Compare Dakota Ridge, CO Car Insurance Rates (2021)

Car insurance in Dakota Ridge, CO averages $344 a month. Dakota Ridge, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Dakota Ridge car insurance rates, compare quotes from the top car insurance companies in Dakota Ridge, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Dakota Ridge is 80127
  • Average car insurance rates in Dakota Ridge, CO are $4,125/year
  • Average car insurance rates in Dakota Ridge, CO after a DUI are $4,907/year

If you need to buy Dakota Ridge, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Dakota Ridge, CO is right here.

You’ll find Dakota Ridge car insurance rates, the cheapest Dakota Ridge, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Dakota Ridge, Colorado car insurance rates to Lakewood car insurance rates, Greeley car insurance rates, and Denver car insurance rates.

Ready to find affordable Dakota Ridge, CO car insurance today? Enter your ZIP code for fast, free Dakota Ridge car insurance quotes.

Cheapest Dakota Ridge, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dakota Ridge, CO car insurance rates? Every Dakota Ridge, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dakota Ridge, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,625 $3,394 $3,259 $3,293 $12,662 $13,332 $4,007 $4,026
American Family $2,776 $2,776 $2,503 $2,503 $6,740 $9,060 $2,776 $3,398
Farmers $3,295 $3,261 $2,984 $3,233 $12,705 $12,767 $3,606 $3,617
GEICO $2,061 $2,263 $2,227 $2,561 $6,568 $6,911 $1,878 $1,889
Liberty Mutual $1,918 $1,842 $1,627 $1,796 $6,097 $6,662 $1,940 $1,954
Nationwide $2,681 $2,725 $2,400 $2,531 $6,874 $8,777 $3,095 $3,339
Progressive $2,511 $2,344 $2,213 $2,200 $8,827 $9,850 $2,823 $2,736
State Farm $2,276 $2,276 $2,067 $2,067 $6,746 $8,511 $2,554 $3,028
USAA $2,127 $2,108 $2,046 $2,031 $5,484 $6,257 $2,728 $2,944

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Minimum Car Insurance in Dakota Ridge, CO

Every driver must carry the minimum car insurance in Dakota Ridge, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Dakota Ridge, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Dakota Ridge, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dakota Ridge, CO. Compare credit history car insurance rates in Dakota Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dakota Ridge, Colorado

Insurance Company Poor Fair Good
Allstate $7,587 $5,852 $4,411
American Family $5,280 $3,762 $3,157
Farmers $6,599 $5,360 $5,091
GEICO $3,964 $3,295 $2,626
Liberty Mutual $4,249 $2,613 $2,077
Nationwide $4,897 $3,883 $3,379
Progressive $4,754 $4,069 $3,741
State Farm $5,118 $3,295 $2,659
USAA $4,733 $2,723 $2,190

Cheapest Dakota Ridge, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dakota Ridge, CO to rates for a clean record with top companies.

Annual Dakota Ridge, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,075 $5,842 $7,134 $5,748
American Family $3,011 $4,252 $5,589 $3,414
Farmers $4,797 $6,180 $6,096 $5,660
GEICO $2,302 $3,624 $4,257 $2,996
Liberty Mutual $2,618 $3,061 $3,163 $3,076
Nationwide $3,119 $4,259 $5,401 $3,432
Progressive $3,614 $5,115 $3,814 $4,209
State Farm $3,380 $4,001 $3,691 $3,691
USAA $2,340 $2,870 $5,018 $2,634

Cheapest Dakota Ridge, CO Car Insurance for Teen Drivers

Teen car insurance in Dakota Ridge, CO can be expensive. Take a look at rates from the top car insurance companies in Dakota Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dakota Ridge, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,662 $13,332
American Family $6,740 $9,060
Farmers $12,705 $12,767
GEICO $6,568 $6,911
Liberty Mutual $6,097 $6,662
Nationwide $6,874 $8,777
Progressive $8,827 $9,850
State Farm $6,746 $8,511
USAA $5,484 $6,257

Cheapest Dakota Ridge, CO Car Insurance for Seniors

Take a look at Dakota Ridge, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dakota Ridge, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,259 $3,293
American Family $2,503 $2,503
Farmers $2,984 $3,233
GEICO $2,227 $2,561
Liberty Mutual $1,627 $1,796
Nationwide $2,400 $2,531
Progressive $2,213 $2,200
State Farm $2,067 $2,067
USAA $2,046 $2,031

Cheapest Dakota Ridge, CO Car Insurance Rates After a DUI

A DUI in Dakota Ridge, CO increases car insurance rates. Compare Dakota Ridge, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dakota Ridge, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,134
American Family $5,589
Farmers $6,096
GEICO $4,257
Liberty Mutual $3,163
Nationwide $5,401
Progressive $3,814
State Farm $3,691
USAA $5,018

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Cheapest Dakota Ridge, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dakota Ridge, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dakota Ridge, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,950 $5,950
American Family $3,979 $4,154
Farmers $5,683 $5,683
GEICO $3,227 $3,362
Liberty Mutual $2,980 $2,980
Nationwide $4,053 $4,053
Progressive $4,188 $4,188
State Farm $3,599 $3,782
USAA $3,125 $3,306

Cheapest Dakota Ridge, CO Car Insurance Rates by ZIP Code

Dakota Ridge car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Dakota Ridge, CO.

Annual Car Insurance Rates by ZIP Code in Dakota Ridge, Colorado

ZIP Code Average Annual Rates
80127 $3,658
80235 $3,971
80465 $3,813

The Best Cheap Car Insurance Companies in Dakota Ridge, CO

Take a look at a side-by-side comparison of the top car insurance companies in Dakota Ridge, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dakota Ridge, Colorado

Insurance Company Average Annual Rates
Allstate $5,950
American Family $4,066
Farmers $5,683
GEICO $3,295
Liberty Mutual $2,980
Nationwide $4,053
Progressive $4,188
State Farm $3,691
USAA $3,216

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Category Winners: Cheapest Car Insurance in Dakota Ridge, Colorado

Find the cheapest car insurance companies in Dakota Ridge, CO for each category right here.

Best Annual Car Insurance Rates by Company in Dakota Ridge, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Dakota Ridge, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dakota Ridge car insurance rates. Find the cheapest Dakota Ridge, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dakota Ridge, Colorado

Insurance Company Low Medium High
Allstate $5,630 $5,930 $6,289
American Family $3,850 $4,150 $4,200
Farmers $4,928 $5,596 $6,527
GEICO $2,899 $3,223 $3,762
Liberty Mutual $2,796 $2,969 $3,173
Nationwide $4,038 $4,057 $4,063
Progressive $3,820 $4,203 $4,541
State Farm $3,413 $3,693 $3,967
USAA $3,052 $3,216 $3,379

What affects car insurance rates in Dakota Ridge, Colorado?

What factors can have an impact on Dakota Ridge, CO car insurance? There are several reasons why Dakota Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dakota Ridge, Colorado.

Commute Time in Dakota Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Dakota Ridge, CO is 29.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Dakota Ridge, CO

Ready to find affordable Dakota Ridge, Colorado car insurance today? Enter your ZIP code for fast, free Dakota Ridge, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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