $3,066 $3,261 $3,156
Farmers $3,861 $4,083 $4,432
GEICO $2,546 $2,739 $2,874
Liberty Mutual $4,089 $4,352 $4,559
Nationwide $1,973 $2,113 $2,198
Progressive $2,767 $3,098 $3,412
State Farm $2,141 $2,284 $2,405
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Cuba, Missouri?

What factors can have an impact on Cuba, MO car insurance? There are several reasons why Cuba car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cuba, Missouri.

Commute Time in Cuba

The more time you spend in your car the higher the risk of an accident. The average commute length in Cuba, MO is 21.0 minutes according to City-Data.

Compare Car Insurance Quotes in Cuba, MO

Ready to find affordable Cuba, Missouri car insurance today? Enter your ZIP code for fast, free Cuba, MO car insurance quotes.

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