Compare Damascus, AR Car Insurance Rates (2021)

Car insurance in Damascus, AR averages $347 a month. Damascus, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Damascus car insurance rates, compare quotes from the top car insurance companies in Damascus, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Damascus, AR are $4,160/year
  • The cheapest car insurance company in Damascus is USAA
  • The cheapest car insurance company in Damascus for teen drivers is USAA

If you need to buy Damascus, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Damascus, AR is right here.

You’ll find Damascus car insurance rates, the cheapest Damascus, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Damascus, Arkansas car insurance rates to Fayetteville car insurance rates, Bentonville car insurance rates, and Rogers car insurance rates.

Ready to find affordable Damascus, AR car insurance today? Enter your ZIP code for fast, free Damascus car insurance quotes.

Cheapest Damascus, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Damascus, AR car insurance rates? Every Damascus, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Damascus, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,883 $2,909 $2,563 $2,742 $10,308 $12,342 $3,194 $3,479
Farmers $2,328 $2,321 $2,075 $2,187 $10,070 $10,460 $2,669 $2,807
GEICO $2,557 $2,522 $2,354 $2,288 $6,903 $6,896 $2,529 $2,565
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,695 $2,741 $2,421 $2,554 $6,616 $8,415 $3,095 $3,333
Progressive $3,014 $2,846 $2,478 $2,594 $13,028 $14,688 $3,600 $3,906
State Farm $1,742 $1,742 $1,556 $1,556 $5,008 $6,290 $1,962 $2,258
Travelers $2,184 $2,225 $2,163 $2,170 $12,915 $20,807 $2,340 $2,685
USAA $1,284 $1,298 $1,191 $1,201 $3,985 $4,179 $1,651 $1,782

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Minimum Car Insurance in Damascus, AR

Every driver must carry the minimum car insurance in Damascus, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Damascus, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Damascus, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Damascus, AR. Compare credit history car insurance rates in Damascus from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Damascus, Arkansas

Insurance Company Poor Fair Good
Allstate $6,356 $4,858 $3,943
Farmers $4,957 $4,167 $3,970
GEICO $4,283 $3,525 $2,923
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,703 $3,791 $3,456
Progressive $6,521 $5,584 $5,202
State Farm $4,005 $2,411 $1,877
Travelers $6,804 $5,687 $5,317
USAA $2,745 $1,873 $1,596

Cheapest Damascus, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Damascus, AR to rates for a clean record with top companies.

Annual Damascus, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,177 $5,242 $5,812 $4,979
Farmers $3,688 $4,733 $4,624 $4,413
GEICO $2,441 $3,725 $5,514 $2,627
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $3,102 $4,005 $5,415 $3,414
Progressive $4,967 $6,929 $5,224 $5,957
State Farm $2,538 $2,990 $2,764 $2,764
Travelers $4,974 $5,138 $7,532 $6,100
USAA $1,595 $2,017 $2,905 $1,769

Cheapest Damascus, AR Car Insurance for Teen Drivers

Teen car insurance in Damascus, AR can be expensive. Take a look at rates from the top car insurance companies in Damascus for teenagers.

Annual Car Insurance Rates for Teen Drivers in Damascus, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,308 $12,342
Farmers $10,070 $10,460
GEICO $6,903 $6,896
Liberty Mutual $8,234 $9,082
Nationwide $6,616 $8,415
Progressive $13,028 $14,688
State Farm $5,008 $6,290
Travelers $12,915 $20,807
USAA $3,985 $4,179

Cheapest Damascus, AR Car Insurance for Seniors

Take a look at Damascus, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Damascus, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,563 $2,742
Farmers $2,075 $2,187
GEICO $2,354 $2,288
Liberty Mutual $2,143 $2,398
Nationwide $2,421 $2,554
Progressive $2,478 $2,594
State Farm $1,556 $1,556
Travelers $2,163 $2,170
USAA $1,191 $1,201

Cheapest Damascus, AR Car Insurance Rates After a DUI

A DUI in Damascus, AR increases car insurance rates. Compare Damascus, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Damascus, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,812
Farmers $4,624
GEICO $5,514
Liberty Mutual $5,091
Nationwide $5,415
Progressive $5,224
State Farm $2,764
Travelers $7,532
USAA $2,905

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Cheapest Damascus, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Damascus, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Damascus, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,052 $5,052
Farmers $4,365 $4,365
GEICO $3,548 $3,606
Liberty Mutual $3,924 $3,924
Nationwide $3,984 $3,984
Progressive $5,769 $5,769
State Farm $2,699 $2,829
Travelers $5,936 $5,936
USAA $2,012 $2,130

The Best Cheap Car Insurance Companies in Damascus, AR

Take a look at a side-by-side comparison of the top car insurance companies in Damascus, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Damascus, Arkansas

Insurance Company Average Annual Rates
Allstate $5,052
Farmers $4,365
GEICO $3,577
Liberty Mutual $3,924
Nationwide $3,984
Progressive $5,769
State Farm $2,764
Travelers $5,936
USAA $2,071

Category Winners: Cheapest Car Insurance in Damascus, Arkansas

Find the cheapest car insurance companies in Damascus, AR for each category right here.

Best Annual Car Insurance Rates by Company in Damascus, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Damascus, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Damascus car insurance rates. Find the cheapest Damascus, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Damascus, Arkansas

Insurance Company Low Medium High
Allstate $4,919 $5,049 $5,189
Farmers $4,121 $4,312 $4,661
GEICO $3,434 $3,576 $3,721
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $4,002 $3,903 $4,046
Progressive $5,231 $5,646 $6,430
State Farm $2,639 $2,761 $2,892
Travelers $5,635 $5,952 $6,221
USAA $1,988 $2,064 $2,162

What affects car insurance rates in Damascus, Arkansas?

What factors can have an impact on Damascus, AR car insurance? There are several reasons why Damascus car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Damascus, Arkansas.

Commute Time in Damascus

The more time you spend in your car the higher the risk of an accident. The average commute length in Damascus, AR is 21.5 minutes according to City-Data.

Compare Car Insurance Quotes in Damascus, AR

Ready to find affordable Damascus, Arkansas car insurance today? Enter your ZIP code for fast, free Damascus, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State