Compare Cut Off, LA Car Insurance Rates (2021)

Car insurance in Cut Off, LA averages $455 a month. Cut Off, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Cut Off car insurance rates, compare quotes from the top car insurance companies in Cut Off, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cut Off, LA after a DUI are $6,263/year
  • Average car insurance rates in Cut Off, LA are $5,455/year
  • The cheapest car insurance company in Cut Off is USAA

If you need to buy Cut Off, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Cut Off, LA is right here.

You’ll find Cut Off car insurance rates, the cheapest Cut Off, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Cut Off, Louisiana car insurance rates to Alexandria car insurance rates, Shreveport car insurance rates, and Bossier City car insurance rates.

Ready to find affordable Cut Off, LA car insurance today? Enter your ZIP code for fast, free Cut Off car insurance quotes.

Cheapest Cut Off, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cut Off, LA car insurance rates? Every Cut Off, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cut Off, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,674 $3,674 $3,802 $3,802 $7,983 $10,034 $4,051 $4,383
GEICO $3,022 $3,475 $3,639 $4,450 $11,157 $11,715 $2,913 $2,799
Progressive $4,405 $4,093 $3,697 $4,001 $18,047 $20,045 $5,034 $5,151
State Farm $2,752 $2,752 $2,552 $2,552 $7,898 $9,836 $3,052 $3,414
USAA $2,618 $2,570 $2,570 $2,538 $8,005 $9,355 $3,204 $3,500

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Minimum Car Insurance in Cut Off, LA

Every driver must carry the minimum car insurance in Cut Off, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Cut Off, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cut Off, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cut Off, LA. Compare credit history car insurance rates in Cut Off from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cut Off, Louisiana

Insurance Company Poor Fair Good
Allstate $6,767 $4,672 $4,087
GEICO $6,418 $5,570 $4,201
Progressive $9,078 $7,815 $7,284
State Farm $5,959 $3,904 $3,190
USAA $5,907 $3,798 $3,179

Cheapest Cut Off, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cut Off, LA to rates for a clean record with top companies.

Annual Cut Off, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,090 $6,236 $5,568 $4,808
GEICO $3,656 $5,927 $7,313 $4,690
Progressive $6,700 $9,047 $8,650 $7,840
State Farm $3,994 $4,708 $4,351 $4,351
USAA $3,273 $4,564 $5,433 $3,910

Cheapest Cut Off, LA Car Insurance for Teen Drivers

Teen car insurance in Cut Off, LA can be expensive. Take a look at rates from the top car insurance companies in Cut Off for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cut Off, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,983 $10,034
GEICO $11,157 $11,715
Progressive $18,047 $20,045
State Farm $7,898 $9,836
USAA $8,005 $9,355

Cheapest Cut Off, LA Car Insurance for Seniors

Take a look at Cut Off, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cut Off, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,802 $3,802
GEICO $3,639 $4,450
Progressive $3,697 $4,001
State Farm $2,552 $2,552
USAA $2,570 $2,538

Cheapest Cut Off, LA Car Insurance Rates After a DUI

A DUI in Cut Off, LA increases car insurance rates. Compare Cut Off, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cut Off, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,568
GEICO $7,313
Progressive $8,650
State Farm $4,351
USAA $5,433

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Cheapest Cut Off, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cut Off, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cut Off, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,175 $5,175
GEICO $5,294 $5,499
Progressive $8,059 $8,059
State Farm $4,245 $4,457
USAA $4,162 $4,428

The Best Cheap Car Insurance Companies in Cut Off, LA

Take a look at a side-by-side comparison of the top car insurance companies in Cut Off, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cut Off, Louisiana

Insurance Company Average Annual Rates
Allstate $5,175
GEICO $5,396
Progressive $8,059
State Farm $4,351
USAA $4,295

Category Winners: Cheapest Car Insurance in Cut Off, Louisiana

Find the cheapest car insurance companies in Cut Off, LA for each category right here.

Best Annual Car Insurance Rates by Company in Cut Off, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Cut Off, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cut Off car insurance rates. Find the cheapest Cut Off, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cut Off, Louisiana

Insurance Company Low Medium High
Allstate $4,458 $5,272 $5,796
GEICO $4,426 $5,420 $6,343
Progressive $6,718 $7,991 $9,468
State Farm $3,693 $4,334 $5,025
USAA $3,682 $4,366 $4,837

What affects car insurance rates in Cut Off, Louisiana?

What factors can have an impact on Cut Off, LA car insurance? There are several reasons why Cut Off car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cut Off, Louisiana.

Commute Time in Cut Off

The more time you spend in your car the higher the risk of an accident. The average commute length in Cut Off, LA is 25.6 minutes according to City-Data.

Compare Car Insurance Quotes in Cut Off, LA

Ready to find affordable Cut Off, Louisiana car insurance today? Enter your ZIP code for fast, free Cut Off, LA car insurance quotes.

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