Compare Damariscotta, ME Car Insurance Rates (2021)

Car insurance in Damariscotta, ME averages $216 a month. Damariscotta, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Damariscotta car insurance rates, compare quotes from the top car insurance companies in Damariscotta, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Damariscotta is USAA
  • Average car insurance rates in Damariscotta, ME after a DUI are $3,065/year
  • The cheapest car insurance company in Damariscotta for teen drivers is USAA

If you need to buy Damariscotta, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Damariscotta, ME is right here.

You’ll find Damariscotta car insurance rates, the cheapest Damariscotta, ME car insurance companies, and information on Maine car insurance laws. You can also compare Damariscotta, Maine car insurance rates to Saco car insurance rates, Auburn car insurance rates, and Sanford car insurance rates.

Ready to find affordable Damariscotta, ME car insurance today? Enter your ZIP code for fast, free Damariscotta car insurance quotes.

Cheapest Damariscotta, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Damariscotta, ME car insurance rates? Every Damariscotta, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Damariscotta, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,745 $1,792 $1,566 $1,698 $4,375 $5,883 $1,897 $2,125
Farmers $1,686 $1,702 $1,584 $1,697 $5,439 $5,995 $1,991 $2,061
GEICO $1,106 $1,146 $1,106 $1,106 $2,717 $3,532 $1,207 $1,288
Liberty Mutual $2,946 $2,946 $2,807 $2,807 $6,229 $9,309 $2,946 $4,138
Progressive $1,929 $1,891 $1,929 $1,891 $8,067 $9,063 $2,247 $2,540
State Farm $1,368 $1,368 $1,294 $1,294 $4,407 $5,498 $1,529 $1,674
Travelers $1,029 $1,064 $935 $956 $4,151 $5,588 $1,020 $1,168
USAA $849 $837 $845 $825 $2,792 $3,079 $1,079 $1,134

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Minimum Car Insurance in Damariscotta, ME

Every driver must carry the minimum car insurance in Damariscotta, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Damariscotta, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Damariscotta, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Damariscotta, ME. Compare credit history car insurance rates in Damariscotta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Damariscotta, Maine

Insurance Company Poor Fair Good
Allstate $3,310 $2,525 $2,071
Farmers $3,224 $2,646 $2,438
GEICO $2,222 $1,474 $1,257
Liberty Mutual $5,939 $3,849 $3,010
Progressive $4,176 $3,582 $3,327
State Farm $3,356 $2,004 $1,552
Travelers $2,340 $1,918 $1,709
USAA $1,875 $1,291 $1,124

Cheapest Damariscotta, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Damariscotta, ME to rates for a clean record with top companies.

Annual Damariscotta, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,148 $2,913 $3,049 $2,431
Farmers $2,421 $3,086 $2,677 $2,893
GEICO $1,201 $1,690 $2,513 $1,201
Liberty Mutual $3,277 $3,856 $6,364 $3,567
Progressive $2,961 $5,004 $3,296 $3,519
State Farm $2,089 $2,519 $2,304 $2,304
Travelers $1,658 $1,842 $2,309 $2,146
USAA $1,087 $1,431 $2,007 $1,195

Cheapest Damariscotta, ME Car Insurance for Teen Drivers

Teen car insurance in Damariscotta, ME can be expensive. Take a look at rates from the top car insurance companies in Damariscotta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Damariscotta, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,375 $5,883
Farmers $5,439 $5,995
GEICO $2,717 $3,532
Liberty Mutual $6,229 $9,309
Progressive $8,067 $9,063
State Farm $4,407 $5,498
Travelers $4,151 $5,588
USAA $2,792 $3,079

Cheapest Damariscotta, ME Car Insurance for Seniors

Take a look at Damariscotta, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Damariscotta, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,566 $1,698
Farmers $1,584 $1,697
GEICO $1,106 $1,106
Liberty Mutual $2,807 $2,807
Progressive $1,929 $1,891
State Farm $1,294 $1,294
Travelers $935 $956
USAA $845 $825

Cheapest Damariscotta, ME Car Insurance Rates After a DUI

A DUI in Damariscotta, ME increases car insurance rates. Compare Damariscotta, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Damariscotta, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,049
Farmers $2,677
GEICO $2,513
Liberty Mutual $6,364
Progressive $3,296
State Farm $2,304
Travelers $2,309
USAA $2,007

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Cheapest Damariscotta, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Damariscotta, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Damariscotta, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,635 $2,635
Farmers $2,769 $2,769
GEICO $1,624 $1,678
Liberty Mutual $4,179 $4,353
Progressive $3,695 $3,695
State Farm $2,229 $2,379
Travelers $1,989 $1,989
USAA $1,390 $1,470

The Best Cheap Car Insurance Companies in Damariscotta, ME

Take a look at a side-by-side comparison of the top car insurance companies in Damariscotta, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Damariscotta, Maine

Insurance Company Average Annual Rates
Allstate $2,635
Farmers $2,769
GEICO $1,651
Liberty Mutual $4,266
Progressive $3,695
State Farm $2,304
Travelers $1,989
USAA $1,430

Category Winners: Cheapest Car Insurance in Damariscotta, Maine

Find the cheapest car insurance companies in Damariscotta, ME for each category right here.

Best Annual Car Insurance Rates by Company in Damariscotta, Maine

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Damariscotta, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Damariscotta car insurance rates. Find the cheapest Damariscotta, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Damariscotta, Maine

Insurance Company Low Medium High
Allstate $2,605 $2,606 $2,694
Farmers $2,657 $2,675 $2,977
GEICO $1,619 $1,629 $1,706
Liberty Mutual $4,213 $4,213 $4,372
Progressive $3,618 $3,625 $3,841
State Farm $2,243 $2,279 $2,390
Travelers $1,957 $1,961 $2,048
USAA $1,402 $1,413 $1,475

What affects car insurance rates in Damariscotta, Maine?

What factors can have an impact on Damariscotta, ME car insurance? There are several reasons why Damariscotta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Damariscotta, Maine.

Commute Time in Damariscotta

The more time you spend in your car the higher the risk of an accident. The average commute length in Damariscotta, ME is 33.5 minutes according to City-Data.

Compare Car Insurance Quotes in Damariscotta, ME

Ready to find affordable Damariscotta, Maine car insurance today? Enter your ZIP code for fast, free Damariscotta, ME car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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