Compare Cupertino, CA Car Insurance Rates (2021)

Car insurance in Cupertino, CA averages $278 a month. Cupertino, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Cupertino car insurance rates, compare quotes from the top car insurance companies in Cupertino, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cupertino, CA after a DUI are $4,683/year
  • Average car insurance rates in Cupertino, CA are $3,331/year
  • The cheapest car insurance company in Cupertino is GEICO

If you need to buy Cupertino, California car insurance, the options can be confusing. Everything you need to know about car insurance in Cupertino, CA is right here.

You’ll find Cupertino car insurance rates, the cheapest Cupertino, CA car insurance companies, and information on California car insurance laws. You can also compare Cupertino, California car insurance rates to Sacramento car insurance rates, San Jose car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Cupertino, CA car insurance today? Enter your ZIP code for fast, free Cupertino car insurance quotes.

Cheapest Cupertino, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cupertino, CA car insurance rates? Every Cupertino, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cupertino, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,619 $2,617 $1,928 $1,939 $7,396 $9,304 $3,342 $3,654
Farmers $2,338 $2,338 $2,119 $2,119 $7,543 $12,378 $2,781 $3,106
GEICO $1,508 $1,508 $1,417 $1,417 $4,613 $4,680 $2,168 $2,207
Liberty Mutual $2,066 $1,956 $1,929 $1,870 $4,558 $4,849 $2,328 $2,342
Nationwide $3,061 $2,918 $2,684 $2,526 $7,898 $8,688 $3,681 $3,629
Progressive $1,576 $1,623 $1,336 $1,587 $4,203 $5,065 $2,257 $2,427
State Farm $3,019 $3,019 $2,700 $2,700 $5,581 $6,911 $3,346 $3,452
Travelers $2,300 $2,223 $2,044 $2,023 $4,791 $5,458 $2,989 $2,922
USAA $1,813 $1,717 $1,769 $1,776 $4,128 $4,167 $2,522 $2,382

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Minimum Car Insurance in Cupertino, CA

Every driver must carry the minimum car insurance in Cupertino, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Cupertino, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Cupertino, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cupertino, CA to rates for a clean record with top companies.

Annual Cupertino, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,481 $4,158 $6,512 $3,250
Farmers $3,208 $4,369 $5,443 $4,341
GEICO $1,703 $2,643 $3,300 $2,113
Liberty Mutual $2,377 $3,183 $2,871 $2,518
Nationwide $3,063 $3,925 $6,630 $3,925
Progressive $1,649 $2,793 $3,223 $2,372
State Farm $2,742 $3,270 $6,170 $3,182
Travelers $2,070 $3,360 $3,902 $3,043
USAA $1,685 $2,509 $4,098 $1,845

Cheapest Cupertino, CA Car Insurance for Teen Drivers

Teen car insurance in Cupertino, CA can be expensive. Take a look at rates from the top car insurance companies in Cupertino for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cupertino, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,396 $9,304
Farmers $7,543 $12,378
GEICO $4,613 $4,680
Liberty Mutual $4,558 $4,849
Nationwide $7,898 $8,688
Progressive $4,203 $5,065
State Farm $5,581 $6,911
Travelers $4,791 $5,458
USAA $4,128 $4,167

Cheapest Cupertino, CA Car Insurance for Seniors

Take a look at Cupertino, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cupertino, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,928 $1,939
Farmers $2,119 $2,119
GEICO $1,417 $1,417
Liberty Mutual $1,929 $1,870
Nationwide $2,684 $2,526
Progressive $1,336 $1,587
State Farm $2,700 $2,700
Travelers $2,044 $2,023
USAA $1,769 $1,776

Cheapest Cupertino, CA Car Insurance Rates After a DUI

A DUI in Cupertino, CA increases car insurance rates. Compare Cupertino, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cupertino, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,512
Farmers $5,443
GEICO $3,300
Liberty Mutual $2,871
Nationwide $6,630
Progressive $3,223
State Farm $6,170
Travelers $3,902
USAA $4,098

Cheapest Cupertino, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cupertino, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cupertino, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,703 $4,497
Farmers $3,938 $4,743
GEICO $2,216 $2,664
Liberty Mutual $2,517 $2,957
Nationwide $3,873 $4,898
Progressive $2,275 $2,744
State Farm $3,703 $3,979
Travelers $2,785 $3,403
USAA $2,337 $2,731

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The Best Cheap Car Insurance Companies in Cupertino, CA

Take a look at a side-by-side comparison of the top car insurance companies in Cupertino, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cupertino, California

Insurance Company Average Annual Rates
Allstate $4,100
Farmers $4,340
GEICO $2,440
Liberty Mutual $2,737
Nationwide $4,386
Progressive $2,509
State Farm $3,841
Travelers $3,094
USAA $2,534

Category Winners: Cheapest Car Insurance in Cupertino, California

Find the cheapest car insurance companies in Cupertino, CA for each category right here.

Best Annual Car Insurance Rates by Company in Cupertino, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Cupertino, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cupertino car insurance rates. Find the cheapest Cupertino, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cupertino, California

Insurance Company Low Medium High
Allstate $3,900 $4,134 $4,266
Farmers $4,052 $4,376 $4,593
GEICO $2,221 $2,470 $2,629
Liberty Mutual $2,555 $2,764 $2,892
Nationwide $3,959 $4,472 $4,726
Progressive $2,263 $2,587 $2,678
State Farm $3,475 $3,906 $4,142
Travelers $2,693 $3,185 $3,403
USAA $2,323 $2,579 $2,701

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What affects car insurance rates in Cupertino, California?

What factors can have an impact on Cupertino, CA car insurance? There are several reasons why Cupertino car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cupertino, California.

Car Theft in Cupertino

High levels of vehicle theft can make car insurance more expensive. Cupertino, CA car theft statistics from the FBI indicate 53 vehicle thefts a year.

Commute Time in Cupertino

The more time you spend in your car the higher the risk of an accident. The average commute length in Cupertino, CA is 28.9 minutes according to City-Data.

Compare Car Insurance Quotes in Cupertino, CA

Ready to find affordable Cupertino, California car insurance today? Enter your ZIP code for fast, free Cupertino, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State