Compare Danville, IL Car Insurance Rates (2021)

Car insurance in Danville, IL averages $251 a month. Danville, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Danville car insurance rates, compare quotes from the top car insurance companies in Danville, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Danville, IL after a DUI are $3,509/year
  • The cheapest car insurance company in Danville for teen drivers is Liberty Mutual
  • The cheapest ZIP code in Danville is 61832

If you need to buy Danville, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Danville, IL is right here.

You’ll find Danville car insurance rates, the cheapest Danville, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Danville, Illinois car insurance rates to Joliet car insurance rates, Rockford car insurance rates, and Aurora car insurance rates.

Ready to find affordable Danville, IL car insurance today? Enter your ZIP code for fast, free Danville car insurance quotes.

Cheapest Danville, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Danville, IL car insurance rates? Every Danville, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Danville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,068 $3,082 $3,207 $3,207 $7,995 $10,406 $3,690 $3,990
American Family $2,052 $2,052 $1,882 $1,882 $5,824 $8,052 $2,052 $2,643
Farmers $2,246 $2,247 $1,990 $2,105 $9,740 $10,165 $2,565 $2,682
GEICO $1,475 $1,501 $1,419 $1,713 $4,613 $4,804 $1,860 $1,777
Liberty Mutual $1,390 $1,502 $1,156 $1,292 $4,419 $4,918 $1,455 $1,539
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,818 $1,712 $1,500 $1,578 $6,593 $7,386 $2,155 $2,313
State Farm $1,421 $1,421 $1,277 $1,277 $4,140 $5,238 $1,607 $1,851
Travelers $1,519 $1,601 $1,391 $1,482 $4,431 $5,570 $1,608 $1,693
USAA $1,605 $1,643 $1,496 $1,486 $5,099 $5,631 $2,117 $2,342

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Minimum Car Insurance in Danville, IL

Every driver must carry the minimum car insurance in Danville, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Danville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Danville, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Danville, IL. Compare credit history car insurance rates in Danville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Danville, Illinois

Insurance Company Poor Fair Good
Allstate $6,151 $4,450 $3,890
American Family $4,386 $2,993 $2,535
Farmers $4,788 $4,030 $3,834
GEICO $3,835 $1,881 $1,469
Liberty Mutual $3,126 $1,947 $1,554
Nationwide $3,151 $2,545 $2,230
Progressive $3,577 $3,026 $2,792
State Farm $3,308 $1,986 $1,543
Travelers $2,940 $2,371 $1,925
USAA $3,567 $2,448 $2,017

Cheapest Danville, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Danville, IL to rates for a clean record with top companies.

Annual Danville, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,444 $5,866 $5,477 $4,535
American Family $2,427 $3,466 $4,574 $2,752
Farmers $3,562 $4,593 $4,478 $4,238
GEICO $1,745 $2,342 $3,322 $2,172
Liberty Mutual $1,847 $2,602 $2,296 $2,090
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,582 $3,826 $2,862 $3,257
State Farm $2,078 $2,480 $2,279 $2,279
Travelers $1,918 $2,514 $2,809 $2,406
USAA $1,913 $2,740 $3,752 $2,304

Cheapest Danville, IL Car Insurance for Teen Drivers

Teen car insurance in Danville, IL can be expensive. Take a look at rates from the top car insurance companies in Danville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Danville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,995 $10,406
American Family $5,824 $8,052
Farmers $9,740 $10,165
GEICO $4,613 $4,804
Liberty Mutual $4,419 $4,918
Nationwide $4,608 $5,912
Progressive $6,593 $7,386
State Farm $4,140 $5,238
Travelers $4,431 $5,570
USAA $5,099 $5,631

Cheapest Danville, IL Car Insurance for Seniors

Take a look at Danville, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Danville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,207 $3,207
American Family $1,882 $1,882
Farmers $1,990 $2,105
GEICO $1,419 $1,713
Liberty Mutual $1,156 $1,292
Nationwide $1,508 $1,597
Progressive $1,500 $1,578
State Farm $1,277 $1,277
Travelers $1,391 $1,482
USAA $1,496 $1,486

Cheapest Danville, IL Car Insurance Rates After a DUI

A DUI in Danville, IL increases car insurance rates. Compare Danville, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Danville, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,477
American Family $4,574
Farmers $4,478
GEICO $3,322
Liberty Mutual $2,296
Nationwide $3,236
Progressive $2,862
State Farm $2,279
Travelers $2,809
USAA $3,752

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Cheapest Danville, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Danville, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Danville, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,830 $4,830
American Family $3,263 $3,347
Farmers $4,218 $4,218
GEICO $2,353 $2,437
Liberty Mutual $2,209 $2,209
Nationwide $2,642 $2,642
Progressive $3,132 $3,132
State Farm $2,222 $2,336
Travelers $2,317 $2,506
USAA $2,602 $2,753

Cheapest Danville, IL Car Insurance Rates by ZIP Code

Danville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Danville, IL.

Annual Car Insurance Rates by ZIP Code in Danville, Illinois

ZIP Code Average Annual Rates
61832 $2,949
61834 $2,983

The Best Cheap Car Insurance Companies in Danville, IL

Take a look at a side-by-side comparison of the top car insurance companies in Danville, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Danville, Illinois

Insurance Company Average Annual Rates
Allstate $4,830
American Family $3,305
Farmers $4,218
GEICO $2,395
Liberty Mutual $2,209
Nationwide $2,642
Progressive $3,132
State Farm $2,279
Travelers $2,412
USAA $2,677

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Category Winners: Cheapest Car Insurance in Danville, Illinois

Find the cheapest car insurance companies in Danville, IL for each category right here.

Best Annual Car Insurance Rates by Company in Danville, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Cheapest Danville, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Danville car insurance rates. Find the cheapest Danville, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Danville, Illinois

Insurance Company Low Medium High
Allstate $4,695 $4,826 $4,970
American Family $3,165 $3,426 $3,323
Farmers $4,007 $4,114 $4,531
GEICO $2,184 $2,390 $2,611
Liberty Mutual $2,090 $2,204 $2,332
Nationwide $2,636 $2,662 $2,629
Progressive $2,836 $3,112 $3,448
State Farm $2,148 $2,281 $2,407
Travelers $2,257 $2,409 $2,570
USAA $2,489 $2,674 $2,869

What affects car insurance rates in Danville, Illinois?

What factors can have an impact on Danville, IL car insurance? There are several reasons why Danville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Danville, Illinois.

Commute Time in Danville

The more time you spend in your car the higher the risk of an accident. The average commute length in Danville, IL is 14.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Danville, IL

Ready to find affordable Danville, Illinois car insurance today? Enter your ZIP code for fast, free Danville, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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