Compare Dade City, FL Car Insurance Rates (2021)

Car insurance in Dade City, FL averages $432 a month. Dade City, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Dade City car insurance rates, compare quotes from the top car insurance companies in Dade City, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Dade City, FL are $5,186/year
  • The cheapest car insurance company in Dade City is USAA
  • The cheapest ZIP code in Dade City is 33523

If you need to buy Dade City, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Dade City, FL is right here.

You’ll find Dade City car insurance rates, the cheapest Dade City, FL car insurance companies, and information on Florida car insurance laws. You can also compare Dade City, Florida car insurance rates to Miami car insurance rates, Hialeah car insurance rates, and Port St. Lucie car insurance rates.

Ready to find affordable Dade City, FL car insurance today? Enter your ZIP code for fast, free Dade City car insurance quotes.

Cheapest Dade City, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dade City, FL car insurance rates? Every Dade City, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dade City, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,928 $4,771 $4,349 $4,444 $17,594 $19,323 $4,927 $5,024
GEICO $3,280 $3,296 $3,068 $3,068 $5,769 $7,181 $3,606 $3,652
Liberty Mutual $4,150 $4,150 $3,790 $3,790 $8,929 $13,837 $4,150 $5,682
Nationwide $3,388 $3,344 $3,020 $3,125 $8,239 $10,157 $3,737 $3,891
Progressive $3,963 $3,718 $3,386 $3,631 $11,187 $12,154 $4,762 $4,509
State Farm $2,534 $2,534 $2,294 $2,294 $7,533 $9,648 $2,830 $3,020
USAA $1,786 $1,756 $1,677 $1,660 $6,160 $7,111 $2,231 $2,404

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Minimum Car Insurance in Dade City, FL

Every driver must carry the minimum car insurance in Dade City, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Dade City, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Dade City, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dade City, FL. Compare credit history car insurance rates in Dade City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dade City, Florida

Insurance Company Poor Fair Good
Allstate $11,443 $7,222 $5,845
GEICO $5,956 $3,637 $2,752
Liberty Mutual $7,849 $5,721 $4,609
Nationwide $6,089 $4,464 $4,035
Progressive $7,703 $5,480 $4,558
State Farm $5,615 $3,657 $2,986
USAA $5,038 $2,467 $1,789

Cheapest Dade City, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dade City, FL to rates for a clean record with top companies.

Annual Dade City, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,018 $8,431 $9,415 $7,817
GEICO $2,887 $3,671 $5,431 $4,471
Liberty Mutual $4,282 $5,650 $8,346 $5,961
Nationwide $4,139 $4,550 $6,155 $4,606
Progressive $4,664 $6,908 $5,818 $6,266
State Farm $3,729 $4,443 $4,086 $4,086
USAA $2,425 $2,997 $4,428 $2,543

Cheapest Dade City, FL Car Insurance for Teen Drivers

Teen car insurance in Dade City, FL can be expensive. Take a look at rates from the top car insurance companies in Dade City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dade City, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,594 $19,323
GEICO $5,769 $7,181
Liberty Mutual $8,929 $13,837
Nationwide $8,239 $10,157
Progressive $11,187 $12,154
State Farm $7,533 $9,648
USAA $6,160 $7,111

Cheapest Dade City, FL Car Insurance for Seniors

Take a look at Dade City, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dade City, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,349 $4,444
GEICO $3,068 $3,068
Liberty Mutual $3,790 $3,790
Nationwide $3,020 $3,125
Progressive $3,386 $3,631
State Farm $2,294 $2,294
USAA $1,677 $1,660

Cheapest Dade City, FL Car Insurance Rates After a DUI

A DUI in Dade City, FL increases car insurance rates. Compare Dade City, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dade City, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,415
GEICO $5,431
Liberty Mutual $8,346
Nationwide $6,155
Progressive $5,818
State Farm $4,086
USAA $4,428

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Cheapest Dade City, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dade City, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dade City, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,936 $8,404
GEICO $4,095 $4,135
Liberty Mutual $5,859 $6,261
Nationwide $4,863 $4,863
Progressive $5,914 $5,914
State Farm $3,941 $4,231
USAA $3,063 $3,134

Cheapest Dade City, FL Car Insurance Rates by ZIP Code

Dade City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Dade City, FL.

Annual Car Insurance Rates by ZIP Code in Dade City, Florida

ZIP Code Average Annual Rates
33523 $3,998
33525 $3,998

The Best Cheap Car Insurance Companies in Dade City, FL

Take a look at a side-by-side comparison of the top car insurance companies in Dade City, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dade City, Florida

Insurance Company Average Annual Rates
Allstate $8,170
GEICO $4,115
Liberty Mutual $6,060
Nationwide $4,863
Progressive $5,914
State Farm $4,086
USAA $3,098

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Category Winners: Cheapest Car Insurance in Dade City, Florida

Find the cheapest car insurance companies in Dade City, FL for each category right here.

Best Annual Car Insurance Rates by Company in Dade City, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Dade City, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dade City car insurance rates. Find the cheapest Dade City, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dade City, Florida

Insurance Company Low Medium High
Allstate $5,905 $8,682 $9,923
GEICO $3,306 $4,264 $4,774
Liberty Mutual $5,521 $6,169 $6,489
Nationwide $3,747 $5,071 $5,770
Progressive $4,882 $6,060 $6,799
State Farm $3,440 $4,199 $4,619
USAA $2,621 $3,223 $3,451

What affects car insurance rates in Dade City, Florida?

What factors can have an impact on Dade City, FL car insurance? There are several reasons why Dade City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dade City, Florida.

Car Theft in Dade City

High levels of vehicle theft can make car insurance more expensive. Dade City, FL car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Dade City

The more time you spend in your car the higher the risk of an accident. The average commute length in Dade City, FL is 35.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Dade City, FL

Ready to find affordable Dade City, Florida car insurance today? Enter your ZIP code for fast, free Dade City, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State