Compare Cumberland, VA Car Insurance Rates (2021)

Car insurance in Cumberland, VA averages $208 a month. Cumberland, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Cumberland car insurance rates, compare quotes from the top car insurance companies in Cumberland, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cumberland is USAA
  • The cheapest car insurance company in Cumberland for teen drivers is GEICO
  • Average car insurance rates in Cumberland, VA after a DUI are $2,920/year

If you need to buy Cumberland, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Cumberland, VA is right here.

You’ll find Cumberland car insurance rates, the cheapest Cumberland, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Cumberland, Virginia car insurance rates to Portsmouth car insurance rates, Hampton car insurance rates, and Newport News car insurance rates.

Ready to find affordable Cumberland, VA car insurance today? Enter your ZIP code for fast, free Cumberland car insurance quotes.

Cheapest Cumberland, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cumberland, VA car insurance rates? Every Cumberland, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cumberland, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,029 $1,918 $2,020 $2,020 $6,253 $7,190 $2,637 $2,643
GEICO $1,463 $1,464 $1,386 $1,386 $3,070 $4,128 $1,701 $1,688
Nationwide $1,455 $1,469 $1,288 $1,330 $3,390 $4,404 $1,602 $1,756
Progressive $1,542 $1,476 $1,374 $1,389 $6,791 $7,632 $1,876 $1,924
State Farm $1,651 $1,651 $1,462 $1,462 $4,595 $5,813 $1,858 $2,119
USAA $1,145 $1,128 $1,068 $1,076 $3,527 $4,204 $1,476 $1,624

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Minimum Car Insurance in Cumberland, VA

Every driver must carry the minimum car insurance in Cumberland, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Cumberland, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Cumberland, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cumberland, VA. Compare credit history car insurance rates in Cumberland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cumberland, Virginia

Insurance Company Poor Fair Good
Allstate $4,073 $3,251 $2,692
GEICO $2,262 $1,923 $1,923
Nationwide $2,478 $1,984 $1,798
Progressive $3,372 $2,917 $2,713
State Farm $3,666 $2,271 $1,793
USAA $2,549 $1,736 $1,433

Cheapest Cumberland, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cumberland, VA to rates for a clean record with top companies.

Annual Cumberland, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,513 $3,981 $3,638 $3,223
GEICO $1,542 $2,007 $3,052 $1,542
Nationwide $1,810 $1,810 $2,669 $2,059
Progressive $2,579 $3,377 $3,048 $2,998
State Farm $2,376 $2,776 $2,576 $2,576
USAA $1,475 $1,917 $2,537 $1,695

Cheapest Cumberland, VA Car Insurance for Teen Drivers

Teen car insurance in Cumberland, VA can be expensive. Take a look at rates from the top car insurance companies in Cumberland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cumberland, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,253 $7,190
GEICO $3,070 $4,128
Nationwide $3,390 $4,404
Progressive $6,791 $7,632
State Farm $4,595 $5,813
USAA $3,527 $4,204

Cheapest Cumberland, VA Car Insurance for Seniors

Take a look at Cumberland, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cumberland, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,020 $2,020
GEICO $1,386 $1,386
Nationwide $1,288 $1,330
Progressive $1,374 $1,389
State Farm $1,462 $1,462
USAA $1,068 $1,076

Cheapest Cumberland, VA Car Insurance Rates After a DUI

A DUI in Cumberland, VA increases car insurance rates. Compare Cumberland, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cumberland, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,638
GEICO $3,052
Nationwide $2,669
Progressive $3,048
State Farm $2,576
USAA $2,537

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Cheapest Cumberland, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cumberland, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cumberland, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,237 $3,440
GEICO $1,998 $2,074
Nationwide $2,087 $2,087
Progressive $3,000 $3,000
State Farm $2,514 $2,639
USAA $1,836 $1,976

The Best Cheap Car Insurance Companies in Cumberland, VA

Take a look at a side-by-side comparison of the top car insurance companies in Cumberland, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cumberland, Virginia

Insurance Company Average Annual Rates
Allstate $3,339
GEICO $2,036
Nationwide $2,087
Progressive $3,000
State Farm $2,576
USAA $1,906

Category Winners: Cheapest Car Insurance in Cumberland, Virginia

Find the cheapest car insurance companies in Cumberland, VA for each category right here.

Best Annual Car Insurance Rates by Company in Cumberland, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Cumberland, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cumberland car insurance rates. Find the cheapest Cumberland, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cumberland, Virginia

Insurance Company Low Medium High
Allstate $3,233 $3,339 $3,443
GEICO $1,969 $2,035 $2,104
Nationwide $2,190 $2,065 $2,005
Progressive $2,873 $2,968 $3,160
State Farm $2,448 $2,573 $2,708
USAA $1,827 $1,909 $1,982

What affects car insurance rates in Cumberland, Virginia?

What factors can have an impact on Cumberland, VA car insurance? There are several reasons why Cumberland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cumberland, Virginia.

Commute Time in Cumberland

The more time you spend in your car the higher the risk of an accident. The average commute length in Cumberland, VA is 55.0 minutes according to City-Data.

Traffic in Cumberland

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Cumberland, VA traffic data from INRIX ranks Cumberland as the 936th-most congested in the world.

Compare Car Insurance Quotes in Cumberland, VA

Ready to find affordable Cumberland, Virginia car insurance today? Enter your ZIP code for fast, free Cumberland, VA car insurance quotes.

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