Compare Culbertson, NE Car Insurance Rates (2021)

Car insurance in Culbertson, NE averages $293 a month. Culbertson, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Culbertson car insurance rates, compare quotes from the top car insurance companies in Culbertson, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Culbertson, NE are $3,515/year
  • The cheapest car insurance company in Culbertson is American Family
  • The cheapest car insurance company in Culbertson for teen drivers is American Family

If you need to buy Culbertson, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Culbertson, NE is right here.

You’ll find Culbertson car insurance rates, the cheapest Culbertson, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Culbertson, Nebraska car insurance rates to Fremont car insurance rates, North Platte car insurance rates, and Columbus car insurance rates.

Ready to find affordable Culbertson, NE car insurance today? Enter your ZIP code for fast, free Culbertson car insurance quotes.

Cheapest Culbertson, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Culbertson, NE car insurance rates? Every Culbertson, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Culbertson, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,829 $1,829 $1,657 $1,657 $2,990 $4,317 $1,789 $1,924
Farmers $2,232 $2,229 $2,010 $2,102 $7,944 $8,196 $2,526 $2,670
GEICO $3,271 $3,213 $3,200 $3,079 $6,485 $8,525 $2,940 $2,860
Liberty Mutual $3,449 $3,747 $2,719 $3,306 $14,424 $16,203 $3,639 $4,044
Nationwide $1,765 $1,828 $1,578 $1,695 $3,926 $4,919 $2,015 $2,185
Progressive $2,339 $2,288 $1,919 $1,980 $8,367 $9,473 $2,814 $3,007
State Farm $1,764 $1,764 $1,516 $1,516 $4,405 $5,674 $1,938 $2,199
USAA $1,509 $1,513 $1,359 $1,415 $4,567 $5,506 $1,972 $2,217

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Minimum Car Insurance in Culbertson, NE

Every driver must carry the minimum car insurance in Culbertson, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Culbertson, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Culbertson, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Culbertson, NE. Compare credit history car insurance rates in Culbertson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Culbertson, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $3,002 $2,066 $1,679
Farmers $4,305 $3,539 $3,372
GEICO $4,804 $4,162 $3,624
Liberty Mutual $9,321 $5,599 $4,404
Nationwide $2,999 $2,374 $2,093
Progressive $4,657 $3,864 $3,549
State Farm $3,775 $2,262 $1,755
USAA $3,357 $2,256 $1,908

Cheapest Culbertson, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Culbertson, NE to rates for a clean record with top companies.

Annual Culbertson, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,203 $2,387 $2,203 $2,203
Farmers $3,173 $4,038 $3,939 $3,804
GEICO $2,666 $3,862 $5,866 $4,392
Liberty Mutual $5,534 $6,494 $7,063 $6,674
Nationwide $1,756 $2,548 $3,656 $1,996
Progressive $3,433 $4,978 $3,832 $3,850
State Farm $2,441 $2,753 $2,597 $2,597
USAA $1,906 $2,389 $3,574 $2,159

Cheapest Culbertson, NE Car Insurance for Teen Drivers

Teen car insurance in Culbertson, NE can be expensive. Take a look at rates from the top car insurance companies in Culbertson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Culbertson, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,990 $4,317
Farmers $7,944 $8,196
GEICO $6,485 $8,525
Liberty Mutual $14,424 $16,203
Nationwide $3,926 $4,919
Progressive $8,367 $9,473
State Farm $4,405 $5,674
USAA $4,567 $5,506

Cheapest Culbertson, NE Car Insurance for Seniors

Take a look at Culbertson, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Culbertson, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,657 $1,657
Farmers $2,010 $2,102
GEICO $3,200 $3,079
Liberty Mutual $2,719 $3,306
Nationwide $1,578 $1,695
Progressive $1,919 $1,980
State Farm $1,516 $1,516
USAA $1,359 $1,415

Cheapest Culbertson, NE Car Insurance Rates After a DUI

A DUI in Culbertson, NE increases car insurance rates. Compare Culbertson, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Culbertson, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,203
Farmers $3,939
GEICO $5,866
Liberty Mutual $7,063
Nationwide $3,656
Progressive $3,832
State Farm $2,597
USAA $3,574

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Cheapest Culbertson, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Culbertson, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Culbertson, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,231 $2,268
Farmers $3,739 $3,739
GEICO $4,131 $4,262
Liberty Mutual $6,441 $6,441
Nationwide $2,489 $2,489
Progressive $4,023 $4,023
State Farm $2,531 $2,664
USAA $2,478 $2,537

The Best Cheap Car Insurance Companies in Culbertson, NE

Take a look at a side-by-side comparison of the top car insurance companies in Culbertson, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Culbertson, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,249
Farmers $3,739
GEICO $4,197
Liberty Mutual $6,441
Nationwide $2,489
Progressive $4,023
State Farm $2,597
USAA $2,507

Category Winners: Cheapest Car Insurance in Culbertson, Nebraska

Find the cheapest car insurance companies in Culbertson, NE for each category right here.

Best Annual Car Insurance Rates by Company in Culbertson, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Culbertson, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Culbertson car insurance rates. Find the cheapest Culbertson, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Culbertson, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,244 $2,317 $2,187
Farmers $3,617 $3,698 $3,901
GEICO $4,116 $4,193 $4,280
Liberty Mutual $6,291 $6,412 $6,621
Nationwide $2,541 $2,476 $2,450
Progressive $3,888 $4,015 $4,167
State Farm $2,522 $2,593 $2,676
USAA $2,436 $2,504 $2,582

What affects car insurance rates in Culbertson, Nebraska?

What factors can have an impact on Culbertson, NE car insurance? There are several reasons why Culbertson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Culbertson, Nebraska.

Commute Time in Culbertson

The more time you spend in your car the higher the risk of an accident. The average commute length in Culbertson, NE is 14.7 minutes according to City-Data.

Compare Car Insurance Quotes in Culbertson, NE

Ready to find affordable Culbertson, Nebraska car insurance today? Enter your ZIP code for fast, free Culbertson, NE car insurance quotes.

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