Compare Dakota Dunes, SD Car Insurance Rates (2021)

Car insurance in Dakota Dunes, SD averages $303 a month. Dakota Dunes, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Dakota Dunes car insurance rates, compare quotes from the top car insurance companies in Dakota Dunes, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Dakota Dunes for teen drivers is State Farm
  • The cheapest car insurance company in Dakota Dunes is State Farm
  • Average car insurance rates in Dakota Dunes, SD after a DUI are $4,391/year

If you need to buy Dakota Dunes, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Dakota Dunes, SD is right here.

You’ll find Dakota Dunes car insurance rates, the cheapest Dakota Dunes, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Dakota Dunes, South Dakota car insurance rates to Yankton car insurance rates, Vermillion car insurance rates, and Brookings car insurance rates.

Ready to find affordable Dakota Dunes, SD car insurance today? Enter your ZIP code for fast, free Dakota Dunes car insurance quotes.

Cheapest Dakota Dunes, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dakota Dunes, SD car insurance rates? Every Dakota Dunes, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dakota Dunes, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,730 $1,733 $1,520 $1,587 $8,045 $8,364 $1,940 $2,062
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $1,817 $1,857 $1,629 $1,729 $4,147 $5,308 $2,061 $2,229
Progressive $1,809 $1,763 $1,491 $1,547 $7,056 $7,997 $2,263 $2,376
State Farm $1,388 $1,388 $1,215 $1,215 $3,704 $4,712 $1,560 $1,769

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Minimum Car Insurance in Dakota Dunes, SD

Every driver must carry the minimum car insurance in Dakota Dunes, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Dakota Dunes, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Dakota Dunes, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dakota Dunes, SD. Compare credit history car insurance rates in Dakota Dunes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dakota Dunes, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,804 $3,224 $3,090
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $3,129 $2,487 $2,176
Progressive $3,760 $3,166 $2,937
State Farm $3,084 $1,844 $1,429

Cheapest Dakota Dunes, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dakota Dunes, SD to rates for a clean record with top companies.

Annual Dakota Dunes, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,870 $3,640 $3,551 $3,430
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,901 $2,605 $3,690 $2,192
Progressive $2,827 $3,878 $3,048 $3,399
State Farm $1,965 $2,273 $2,119 $2,119

Cheapest Dakota Dunes, SD Car Insurance for Teen Drivers

Teen car insurance in Dakota Dunes, SD can be expensive. Take a look at rates from the top car insurance companies in Dakota Dunes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dakota Dunes, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $8,045 $8,364
GEICO $4,398 $5,174
Liberty Mutual $14,576 $16,365
Nationwide $4,147 $5,308
Progressive $7,056 $7,997
State Farm $3,704 $4,712

Cheapest Dakota Dunes, SD Car Insurance for Seniors

Take a look at Dakota Dunes, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dakota Dunes, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,520 $1,587
GEICO $2,041 $1,881
Liberty Mutual $2,932 $3,564
Nationwide $1,629 $1,729
Progressive $1,491 $1,547
State Farm $1,215 $1,215

Cheapest Dakota Dunes, SD Car Insurance Rates After a DUI

A DUI in Dakota Dunes, SD increases car insurance rates. Compare Dakota Dunes, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dakota Dunes, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,551
GEICO $4,443
Liberty Mutual $7,255
Nationwide $3,690
Progressive $3,048
State Farm $2,119

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Cheapest Dakota Dunes, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dakota Dunes, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dakota Dunes, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,373 $3,373
GEICO $2,631 $2,696
Liberty Mutual $6,676 $6,676
Nationwide $2,597 $2,597
Progressive $3,288 $3,288
State Farm $2,067 $2,171

The Best Cheap Car Insurance Companies in Dakota Dunes, SD

Take a look at a side-by-side comparison of the top car insurance companies in Dakota Dunes, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dakota Dunes, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,373
GEICO $2,664
Liberty Mutual $6,676
Nationwide $2,597
Progressive $3,288
State Farm $2,119

Category Winners: Cheapest Car Insurance in Dakota Dunes, South Dakota

Find the cheapest car insurance companies in Dakota Dunes, SD for each category right here.

Best Annual Car Insurance Rates by Company in Dakota Dunes, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Dakota Dunes, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dakota Dunes car insurance rates. Find the cheapest Dakota Dunes, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dakota Dunes, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,208 $3,330 $3,580
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,441 $2,585 $2,766
Progressive $3,185 $3,252 $3,426
State Farm $2,038 $2,121 $2,198

What affects car insurance rates in Dakota Dunes, South Dakota?

What factors can have an impact on Dakota Dunes, SD car insurance? There are several reasons why Dakota Dunes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dakota Dunes, South Dakota.

Commute Time in Dakota Dunes

The more time you spend in your car the higher the risk of an accident. The average commute length in Dakota Dunes, SD is 15.3 minutes according to City-Data.

Compare Car Insurance Quotes in Dakota Dunes, SD

Ready to find affordable Dakota Dunes, South Dakota car insurance today? Enter your ZIP code for fast, free Dakota Dunes, SD car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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