Compare Dalhart, TX Car Insurance Rates (2021)

Car insurance in Dalhart, TX averages $323 a month. Dalhart, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Dalhart car insurance rates, compare quotes from the top car insurance companies in Dalhart, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Dalhart, TX are $3,877/year
  • Average car insurance rates in Dalhart, TX after a DUI are $4,395/year
  • The cheapest car insurance company in Dalhart is USAA

If you need to buy Dalhart, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Dalhart, TX is right here.

You’ll find Dalhart car insurance rates, the cheapest Dalhart, TX car insurance companies, and information on Texas car insurance laws. You can also compare Dalhart, Texas car insurance rates to Arlington car insurance rates, Plano car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Dalhart, TX car insurance today? Enter your ZIP code for fast, free Dalhart car insurance quotes.

Cheapest Dalhart, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dalhart, TX car insurance rates? Every Dalhart, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dalhart, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,705 $3,768 $3,664 $3,664 $9,235 $11,239 $4,592 $4,834
American Family $3,239 $3,550 $2,811 $3,176 $7,221 $9,577 $4,403 $5,008
GEICO $2,288 $2,428 $2,136 $2,354 $4,776 $5,021 $2,473 $2,511
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,502 $2,387 $2,215 $2,265 $10,149 $11,304 $2,962 $3,003
State Farm $1,740 $1,740 $1,539 $1,539 $4,006 $5,077 $1,881 $1,944
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

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Minimum Car Insurance in Dalhart, TX

Every driver must carry the minimum car insurance in Dalhart, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Dalhart, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Dalhart, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dalhart, TX. Compare credit history car insurance rates in Dalhart from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dalhart, Texas

Insurance Company Poor Fair Good
Allstate $7,130 $5,198 $4,435
American Family $6,896 $4,132 $3,591
GEICO $4,618 $2,622 $1,755
Nationwide $5,100 $4,065 $3,531
Progressive $5,200 $4,466 $4,129
State Farm $3,447 $2,145 $1,708
USAA $3,624 $2,022 $1,606

Cheapest Dalhart, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dalhart, TX to rates for a clean record with top companies.

Annual Dalhart, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,464 $6,591 $6,833 $4,464
American Family $4,475 $5,609 $4,932 $4,475
GEICO $2,548 $3,301 $2,851 $3,294
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $4,012 $5,164 $4,692 $4,526
State Farm $2,180 $2,477 $2,897 $2,180
USAA $1,833 $2,638 $3,094 $2,103

Cheapest Dalhart, TX Car Insurance for Teen Drivers

Teen car insurance in Dalhart, TX can be expensive. Take a look at rates from the top car insurance companies in Dalhart for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dalhart, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,235 $11,239
American Family $7,221 $9,577
GEICO $4,776 $5,021
Nationwide $7,453 $9,632
Progressive $10,149 $11,304
State Farm $4,006 $5,077
USAA $4,047 $4,518

Cheapest Dalhart, TX Car Insurance for Seniors

Take a look at Dalhart, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dalhart, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,664 $3,664
American Family $2,811 $3,176
GEICO $2,136 $2,354
Nationwide $2,351 $2,503
Progressive $2,215 $2,265
State Farm $1,539 $1,539
USAA $1,497 $1,531

Cheapest Dalhart, TX Car Insurance Rates After a DUI

A DUI in Dalhart, TX increases car insurance rates. Compare Dalhart, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dalhart, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,833
American Family $4,932
GEICO $2,851
Nationwide $5,466
Progressive $4,692
State Farm $2,897
USAA $3,094

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Cheapest Dalhart, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dalhart, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dalhart, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,465 $5,711
American Family $4,873 $4,873
GEICO $2,936 $3,061
Nationwide $4,232 $4,232
Progressive $4,598 $4,598
State Farm $2,433 $2,433
USAA $2,385 $2,449

The Best Cheap Car Insurance Companies in Dalhart, TX

Take a look at a side-by-side comparison of the top car insurance companies in Dalhart, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dalhart, Texas

Insurance Company Average Annual Rates
Allstate $5,588
American Family $4,873
GEICO $2,998
Nationwide $4,232
Progressive $4,598
State Farm $2,433
USAA $2,417

Category Winners: Cheapest Car Insurance in Dalhart, Texas

Find the cheapest car insurance companies in Dalhart, TX for each category right here.

Best Annual Car Insurance Rates by Company in Dalhart, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Dalhart, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dalhart car insurance rates. Find the cheapest Dalhart, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dalhart, Texas

Insurance Company Low Medium High
Allstate $5,473 $5,545 $5,745
American Family $4,635 $4,750 $5,234
GEICO $2,881 $2,970 $3,144
Nationwide $4,596 $4,046 $4,054
Progressive $4,364 $4,575 $4,856
State Farm $2,321 $2,426 $2,553
USAA $2,364 $2,412 $2,475

What affects car insurance rates in Dalhart, Texas?

What factors can have an impact on Dalhart, TX car insurance? There are several reasons why Dalhart car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dalhart, Texas.

Car Theft in Dalhart

High levels of vehicle theft can make car insurance more expensive. Dalhart, TX car theft statistics from the FBI indicate 15 vehicle thefts a year.

Commute Time in Dalhart

The more time you spend in your car the higher the risk of an accident. The average commute length in Dalhart, TX is 13.4 minutes according to City-Data.

Compare Car Insurance Quotes in Dalhart, TX

Ready to find affordable Dalhart, Texas car insurance today? Enter your ZIP code for fast, free Dalhart, TX car insurance quotes.

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