Compare Damascus, MD Car Insurance Rates (2021)

Car insurance in Damascus, MD averages $378 a month. Damascus, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Damascus car insurance rates, compare quotes from the top car insurance companies in Damascus, MD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Damascus for teen drivers is USAA
  • Average car insurance rates in Damascus, MD are $4,534/year
  • Average car insurance rates in Damascus, MD after a DUI are $5,361/year

If you need to buy Damascus, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Damascus, MD is right here.

You’ll find Damascus car insurance rates, the cheapest Damascus, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Damascus, Maryland car insurance rates to Gaithersburg car insurance rates, Bowie car insurance rates, and Greenbelt car insurance rates.

Ready to find affordable Damascus, MD car insurance today? Enter your ZIP code for fast, free Damascus car insurance quotes.

Cheapest Damascus, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Damascus, MD car insurance rates? Every Damascus, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Damascus, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,353 $3,220 $3,201 $3,286 $9,850 $11,557 $3,013 $3,060
GEICO $2,206 $2,413 $2,511 $2,900 $6,709 $7,638 $1,893 $1,990
Liberty Mutual $6,832 $6,832 $6,755 $6,755 $13,213 $19,557 $6,832 $9,184
Nationwide $1,920 $1,926 $1,736 $1,786 $4,547 $5,957 $2,226 $2,397
Progressive $2,288 $2,058 $1,998 $2,043 $8,222 $8,970 $2,657 $2,584
State Farm $2,472 $2,472 $2,281 $2,281 $7,873 $10,087 $2,764 $3,114
USAA $2,016 $1,977 $1,881 $1,873 $4,504 $5,320 $2,318 $2,583

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Minimum Car Insurance in Damascus, MD

Every driver must carry the minimum car insurance in Damascus, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Damascus, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Damascus, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Damascus, MD. Compare credit history car insurance rates in Damascus from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Damascus, Maryland

Insurance Company Poor Fair Good
Allstate $6,557 $4,585 $4,061
GEICO $4,003 $3,317 $3,277
Liberty Mutual $13,586 $8,743 $6,157
Nationwide $3,594 $2,543 $2,299
Progressive $4,850 $3,650 $3,057
State Farm $6,094 $3,618 $2,792
USAA $3,741 $2,568 $2,118

Cheapest Damascus, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Damascus, MD to rates for a clean record with top companies.

Annual Damascus, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,484 $5,963 $4,484 $5,339
GEICO $2,502 $3,902 $4,760 $2,966
Liberty Mutual $6,780 $8,968 $13,612 $8,620
Nationwide $2,474 $3,322 $2,647 $2,805
Progressive $3,293 $4,372 $3,963 $3,782
State Farm $3,733 $4,700 $4,120 $4,120
USAA $2,207 $2,711 $3,942 $2,376

Cheapest Damascus, MD Car Insurance for Teen Drivers

Teen car insurance in Damascus, MD can be expensive. Take a look at rates from the top car insurance companies in Damascus for teenagers.

Annual Car Insurance Rates for Teen Drivers in Damascus, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,850 $11,557
GEICO $6,709 $7,638
Liberty Mutual $13,213 $19,557
Nationwide $4,547 $5,957
Progressive $8,222 $8,970
State Farm $7,873 $10,087
USAA $4,504 $5,320

Cheapest Damascus, MD Car Insurance for Seniors

Take a look at Damascus, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Damascus, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,201 $3,286
GEICO $2,511 $2,900
Liberty Mutual $6,755 $6,755
Nationwide $1,736 $1,786
Progressive $1,998 $2,043
State Farm $2,281 $2,281
USAA $1,881 $1,873

Cheapest Damascus, MD Car Insurance Rates After a DUI

A DUI in Damascus, MD increases car insurance rates. Compare Damascus, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Damascus, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,484
GEICO $4,760
Liberty Mutual $13,612
Nationwide $2,647
Progressive $3,963
State Farm $4,120
USAA $3,942

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Cheapest Damascus, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Damascus, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Damascus, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,996 $5,139
GEICO $3,475 $3,590
Liberty Mutual $9,243 $9,747
Nationwide $2,812 $2,812
Progressive $3,852 $3,852
State Farm $4,062 $4,274
USAA $2,723 $2,895

The Best Cheap Car Insurance Companies in Damascus, MD

Take a look at a side-by-side comparison of the top car insurance companies in Damascus, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Damascus, Maryland

Insurance Company Average Annual Rates
Allstate $5,067
GEICO $3,533
Liberty Mutual $9,495
Nationwide $2,812
Progressive $3,852
State Farm $4,168
USAA $2,809

Category Winners: Cheapest Car Insurance in Damascus, Maryland

Find the cheapest car insurance companies in Damascus, MD for each category right here.

Best Annual Car Insurance Rates by Company in Damascus, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Damascus, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Damascus car insurance rates. Find the cheapest Damascus, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Damascus, Maryland

Insurance Company Low Medium High
Allstate $4,957 $5,041 $5,204
GEICO $3,409 $3,513 $3,676
Liberty Mutual $9,205 $9,471 $9,809
Nationwide $2,703 $2,820 $2,913
Progressive $3,666 $3,856 $4,035
State Farm $3,936 $4,180 $4,388
USAA $2,674 $2,818 $2,935

What affects car insurance rates in Damascus, Maryland?

What factors can have an impact on Damascus, MD car insurance? There are several reasons why Damascus car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Damascus, Maryland.

Commute Time in Damascus

The more time you spend in your car the higher the risk of an accident. The average commute length in Damascus, MD is 39.0 minutes according to City-Data.

Compare Car Insurance Quotes in Damascus, MD

Ready to find affordable Damascus, Maryland car insurance today? Enter your ZIP code for fast, free Damascus, MD car insurance quotes.

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