Compare Cumberland Gap, TN Car Insurance Rates (2021)

Car insurance in Cumberland Gap, TN averages $302 a month. Cumberland Gap, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Cumberland Gap car insurance rates, compare quotes from the top car insurance companies in Cumberland Gap, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cumberland Gap is State Farm
  • The cheapest car insurance company in Cumberland Gap for teen drivers is State Farm
  • Average car insurance rates in Cumberland Gap, TN after a DUI are $4,285/year

If you need to buy Cumberland Gap, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Cumberland Gap, TN is right here.

You’ll find Cumberland Gap car insurance rates, the cheapest Cumberland Gap, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Cumberland Gap, Tennessee car insurance rates to Chattanooga car insurance rates, Hendersonville car insurance rates, and Jackson car insurance rates.

Ready to find affordable Cumberland Gap, TN car insurance today? Enter your ZIP code for fast, free Cumberland Gap car insurance quotes.

Cheapest Cumberland Gap, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cumberland Gap, TN car insurance rates? Every Cumberland Gap, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cumberland Gap, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,843 $2,723 $2,559 $2,656 $10,812 $11,751 $3,021 $3,127
Farmers $1,623 $1,652 $1,458 $1,599 $6,619 $7,034 $2,193 $2,320
GEICO $2,300 $2,318 $2,116 $2,116 $7,095 $7,210 $2,343 $2,418
Liberty Mutual $3,639 $129 $2,996 $3,346 $14,584 $16,201 $3,902 $4,162
Nationwide $2,383 $2,401 $2,132 $2,165 $6,680 $8,613 $2,748 $2,981
Progressive $1,694 $1,595 $1,381 $1,446 $7,616 $8,567 $2,036 $2,215
State Farm $1,528 $1,528 $1,380 $1,380 $4,694 $5,867 $1,727 $2,010
Travelers $1,699 $1,788 $1,548 $1,647 $4,763 $5,905 $1,808 $1,903
USAA $1,568 $1,593 $1,416 $1,414 $5,662 $6,485 $2,047 $2,183

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Minimum Car Insurance in Cumberland Gap, TN

Every driver must carry the minimum car insurance in Cumberland Gap, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Cumberland Gap, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Cumberland Gap, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cumberland Gap, TN. Compare credit history car insurance rates in Cumberland Gap from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cumberland Gap, Tennessee

Insurance Company Poor Fair Good
Allstate $6,302 $4,823 $3,683
Farmers $3,644 $2,849 $2,694
GEICO $3,957 $3,391 $3,119
Liberty Mutual $8,788 $5,371 $4,200
Nationwide $4,532 $3,582 $3,174
Progressive $3,730 $3,218 $3,007
State Farm $3,651 $2,191 $1,702
Travelers $3,349 $2,629 $1,920
USAA $4,055 $2,375 $1,958

Cheapest Cumberland Gap, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cumberland Gap, TN to rates for a clean record with top companies.

Annual Cumberland Gap, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,120 $4,919 $5,979 $4,728
Farmers $2,615 $3,237 $3,314 $3,084
GEICO $2,544 $3,399 $5,469 $2,544
Liberty Mutual $4,964 $7,148 $6,653 $5,714
Nationwide $3,252 $3,252 $4,898 $3,649
Progressive $2,925 $3,794 $3,115 $3,441
State Farm $2,290 $2,738 $2,514 $2,514
Travelers $2,135 $2,739 $3,030 $2,626
USAA $2,030 $3,048 $3,589 $2,517

Cheapest Cumberland Gap, TN Car Insurance for Teen Drivers

Teen car insurance in Cumberland Gap, TN can be expensive. Take a look at rates from the top car insurance companies in Cumberland Gap for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cumberland Gap, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,812 $11,751
Farmers $6,619 $7,034
GEICO $7,095 $7,210
Liberty Mutual $14,584 $16,201
Nationwide $6,680 $8,613
Progressive $7,616 $8,567
State Farm $4,694 $5,867
Travelers $4,763 $5,905
USAA $5,662 $6,485

Cheapest Cumberland Gap, TN Car Insurance for Seniors

Take a look at Cumberland Gap, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cumberland Gap, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,559 $2,656
Farmers $1,458 $1,599
GEICO $2,116 $2,116
Liberty Mutual $2,996 $3,346
Nationwide $2,132 $2,165
Progressive $1,381 $1,446
State Farm $1,380 $1,380
Travelers $1,548 $1,647
USAA $1,416 $1,414

Cheapest Cumberland Gap, TN Car Insurance Rates After a DUI

A DUI in Cumberland Gap, TN increases car insurance rates. Compare Cumberland Gap, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cumberland Gap, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,979
Farmers $3,314
GEICO $5,469
Liberty Mutual $6,653
Nationwide $4,898
Progressive $3,115
State Farm $2,514
Travelers $3,030
USAA $3,589

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Cheapest Cumberland Gap, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cumberland Gap, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cumberland Gap, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,936 $4,936
Farmers $3,062 $3,062
GEICO $3,466 $3,512
Liberty Mutual $6,120 $6,120
Nationwide $3,763 $3,763
Progressive $3,319 $3,319
State Farm $2,455 $2,574
Travelers $2,529 $2,736
USAA $2,717 $2,875

The Best Cheap Car Insurance Companies in Cumberland Gap, TN

Take a look at a side-by-side comparison of the top car insurance companies in Cumberland Gap, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cumberland Gap, Tennessee

Insurance Company Average Annual Rates
Allstate $4,936
Farmers $3,062
GEICO $3,489
Liberty Mutual $6,120
Nationwide $3,763
Progressive $3,319
State Farm $2,514
Travelers $2,633
USAA $2,796

Category Winners: Cheapest Car Insurance in Cumberland Gap, Tennessee

Find the cheapest car insurance companies in Cumberland Gap, TN for each category right here.

Best Annual Car Insurance Rates by Company in Cumberland Gap, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Cumberland Gap, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cumberland Gap car insurance rates. Find the cheapest Cumberland Gap, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cumberland Gap, Tennessee

Insurance Company Low Medium High
Allstate $4,762 $4,924 $5,123
Farmers $2,887 $3,047 $3,253
GEICO $3,317 $3,478 $3,673
Liberty Mutual $5,854 $6,115 $6,390
Nationwide $3,795 $3,682 $3,811
Progressive $3,094 $3,317 $3,545
State Farm $2,372 $2,526 $2,645
Travelers $2,473 $2,630 $2,794
USAA $2,708 $2,786 $2,894

What affects car insurance rates in Cumberland Gap, Tennessee?

What factors can have an impact on Cumberland Gap, TN car insurance? There are several reasons why Cumberland Gap car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cumberland Gap, Tennessee.

Commute Time in Cumberland Gap

The more time you spend in your car the higher the risk of an accident. The average commute length in Cumberland Gap, TN is 13.9 minutes according to City-Data.

Compare Car Insurance Quotes in Cumberland Gap, TN

Ready to find affordable Cumberland Gap, Tennessee car insurance today? Enter your ZIP code for fast, free Cumberland Gap, TN car insurance quotes.

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