Compare Cumberland Head, NY Car Insurance Rates (2021)

Car insurance in Cumberland Head, NY averages $246 a month. Cumberland Head, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Cumberland Head car insurance rates, compare quotes from the top car insurance companies in Cumberland Head, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cumberland Head, NY are $2,954/year
  • The cheapest car insurance company in Cumberland Head for teen drivers is GEICO
  • The cheapest car insurance company in Cumberland Head is GEICO

If you need to buy Cumberland Head, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Cumberland Head, NY is right here.

You’ll find Cumberland Head car insurance rates, the cheapest Cumberland Head, NY car insurance companies, and information on New York car insurance laws. You can also compare Cumberland Head, New York car insurance rates to Utica car insurance rates, Rochester car insurance rates, and Syracuse car insurance rates.

Ready to find affordable Cumberland Head, NY car insurance today? Enter your ZIP code for fast, free Cumberland Head car insurance quotes.

Cheapest Cumberland Head, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cumberland Head, NY car insurance rates? Every Cumberland Head, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cumberland Head, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,151 $2,127 $2,166 $6,563 $7,048 $2,275 $2,312
GEICO $1,297 $1,251 $1,263 $1,245 $2,710 $3,956 $1,170 $1,204
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,059 $2,059 $1,946 $1,946 $3,598 $5,344 $2,059 $2,612
Progressive $1,329 $1,245 $1,068 $1,086 $4,595 $5,132 $1,729 $1,697
State Farm $1,910 $1,910 $1,666 $1,666 $5,642 $7,279 $2,101 $2,227
Travelers $2,155 $2,181 $1,980 $2,126 $5,037 $5,984 $2,295 $2,400
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Cumberland Head, NY

Every driver must carry the minimum car insurance in Cumberland Head, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Cumberland Head, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cumberland Head, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cumberland Head, NY. Compare credit history car insurance rates in Cumberland Head from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cumberland Head, New York

Insurance Company Poor Fair Good
Allstate $4,800 $2,833 $2,459
GEICO $2,207 $1,623 $1,456
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,703 $2,703 $2,703
Progressive $3,502 $1,843 $1,361
State Farm $4,306 $2,701 $2,144
Travelers $4,117 $2,639 $2,304
USAA $4,423 $2,195 $1,945

Cheapest Cumberland Head, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cumberland Head, NY to rates for a clean record with top companies.

Annual Cumberland Head, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,153 $3,592
GEICO $1,390 $1,515 $2,754 $1,390
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,073 $2,073 $4,546 $2,120
Progressive $2,174 $2,174 $2,406 $2,187
State Farm $2,906 $2,906 $3,195 $3,195
Travelers $2,584 $3,222 $3,270 $3,004
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Cumberland Head, NY Car Insurance for Teen Drivers

Teen car insurance in Cumberland Head, NY can be expensive. Take a look at rates from the top car insurance companies in Cumberland Head for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cumberland Head, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,048
GEICO $2,710 $3,956
Liberty Mutual $6,550 $10,619
Nationwide $3,598 $5,344
Progressive $4,595 $5,132
State Farm $5,642 $7,279
Travelers $5,037 $5,984
USAA $6,012 $7,189

Cheapest Cumberland Head, NY Car Insurance for Seniors

Take a look at Cumberland Head, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cumberland Head, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,166
GEICO $1,263 $1,245
Liberty Mutual $3,142 $3,142
Nationwide $1,946 $1,946
Progressive $1,068 $1,086
State Farm $1,666 $1,666
Travelers $1,980 $2,126
USAA $1,346 $1,345

Cheapest Cumberland Head, NY Car Insurance Rates After a DUI

A DUI in Cumberland Head, NY increases car insurance rates. Compare Cumberland Head, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cumberland Head, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,153
GEICO $2,754
Liberty Mutual $7,405
Nationwide $4,546
Progressive $2,406
State Farm $3,195
Travelers $3,270
USAA $3,744

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Cheapest Cumberland Head, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cumberland Head, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cumberland Head, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,409
GEICO $1,710 $1,814
Liberty Mutual $4,514 $4,774
Nationwide $2,703 $2,703
Progressive $2,235 $2,235
State Farm $2,944 $3,157
Travelers $3,020 $3,020
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Cumberland Head, NY

Take a look at a side-by-side comparison of the top car insurance companies in Cumberland Head, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cumberland Head, New York

Insurance Company Average Annual Rates
Allstate $3,364
GEICO $1,762
Liberty Mutual $4,644
Nationwide $2,703
Progressive $2,235
State Farm $3,050
Travelers $3,020
USAA $2,854

Category Winners: Cheapest Car Insurance in Cumberland Head, New York

Find the cheapest car insurance companies in Cumberland Head, NY for each category right here.

Best Annual Car Insurance Rates by Company in Cumberland Head, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Cumberland Head, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cumberland Head car insurance rates. Find the cheapest Cumberland Head, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cumberland Head, New York

Insurance Company Low Medium High
Allstate $3,197 $3,354 $3,542
GEICO $1,677 $1,757 $1,852
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,573 $2,685 $2,851
Progressive $2,129 $2,225 $2,352
State Farm $2,894 $3,068 $3,189
Travelers $2,890 $2,997 $3,173
USAA $2,786 $2,844 $2,933

What affects car insurance rates in Cumberland Head, New York?

What factors can have an impact on Cumberland Head, NY car insurance? There are several reasons why Cumberland Head car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cumberland Head, New York.

Commute Time in Cumberland Head

The more time you spend in your car the higher the risk of an accident. The average commute length in Cumberland Head, NY is 19.8 minutes according to City-Data.

Compare Car Insurance Quotes in Cumberland Head, NY

Ready to find affordable Cumberland Head, New York car insurance today? Enter your ZIP code for fast, free Cumberland Head, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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