Compare Cumby, TX Car Insurance Rates (2021)

Car insurance in Cumby, TX averages $298 a month. Cumby, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cumby car insurance rates, compare quotes from the top car insurance companies in Cumby, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cumby for teen drivers is USAA
  • Average car insurance rates in Cumby, TX after a DUI are $4,076/year
  • Average car insurance rates in Cumby, TX are $3,578/year

If you need to buy Cumby, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Cumby, TX is right here.

You’ll find Cumby car insurance rates, the cheapest Cumby, TX car insurance companies, and information on Texas car insurance laws. You can also compare Cumby, Texas car insurance rates to El Paso car insurance rates, Houston car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Cumby, TX car insurance today? Enter your ZIP code for fast, free Cumby car insurance quotes.

Cheapest Cumby, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cumby, TX car insurance rates? Every Cumby, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cumby, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,660 $3,696 $3,618 $3,618 $9,504 $11,477 $4,517 $4,706
American Family $2,311 $2,561 $2,147 $2,447 $5,924 $7,754 $3,274 $3,724
GEICO $2,260 $2,415 $2,156 $2,404 $4,772 $4,977 $2,434 $2,443
Nationwide $2,088 $2,125 $1,850 $1,958 $5,768 $7,405 $2,438 $2,636
Progressive $2,358 $2,237 $2,101 $2,142 $9,833 $10,944 $2,785 $2,813
State Farm $1,883 $1,883 $1,676 $1,676 $4,504 $5,741 $2,047 $2,113
USAA $1,484 $1,496 $1,415 $1,408 $4,127 $4,506 $1,977 $2,128

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Minimum Car Insurance in Cumby, TX

Every driver must carry the minimum car insurance in Cumby, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Cumby, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cumby, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cumby, TX. Compare credit history car insurance rates in Cumby from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cumby, Texas

Insurance Company Poor Fair Good
Allstate $7,142 $5,207 $4,450
American Family $5,199 $3,256 $2,849
GEICO $4,593 $2,609 $1,746
Nationwide $3,938 $3,161 $2,751
Progressive $4,953 $4,282 $3,969
State Farm $3,809 $2,371 $1,890
USAA $3,413 $1,963 $1,577

Cheapest Cumby, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cumby, TX to rates for a clean record with top companies.

Annual Cumby, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,370 $6,701 $6,956 $4,370
American Family $3,444 $4,355 $3,829 $3,444
GEICO $2,534 $3,310 $2,817 $3,268
Nationwide $2,853 $2,853 $4,209 $3,218
Progressive $3,840 $4,963 $4,481 $4,322
State Farm $2,392 $2,742 $3,235 $2,392
USAA $1,733 $2,547 $3,003 $1,988

Cheapest Cumby, TX Car Insurance for Teen Drivers

Teen car insurance in Cumby, TX can be expensive. Take a look at rates from the top car insurance companies in Cumby for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cumby, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,504 $11,477
American Family $5,924 $7,754
GEICO $4,772 $4,977
Nationwide $5,768 $7,405
Progressive $9,833 $10,944
State Farm $4,504 $5,741
USAA $4,127 $4,506

Cheapest Cumby, TX Car Insurance for Seniors

Take a look at Cumby, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cumby, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,618 $3,618
American Family $2,147 $2,447
GEICO $2,156 $2,404
Nationwide $1,850 $1,958
Progressive $2,101 $2,142
State Farm $1,676 $1,676
USAA $1,415 $1,408

Cheapest Cumby, TX Car Insurance Rates After a DUI

A DUI in Cumby, TX increases car insurance rates. Compare Cumby, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cumby, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,956
American Family $3,829
GEICO $2,817
Nationwide $4,209
Progressive $4,481
State Farm $3,235
USAA $3,003

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Cheapest Cumby, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cumby, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cumby, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,466 $5,733
American Family $3,768 $3,768
GEICO $2,925 $3,040
Nationwide $3,283 $3,283
Progressive $4,401 $4,401
State Farm $2,690 $2,690
USAA $2,288 $2,347

The Best Cheap Car Insurance Companies in Cumby, TX

Take a look at a side-by-side comparison of the top car insurance companies in Cumby, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cumby, Texas

Insurance Company Average Annual Rates
Allstate $5,600
American Family $3,768
GEICO $2,983
Nationwide $3,283
Progressive $4,401
State Farm $2,690
USAA $2,318

Category Winners: Cheapest Car Insurance in Cumby, Texas

Find the cheapest car insurance companies in Cumby, TX for each category right here.

Best Annual Car Insurance Rates by Company in Cumby, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Cumby, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cumby car insurance rates. Find the cheapest Cumby, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cumby, Texas

Insurance Company Low Medium High
Allstate $5,449 $5,543 $5,807
American Family $3,512 $3,631 $4,160
GEICO $2,841 $2,949 $3,158
Nationwide $3,542 $3,144 $3,163
Progressive $4,172 $4,379 $4,653
State Farm $2,556 $2,681 $2,833
USAA $2,245 $2,309 $2,398

What affects car insurance rates in Cumby, Texas?

What factors can have an impact on Cumby, TX car insurance? There are several reasons why Cumby car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cumby, Texas.

Car Theft in Cumby

High levels of vehicle theft can make car insurance more expensive. Cumby, TX car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Cumby

The more time you spend in your car the higher the risk of an accident. The average commute length in Cumby, TX is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in Cumby, TX

Ready to find affordable Cumby, Texas car insurance today? Enter your ZIP code for fast, free Cumby, TX car insurance quotes.

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