Compare Cut Bank, MT Car Insurance Rates (2021)

Car insurance in Cut Bank, MT averages $281 a month. Cut Bank, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Cut Bank car insurance rates, compare quotes from the top car insurance companies in Cut Bank, MT.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Cut Bank, MT are $3,372/year
  • Average car insurance rates in Cut Bank, MT after a DUI are $4,169/year
  • The cheapest car insurance company in Cut Bank for teen drivers is Liberty Mutual

If you need to buy Cut Bank, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Cut Bank, MT is right here.

You’ll find Cut Bank car insurance rates, the cheapest Cut Bank, MT car insurance companies, and information on Montana car insurance laws. You can also compare Cut Bank, Montana car insurance rates to Whitefish car insurance rates, Havre car insurance rates, and Helena car insurance rates.

Ready to find affordable Cut Bank, MT car insurance today? Enter your ZIP code for fast, free Cut Bank car insurance quotes.

Cheapest Cut Bank, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cut Bank, MT car insurance rates? Every Cut Bank, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cut Bank, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,975 $2,975 $2,734 $2,734 $11,629 $11,629 $3,203 $3,203
Farmers $2,931 $2,931 $2,622 $2,622 $7,506 $7,506 $3,195 $3,195
GEICO $3,181 $2,973 $3,103 $2,830 $7,774 $7,235 $2,728 $2,486
Liberty Mutual $935 $935 $920 $920 $2,038 $2,038 $1,139 $1,139
Nationwide $2,821 $2,821 $2,567 $2,567 $5,788 $5,788 $2,992 $2,992
Progressive $3,258 $3,258 $2,951 $2,951 $7,891 $7,891 $3,667 $3,667
State Farm $1,674 $1,674 $1,459 $1,459 $4,811 $4,811 $1,809 $1,809
USAA $1,316 $1,316 $1,166 $1,166 $4,089 $4,089 $1,661 $1,661

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Cut Bank, MT

Every driver must carry the minimum car insurance in Cut Bank, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Cut Bank, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Cut Bank, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cut Bank, MT. Compare credit history car insurance rates in Cut Bank from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cut Bank, Montana

Insurance Company Poor Fair Good
Allstate $6,207 $4,970 $4,230
Farmers $4,808 $3,798 $3,585
GEICO $6,363 $3,392 $2,362
Liberty Mutual $1,258 $1,258 $1,258
Nationwide $4,477 $3,231 $2,918
Progressive $5,352 $4,120 $3,854
State Farm $3,507 $2,134 $1,674
USAA $2,788 $1,875 $1,511

Cheapest Cut Bank, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cut Bank, MT to rates for a clean record with top companies.

Annual Cut Bank, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,304 $5,110 $6,202 $4,926
Farmers $3,579 $4,605 $4,491 $3,579
GEICO $2,595 $4,108 $6,353 $3,100
Liberty Mutual $845 $1,502 $1,502 $1,183
Nationwide $2,577 $3,704 $4,777 $3,109
Progressive $3,819 $4,965 $4,736 $4,247
State Farm $2,289 $2,588 $2,439 $2,439
USAA $1,556 $1,923 $2,852 $1,900

Cheapest Cut Bank, MT Car Insurance for Teen Drivers

Teen car insurance in Cut Bank, MT can be expensive. Take a look at rates from the top car insurance companies in Cut Bank for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cut Bank, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,629 $11,629
Farmers $7,506 $7,506
GEICO $7,774 $7,235
Liberty Mutual $2,038 $2,038
Nationwide $5,788 $5,788
Progressive $7,891 $7,891
State Farm $4,811 $4,811
USAA $4,089 $4,089

Cheapest Cut Bank, MT Car Insurance for Seniors

Take a look at Cut Bank, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cut Bank, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,734 $2,734
Farmers $2,622 $2,622
GEICO $3,103 $2,830
Liberty Mutual $920 $920
Nationwide $2,567 $2,567
Progressive $2,951 $2,951
State Farm $1,459 $1,459
USAA $1,166 $1,166

Cheapest Cut Bank, MT Car Insurance Rates After a DUI

A DUI in Cut Bank, MT increases car insurance rates. Compare Cut Bank, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cut Bank, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,491
GEICO $6,353
Liberty Mutual $1,502
Nationwide $4,777
Progressive $4,736
State Farm $2,439
USAA $2,852

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cut Bank, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cut Bank, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cut Bank, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,013 $5,258
Farmers $4,063 $4,063
GEICO $3,967 $4,111
Liberty Mutual $1,258 $1,258
Nationwide $3,542 $3,542
Progressive $4,442 $4,442
State Farm $2,366 $2,511
USAA $2,033 $2,083

The Best Cheap Car Insurance Companies in Cut Bank, MT

Take a look at a side-by-side comparison of the top car insurance companies in Cut Bank, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cut Bank, Montana

Insurance Company Average Annual Rates
Allstate $5,135
Farmers $4,063
GEICO $4,039
Liberty Mutual $1,258
Nationwide $3,542
Progressive $4,442
State Farm $2,439
USAA $2,058

Category Winners: Cheapest Car Insurance in Cut Bank, Montana

Find the cheapest car insurance companies in Cut Bank, MT for each category right here.

Best Annual Car Insurance Rates by Company in Cut Bank, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cut Bank, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cut Bank car insurance rates. Find the cheapest Cut Bank, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cut Bank, Montana

Insurance Company Low Medium High
Allstate $4,850 $5,121 $5,435
Farmers $3,789 $4,061 $4,340
GEICO $3,896 $4,012 $4,208
Liberty Mutual $1,153 $1,262 $1,359
Nationwide $2,731 $3,776 $4,119
Progressive $4,152 $4,427 $4,746
State Farm $2,324 $2,428 $2,563
USAA $1,975 $2,048 $2,150

What affects car insurance rates in Cut Bank, Montana?

What factors can have an impact on Cut Bank, MT car insurance? There are several reasons why Cut Bank car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cut Bank, Montana.

Car Theft in Cut Bank

High levels of vehicle theft can make car insurance more expensive. Cut Bank, MT car theft statistics from the FBI indicate 7 vehicle thefts a year.

Commute Time in Cut Bank

The more time you spend in your car the higher the risk of an accident. The average commute length in Cut Bank, MT is 12.2 minutes according to City-Data.

Compare Car Insurance Quotes in Cut Bank, MT

Ready to find affordable Cut Bank, Montana car insurance today? Enter your ZIP code for fast, free Cut Bank, MT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption