Compare Danbury, TX Car Insurance Rates (2021)

Car insurance in Danbury, TX averages $341 a month. Danbury, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Danbury car insurance rates, compare quotes from the top car insurance companies in Danbury, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Danbury is USAA
  • The cheapest car insurance company in Danbury for teen drivers is USAA
  • Average car insurance rates in Danbury, TX are $4,091/year

If you need to buy Danbury, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Danbury, TX is right here.

You’ll find Danbury car insurance rates, the cheapest Danbury, TX car insurance companies, and information on Texas car insurance laws. You can also compare Danbury, Texas car insurance rates to Laredo car insurance rates, San Antonio car insurance rates, and Austin car insurance rates.

Ready to find affordable Danbury, TX car insurance today? Enter your ZIP code for fast, free Danbury car insurance quotes.

Cheapest Danbury, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Danbury, TX car insurance rates? Every Danbury, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Danbury, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,777 $3,804 $3,726 $3,726 $10,135 $12,231 $4,679 $4,866
American Family $3,247 $3,655 $3,105 $3,596 $9,289 $12,081 $4,807 $5,481
GEICO $2,428 $2,630 $2,354 $2,688 $5,380 $5,565 $2,630 $2,613
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,622 $2,477 $2,340 $2,385 $11,260 $12,521 $3,101 $3,125
State Farm $1,834 $1,834 $1,633 $1,633 $4,388 $5,588 $1,994 $2,053
USAA $1,590 $1,590 $1,528 $1,506 $4,572 $4,949 $2,116 $2,247

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Minimum Car Insurance in Danbury, TX

Every driver must carry the minimum car insurance in Danbury, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Danbury, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Danbury, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Danbury, TX. Compare credit history car insurance rates in Danbury from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Danbury, Texas

Insurance Company Poor Fair Good
Allstate $7,458 $5,464 $4,681
American Family $7,655 $4,979 $4,339
GEICO $5,072 $2,871 $1,915
Nationwide $4,455 $3,582 $3,112
Progressive $5,586 $4,849 $4,502
State Farm $3,708 $2,310 $1,841
USAA $3,666 $2,141 $1,729

Cheapest Danbury, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Danbury, TX to rates for a clean record with top companies.

Annual Danbury, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,518 $7,070 $7,366 $4,518
American Family $5,134 $6,594 $5,766 $5,134
GEICO $2,788 $3,698 $3,069 $3,588
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $4,336 $5,636 $5,060 $4,884
State Farm $2,327 $2,670 $3,154 $2,327
USAA $1,864 $2,771 $3,274 $2,140

Cheapest Danbury, TX Car Insurance for Teen Drivers

Teen car insurance in Danbury, TX can be expensive. Take a look at rates from the top car insurance companies in Danbury for teenagers.

Annual Car Insurance Rates for Teen Drivers in Danbury, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,135 $12,231
American Family $9,289 $12,081
GEICO $5,380 $5,565
Nationwide $6,629 $8,499
Progressive $11,260 $12,521
State Farm $4,388 $5,588
USAA $4,572 $4,949

Cheapest Danbury, TX Car Insurance for Seniors

Take a look at Danbury, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Danbury, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,726 $3,726
American Family $3,105 $3,596
GEICO $2,354 $2,688
Nationwide $2,055 $2,173
Progressive $2,340 $2,385
State Farm $1,633 $1,633
USAA $1,528 $1,506

Cheapest Danbury, TX Car Insurance Rates After a DUI

A DUI in Danbury, TX increases car insurance rates. Compare Danbury, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Danbury, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,366
American Family $5,766
GEICO $3,069
Nationwide $4,772
Progressive $5,060
State Farm $3,154
USAA $3,274

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Cheapest Danbury, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Danbury, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Danbury, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,719 $6,017
American Family $5,657 $5,657
GEICO $3,226 $3,346
Nationwide $3,716 $3,716
Progressive $4,979 $4,979
State Farm $2,620 $2,620
USAA $2,481 $2,544

The Best Cheap Car Insurance Companies in Danbury, TX

Take a look at a side-by-side comparison of the top car insurance companies in Danbury, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Danbury, Texas

Insurance Company Average Annual Rates
Allstate $5,868
American Family $5,657
GEICO $3,286
Nationwide $3,716
Progressive $4,979
State Farm $2,620
USAA $2,512

Category Winners: Cheapest Car Insurance in Danbury, Texas

Find the cheapest car insurance companies in Danbury, TX for each category right here.

Best Annual Car Insurance Rates by Company in Danbury, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Danbury, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Danbury car insurance rates. Find the cheapest Danbury, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Danbury, Texas

Insurance Company Low Medium High
Allstate $5,744 $5,821 $6,038
American Family $5,194 $5,405 $6,373
GEICO $3,101 $3,243 $3,513
Nationwide $3,996 $3,558 $3,595
Progressive $4,730 $4,953 $5,253
State Farm $2,477 $2,611 $2,771
USAA $2,416 $2,500 $2,621

What affects car insurance rates in Danbury, Texas?

What factors can have an impact on Danbury, TX car insurance? There are several reasons why Danbury car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Danbury, Texas.

Commute Time in Danbury

The more time you spend in your car the higher the risk of an accident. The average commute length in Danbury, TX is 31.1 minutes according to City-Data.

Traffic in Danbury

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Danbury, TX traffic data from INRIX ranks Danbury as the 852nd-most congested in the world.

Compare Car Insurance Quotes in Danbury, TX

Ready to find affordable Danbury, Texas car insurance today? Enter your ZIP code for fast, free Danbury, TX car insurance quotes.

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