Compare Cushing, IA Car Insurance Rates (2021)

Car insurance in Cushing, IA averages $251 a month. Cushing, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Cushing car insurance rates, compare quotes from the top car insurance companies in Cushing, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cushing, IA after a DUI are $3,633/year
  • The cheapest car insurance company in Cushing for teen drivers is USAA
  • Average car insurance rates in Cushing, IA are $3,013/year

If you need to buy Cushing, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Cushing, IA is right here.

You’ll find Cushing car insurance rates, the cheapest Cushing, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Cushing, Iowa car insurance rates to Des Moines car insurance rates, Ames car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Cushing, IA car insurance today? Enter your ZIP code for fast, free Cushing car insurance quotes.

Cheapest Cushing, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cushing, IA car insurance rates? Every Cushing, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cushing, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,107 $2,024 $1,869 $1,903 $6,073 $6,836 $2,298 $2,367
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,767 $1,813 $1,576 $1,681 $4,074 $5,270 $2,002 $2,177
Progressive $1,714 $1,647 $1,411 $1,467 $4,256 $4,803 $2,062 $2,235
State Farm $1,326 $1,326 $1,174 $1,174 $3,715 $4,698 $1,494 $1,706
Travelers $2,572 $2,626 $2,495 $2,504 $11,418 $18,259 $2,672 $3,163
USAA $1,292 $1,309 $1,182 $1,208 $3,484 $3,704 $1,554 $1,718

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Minimum Car Insurance in Cushing, IA

Every driver must carry the minimum car insurance in Cushing, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Cushing, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Cushing, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cushing, IA. Compare credit history car insurance rates in Cushing from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cushing, Iowa

Insurance Company Poor Fair Good
Allstate $3,814 $3,024 $2,715
American Family $3,960 $2,910 $2,445
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,089 $2,422 $2,124
Progressive $2,891 $2,338 $2,120
State Farm $2,957 $1,830 $1,443
Travelers $6,428 $5,486 $5,227
USAA $2,542 $1,743 $1,509

Cheapest Cushing, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cushing, IA to rates for a clean record with top companies.

Annual Cushing, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,707 $3,282 $3,723 $3,026
American Family $2,242 $3,279 $4,262 $2,636
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,842 $2,646 $3,608 $2,084
Progressive $1,967 $3,232 $2,134 $2,464
State Farm $1,914 $2,239 $2,077 $2,077
Travelers $4,168 $5,549 $7,434 $5,704
USAA $1,475 $1,981 $2,577 $1,693

Cheapest Cushing, IA Car Insurance for Teen Drivers

Teen car insurance in Cushing, IA can be expensive. Take a look at rates from the top car insurance companies in Cushing for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cushing, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,073 $6,836
American Family $5,344 $7,497
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,074 $5,270
Progressive $4,256 $4,803
State Farm $3,715 $4,698
Travelers $11,418 $18,259
USAA $3,484 $3,704

Cheapest Cushing, IA Car Insurance for Seniors

Take a look at Cushing, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cushing, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,869 $1,903
American Family $1,790 $1,790
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,576 $1,681
Progressive $1,411 $1,467
State Farm $1,174 $1,174
Travelers $2,495 $2,504
USAA $1,182 $1,208

Cheapest Cushing, IA Car Insurance Rates After a DUI

A DUI in Cushing, IA increases car insurance rates. Compare Cushing, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cushing, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,723
American Family $4,262
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,608
Progressive $2,134
State Farm $2,077
Travelers $7,434
USAA $2,577

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Cheapest Cushing, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cushing, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cushing, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,109 $3,261
American Family $3,069 $3,141
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,545 $2,545
Progressive $2,449 $2,449
State Farm $2,026 $2,127
Travelers $5,714 $5,714
USAA $1,861 $2,002

The Best Cheap Car Insurance Companies in Cushing, IA

Take a look at a side-by-side comparison of the top car insurance companies in Cushing, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cushing, Iowa

Insurance Company Average Annual Rates
Allstate $3,185
American Family $3,105
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,545
Progressive $2,449
State Farm $2,077
Travelers $5,714
USAA $1,931

Category Winners: Cheapest Car Insurance in Cushing, Iowa

Find the cheapest car insurance companies in Cushing, IA for each category right here.

Best Annual Car Insurance Rates by Company in Cushing, Iowa

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Cushing, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cushing car insurance rates. Find the cheapest Cushing, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cushing, Iowa

Insurance Company Low Medium High
Allstate $3,047 $3,189 $3,318
American Family $3,125 $3,277 $2,913
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,640 $2,537 $2,458
Progressive $2,315 $2,457 $2,576
State Farm $1,964 $2,090 $2,176
Travelers $5,357 $5,802 $5,983
USAA $1,835 $1,937 $2,022

What affects car insurance rates in Cushing, Iowa?

What factors can have an impact on Cushing, IA car insurance? There are several reasons why Cushing car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cushing, Iowa.

Commute Time in Cushing

The more time you spend in your car the higher the risk of an accident. The average commute length in Cushing, IA is 33.7 minutes according to City-Data.

Compare Car Insurance Quotes in Cushing, IA

Ready to find affordable Cushing, Iowa car insurance today? Enter your ZIP code for fast, free Cushing, IA car insurance quotes.

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